Financials
- Fiscal year
- 2025
- Total assets
- €275,327
- Loss
- -€71,060
- Solvency
- 32.5%
Total assets▲ 37.4%
Net result
20192025
RENOGAR
ActiveSummary
The computed 12-month bankruptcy probability of RENOGAR is 2.8% (moderate). The 2025 annual accounts show equity of €89,549 and a net result of -€71,060. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 34% of 33,994 sector peers (NACE 43, fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Plastering work
NACE 43310
1 site
Size
€275,327total assets 2025
- Equity
- €89,549
- Loss
- -€71,060
Turnover not published (abridged schema)
Structure
Accounts 17 days early1 of 4 deeds read
Why 49- Loss of €71,060 (FY 2025)- Liquidity: current ratio 1.68, cash €0, halved- 1 change of registered office in 24 months- Sector Specialised construction activities (NACE 43)Show the evidence
Checked score
Score 2025
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency
58-42
equity 32.5% of total assets
Liquidity
19-35
short-term debt 58.8% · cash 0.0%
Profitability
0-100
return on assets -25.8%
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.2%
12-2024: 1.2%● unchanged vs 11-2024
01-2025: 1.2%● unchanged vs 12-2024
02-2025: 1.2%● unchanged vs 01-2025
03-2025: 1.1%▼ -0.1 percentage points vs 02-2025
04-2025: 0.5%▼ -0.6 percentage points vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.4%▼ -0.1 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025lowest value
11-2025: 0.4%● unchanged vs 10-2025lowest value
12-2025: 0.4%● unchanged vs 11-2025lowest value
01-2026: 0.9%▲ +0.5 percentage points vs 12-2025
02-2026: 1.1%▲ +0.2 percentage points vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.2%▲ +0.1 percentage points vs 03-2026
05-2026: 2.9%▲ +1.7 percentage points vs 04-2026
06-2026: 2.9%● unchanged vs 05-2026highest value
07-2026: 2.9%● unchanged vs 06-2026highest value
08-2026: 2.9%● unchanged vs 07-2026highest value
09-2026: 2.8%▼ -0.1 percentage points vs 08-2026
10-2026: 2.8%● unchanged vs 09-2026
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 1.68 against 4.78 in 2024; short-term debt: 58.8% and cash: 0% of total assets), but 67.5% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 34% on solvency, 11% on liquidity, 4% on profitability and 10% on growth.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
17 days early
2024
48 days early
2023
26 days early
2022
23 days early
2021
51 days early
2020
42 days early
2019
23 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 5 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close08-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Registered officeRegistered-office move
- Weakest financial yearnet -€71,060
Key points
By topic
Timeline
- Events
- 14
- Since
- 2018
- Next accounts
- by 30-04-2027
- 13-03-2025Annual accounts filed
- 30-09-2024Highest result since 2019
- 30-09-2024Liquidity quadruples
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Plastering workNACE 43310
- Founded
- 03-03-2016
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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