Renohouse
ActiveSummary
The computed 12-month bankruptcy probability of Renohouse is 2.7% (moderate). The 2025 annual accounts show equity of €59k and a net result of €-16k. Equity is growing by ~36.9% per year across the filed fiscal years. Its solvency ranks better than 27% of 27965 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability10▼-90
Solvency51▼-40
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.36 against 2.93 in 2024; short-term debt: 73.3% and cash: 5.6% of total assets), and 73.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.1%
Return on assets
-6.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
35 d late
2024
22 d early
2023
37 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▼ 20.9%
2024 · €75k
2023: €16klowest in 3 years
2024: €75k▲ +382% vs 2023highest in 3 years
2025: €59k▼ -20.9% vs 2024
2023 → 2025
Total assets
€226k▲ 101%
2024 · €112k
2023: €205k
2024: €112k▼ -45.2% vs 2023lowest in 3 years
2025: €226k▲ +101% vs 2024highest in 3 years
2023 → 2025
Net result
€-16k
2024 · €59k
2023: €11k
2024: €59k▲ +463% vs 2023highest in 3 years
2025: €-16k▼ -126% vs 2024lowest in 3 years
2023 → 2025
Working capital
€59k▼ 18.3%
2024 · €73k
2023: €148khighest in 3 years
2024: €73k▼ -50.7% vs 2023
2025: €59k▼ -18.3% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€75k▲ 382%€59k▼ 20.9%
2023: €16klowest in 3 years
2024: €75k▲ +382% vs 2023highest in 3 years
2025: €59k▼ -20.9% vs 2024
Operating result€20k-€85k▲ 318%€-11k
2023: €20k
2024: €85k▲ +318% vs 2023highest in 3 years
2025: €-11k▼ -112% vs 2024lowest in 3 years
Net result€11k-€59k▲ 463%€-16k
2023: €11k
2024: €59k▲ +463% vs 2023highest in 3 years
2025: €-16k▼ -126% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €85k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €226k
Fixed assets
€1k ▼ 47.1%
Current assets
€225k ▲ 104%
Equity and liabilities €226k
Equity
€59k ▼ 20.9%
Debt
€167k ▲ 343%
Debt's share of the balance-sheet total rises from 33.5% to 73.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-10k▼
2024 · €86k
Cash flow
€-15k▼
2024 · €60k
Current ratio
1.36▼
2024 · 2.93
Quick ratio
0.28▼
2024 · 2.93
Debt to equity
2.83▲
2024 · 0.50
ROE
-26.3%▼
2024 · 79.2%
ROA
-6.9%▼
2024 · 52.7%
Interest coverage
-1.90▼
2024 · 19.06
Debt ≤ 1 year
€166k▲
2024 · €38k
Income taxes
€0▼
2024 · €23k
Staff costs
€0▼
2024 · €85
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€112k€226k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€946€706▼
Furniture and vehicles24€1k€327▼
Current assets29/58€110k€225k▲
Stocks and contracts in progress3-€179k
Stocks30/36-€179k
Amounts receivable within one year40/41€15k€29k▲
Trade receivables40€12k€4k▼
Other amounts receivable41€2k€25k▲
Cash at bank and in hand54/58€92k€13k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€112k€226k▲
Equity10/15€75k€59k▼
Contributions10/11€5k€5k=
Reserves13€70k€70k=
Distributable reserves133€70k€70k=
Profit (loss) carried forward14-€-16k
Amounts payable17/49€38k€167k▲
Amounts payable within one year42/48€38k€166k▲
Current portion of amounts payable after more than one year42-€130k
Trade debts44€15k€798▼
Suppliers440/4€15k€798▼
Taxes, remuneration and social security45€13k€23k▲
Taxes450/3€11k€23k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€10k€12k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Non-recurring operating income76A€77k€0▼
Remuneration, social security and pensions62€85€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€961€921▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€88k€-8k▼
Operating profit (loss)9901€85k€-11k▼
Financial income75/76B€1k€72▼
Recurring financial income75€1k€72▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€82k€-16k▼
Income taxes67/77€23k€0▼
Profit (loss) for the period9904€59k€-16k▼
Profit (loss) for the period to be appropriated9905€59k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€-16k▼
