RENOGRAVE
ActiveThe computed 12-month bankruptcy probability of RENOGRAVE is 3.6% (moderate). The annual accounts of RENOGRAVE for fiscal year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €8k and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 2041 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-69
Solvency47▼-19
Growth52=
Track record94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.93 against 1.09 in 2024; short-term debt: 77.8% and cash: 29.5% of total assets), and 77.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.2%
Return on assets
-31.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2041 sector peers (2025).
NBB · sector comparisonPosition among 2041 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
92 d early
2024
93 d early
2023
63 d early
2022
76 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-11k
2024 · €29
2022: €1k
2023: €15k
2024: €29
2022 → 2025
Working capital
€-2k
2024 · €2k
2022: €-18k
2023: €-5k
2024: €2k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€4k-€19k▲ 400%€19k▲ 0.2%€8k▼ 59.0%
Operating result€2k-€20k▲ 986%€1k▼ 94.2%€-11k
Net result€1k-€15k▲ 1,065%€29▼ 99.8%€-11k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €1k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€10k▼ 42.0%
Current assets
€26k▼ 14.4%
Equity and liabilities €35k
Equity
€8k▼ 59.0%
Debt
€27k=
The debt ratio rises from 59.0% to 77.8%. Equity is lower.
Key figures and ratios
EBITDA
€-4k▼
2024 · €8k
Cash flow
€-4k▼
2024 · €7k
Solvency
22.2%▼
2024 · 41.0%
Current ratio
0.93▼
2024 · 1.09
Quick ratio
0.93▼
2024 · 1.09
Debt / equity
3.51▲
2024 · 1.44
ROE
-144.1%▼
2024 · 0.2%
ROA
-31.9%▼
2024 · 0.1%
Interest coverage
-75.81▼
2024 · 108.06
Debt
€27k=
2024 · €27k
Debt ≤ 1 year
€27k=
2024 · €27k
Income taxes
€125▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€35k▼
Fixed assets21/28€17k€10k▼
Tangible fixed assets22/27€17k€10k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€13k€8k▼
Current assets29/58€30k€26k▼
Amounts receivable within one year40/41€15k€13k▼
Trade receivables40€15k€10k▼
Other amounts receivable41€313€3k▲
Cash at bank and in hand54/58€12k€10k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€46k€35k▼
Equity10/15€19k€8k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€17k€5k▼
Amounts payable17/49€27k€27k=
Amounts payable within one year42/48€27k€27k=
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€2k-
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€23k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€988€741▼
Gross operating margin9900€9k€-3k▼
Operating profit (loss)9901€1k€-11k▼
Financial charges65/66B€75€54▼
Recurring financial charges65€75€54▼
Profit (loss) for the period before taxes9903€1k€-11k▼
Income taxes67/77€1k€125▼
Profit (loss) for the period9904€29€-11k▼
Profit (loss) for the period to be appropriated9905€29€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€5k▼
Profit (loss) brought forward from the previous period14P€17k€17k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
19-03
State Gazette act
Statutes amendmentGeneral meeting · Registered-office move · Statutes amendment7 facts ▸
State Gazette act
Statutes amendment
General meeting · Registered-office move · Statutes amendment7 facts ▸
- General meeting, 04/02/2026
- Registered-office move, Région Wallonne
- Statutes amendment
- Corporate purpose, tous travaux généraux de menuiserie et d'ébénisterie, menuiserie intérieure et extérieure, portes, fenêtres, escaliers, châssis, meubles, décoration, cuisines é…
- Capital
- Name change, RENOGRAVE
- Registered-office address, 1428 Braine-l'Alleud (Lillois-Witterzée), Avenue Bel Air 45
2025
31-12
Financial
Weakest financial yearnet €-11k ▼39178%
Net result drops to €-11k, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2022net €15k ▲1065%
Operating result €20k, net result €15k, both a record.
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Bel Air 451428 Braine-l'AlleudGround area
1,325 m²
Building footprint
195 m²
Volume, LiDAR
1,085 m³
2 parcels, Flanders, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hof-ten-Berg 28, 1640 Sint-Genesius-Rode
since 20222.338.977.232
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25054D0056/00N002 | Wallonia | 840 m² | 1 · 110 m² | 7.7 m · 2 fl. |
| 22004C0030/00T000 | Flanders | 485 m² | 1 · 86 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 3,576 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2022
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43995Specialised construction activities
43320Joinery installation
43332Laying of wooden floor and wall coverings
43341Painting of buildings
43343Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:renograve@outlook.com
Phone:0479110997