Transfer to equity691/2€59k€0▼
To other reserves6921€59k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | €77k | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | €85 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €961 | €921 | ▼ 4.1% |
| Other operating charges640/8 | €16k | €1k | €1k | ▲ 2.1% |
| Gross operating margin9900 | €38k | €88k | €-8k | ▼ 109% |
| Operating profit (loss)9901 | €20k | €85k | €-11k | ▼ 112% |
| Financial income75/76B | €7 | €1k | €72 | ▼ 93.4% |
| Recurring financial income75 | €7 | €1k | €72 | ▼ 93.4% |
| Financial charges65/66B | €7k | €5k | €5k | ▲ 11.9% |
| Recurring financial charges65 | €7k | €5k | €5k | ▲ 11.9% |
| Profit (loss) for the period before taxes9903 | €14k | €82k | €-16k | ▼ 119% |
| Income taxes67/77 | €3k | €23k | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €11k | €59k | €-16k | ▼ 126% |
| Profit (loss) for the period to be appropriated9905 | €11k | €59k | €-16k | ▼ 126% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €205k | €112k | €226k | ▲ 101% |
| Fixed assets21/28 | €3k | €2k | €1k | ▼ 47.1% |
| Tangible fixed assets22/27 | €3k | €2k | €1k | ▼ 47.1% |
| Plant, machinery and equipment23 | €1k | €946 | €706 | ▼ 25.4% |
| Furniture and vehicles24 | €2k | €1k | €327 | ▼ 67.5% |
| Current assets29/58 | €202k | €110k | €225k | ▲ 104% |
| Stocks and contracts in progress3 | €149k | - | €179k | - |
| Stocks30/36 | €149k | - | €179k | - |
| Amounts receivable within one year40/41 | €401 | €15k | €29k | ▲ 97.5% |
| Trade receivables40 | €192 | €12k | €4k | ▼ 63.9% |
| Other amounts receivable41 | €209 | €2k | €25k | ▲ 897% |
| Cash at bank and in hand54/58 | €53k | €92k | €13k | ▼ 86.2% |
| Deferred charges and accrued income490/1 | €489 | €3k | €4k | ▲ 16.2% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €205k | €112k | €226k | ▲ 101% |
| Equity10/15 | €16k | €75k | €59k | ▼ 20.9% |
| Contributions10/11 | €5k | €5k | €5k | = |
| Reserves13 | €11k | €70k | €70k | = |
| Distributable reserves133 | €11k | €70k | €70k | = |
| Profit (loss) carried forward14 | - | - | €-16k | - |
| Amounts payable17/49 | €189k | €38k | €167k | ▲ 343% |
| Amounts payable after more than one year17 | €135k | - | - | - |
| Financial debts170/4 | €135k | - | - | - |
| Amounts payable within one year42/48 | €54k | €38k | €166k | ▲ 340% |
| Current portion of amounts payable after more than one year42 | - | - | €130k | - |
| Trade debts44 | €6k | €15k | €798 | ▼ 94.8% |
| Suppliers440/4 | €6k | €15k | €798 | ▼ 94.8% |
| Taxes, remuneration and social security45 | €13k | €13k | €23k | ▲ 77.1% |
| Taxes450/3 | €11k | €11k | €23k | ▲ 111% |
| Remuneration and social security454/9 | €2k | €2k | €0 | ▼ 100% |
| Other amounts payable47/48 | €35k | €10k | €12k | ▲ 26.6% |
| Accrued charges and deferred income492/3 | - | - | €1k | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €11k | €59k | €-16k | ▼ 126% |
| + Depreciation and write-downs630 | €2k | €961 | €921 | ▼ 4.1% |
| Operating cash flow (approximation) | €12k | €60k | €-15k | ▼ 124% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €40k | €-80k | ▼ 300% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 35 days late
2025
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €59k ▲463%
Operating result €85k, net result €59k, both a record.
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2022
Ground area
1,624 m²
Building footprint
142 m²
Volume, LiDAR
879 m³
Parcel 41081A0882/00N002, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Renohouse
since 20222.330.959.686
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41081A0882/00N002 | Flanders | 1,624 m² | 1 · 142 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,014 companies in sector 43310 we hold annual accounts for 1,746. 1,528 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43110Demolition
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.