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RENOADVIES

Active
Private limited companyfounded 20197 yrs activeBarelstraat(BOR) 202, 2880 Bornem, BelgiumKBO/BCE: BE 0726.384.993
Summary

RENOADVIES has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,882 and a net result of €5,583. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 9537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 7.84 against 4.82 in 2024; short-term debt: 12.8% and cash: 81.8% of total assets), and 12.8% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-10-2025, 30 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
30 d early
2024
35 d early
2023
35 d early
2022
5 d early
2021
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RENOADVIES was incorporated on 3 May 2019 as a Private limited company.1 Total assets rose from EUR 7,509 in 2021 to EUR 21,644 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€18,882▼ 28.2%
2024 · €26,299
Total assets
€21,644▼ 34.8%
2024 · €33,176
Net result
€5,583▼ 54.1%
2024 · €12,155
Working capital
€18,882▼ 28.2%
2024 · €26,299
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€6,907-€8,809-€1,289€16,727€8,352▼ 50.1%
Net result-€6,915-€8,392-€1,332€12,155€5,583▼ 54.1%
Equity€7,085-€15,477▲ 118%€14,145▼ 8.6%€26,299▲ 85.9%€18,882▼ 28.2%
Total assets€7,509-€16,708▲ 123%€14,145▼ 15.3%€33,176▲ 135%€21,644▼ 34.8%
Debt€424-€1,230▲ 191%€0▼ 100%€6,877€2,762▼ 59.8%
Working capital€7,085-€15,477▲ 118%€14,145▼ 8.6%€26,299▲ 85.9%€18,882▼ 28.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2021: -€6,907-€6,907Net result 2021: -€6,915-€6,915Operating result 2022: €8,809€8,809Net result 2022: €8,392€8,392Operating result 2023: -€1,289-€1,289Net result 2023: -€1,332-€1,332Operating result 2024: €16,727€16,727Net result 2024: €12,155€12,155Operating result 2025: €8,352€8,352Net result 2025: €5,583€5,58320212022202320242025-€5,000€0€5,000€10,000€15,000Operating result 2023: -€1,289-€1,290Net result 2023: -€1,332-€1,330Operating result 2024: €16,727€16,700Net result 2024: €12,155€12,200Operating result 2025: €8,352€8,350Net result 2025: €5,583€5,580202320242025
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €21,644
Equity €18,882 ▼ 28.2%
Debt €2,762 ▼ 59.8%
Debt's share of the balance-sheet total falls from 20.7% to 12.8%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
7.84▲
2024 · 4.82
Debt to equity
0.15▼
2024 · 0.26
ROE
29.6%▼
2024 · 46.2%
ROA
25.8%▼
2024 · 36.6%
Debt ≤ 1 year
€2,762▼
2024 · €6,877
Income taxes
€2,699▼
2024 · €4,502
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.5% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€33,176€21,644▼
Current assets29/58€33,176€21,644▼
Amounts receivable within one year40/41€3,000€3,950▲
Trade receivables40€3,000€3,950▲
Cash at bank and in hand54/58€30,176€17,694▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€33,176€21,644▼
Equity10/15€26,299€18,882▼
Contributions10/11€14,000€1,000▼
Reserves13€12,299€17,882▲
Distributable reserves133€12,299€17,882▲
Profit (loss) carried forward14€0-
Amounts payable17/49€6,877€2,762▼
Amounts payable within one year42/48€6,877€2,762▼
Trade debts44€0€0▼
Suppliers440/4€0€0▼
Taxes, remuneration and social security45€4,502€699▼
Taxes450/3€4,502€699▼
Other amounts payable47/48€2,375€2,063▼
Income statement Code20242025
Other operating charges640/8€651€505▼
Gross operating margin9900€17,378€8,857▼
Operating profit (loss)9901€16,727€8,352▼
Financial charges65/66B€71€70▼
Recurring financial charges65€71€70▼
Profit (loss) for the period before taxes9903€16,656€8,282▼
Income taxes67/77€4,502€2,699▼
Profit (loss) for the period9904€12,155€5,583▼
Profit (loss) for the period to be appropriated9905€12,155€5,583▼
Appropriation of the result
Profit (loss) to be appropriated9906€12,299€5,583▼
Profit (loss) brought forward from the previous period14P€145€0▼
Transfer to equity691/2€12,299€5,583▼
To other reserves6921€12,299€5,583▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8-€255€122€651€505▼ 22.4%
Gross operating margin9900-€6,772€9,064-€1,167€17,378€8,857▼ 49.0%
Operating profit (loss)9901-€6,907€8,809-€1,289€16,727€8,352▼ 50.1%
Financial charges65/66B-€48€44€71€70▼ 1.0%
Recurring financial charges65€8€48€44€71€70▼ 1.0%
Profit (loss) for the period before taxes9903-€6,915€8,761-€1,332€16,656€8,282▼ 50.3%
Income taxes67/77-€369€0€4,502€2,699▼ 40.0%
Profit (loss) for the period9904-€6,915€8,392-€1,332€12,155€5,583▼ 54.1%
Profit (loss) for the period to be appropriated9905-€6,915€8,392-€1,332€12,155€5,583▼ 54.1%
Line20212022202320242025Change
Assets
Total assets20/58€7,509€16,708€14,145€33,176€21,644▼ 34.8%
Current assets29/58€7,509€16,708€14,145€33,176€21,644▼ 34.8%
Amounts receivable within one year40/41---€3,000€3,950▲ 31.7%
Trade receivables40---€3,000€3,950▲ 31.7%
Cash at bank and in hand54/58€7,402€16,613€14,037€30,176€17,694▼ 41.4%
Deferred charges and accrued income490/1-€95€108€0--
Equity and liabilities
Total equity and liabilities10/49€7,509€16,708€14,145€33,176€21,644▼ 34.8%
Equity10/15€7,085€15,477€14,145€26,299€18,882▼ 28.2%
Contributions10/11-€14,000€14,000€14,000€1,000▼ 92.9%
Reserves13---€12,299€17,882▲ 45.4%
Distributable reserves133---€12,299€17,882▲ 45.4%
Profit (loss) carried forward14-€6,915€1,477€145€0--
Amounts payable17/49€424€1,230€0€6,877€2,762▼ 59.8%
Amounts payable within one year42/48€424€1,230€0€6,877€2,762▼ 59.8%
Trade debts44€424€861€0€0€0▼ 100%
Suppliers440/4-€861€0€0€0▼ 100%
Taxes, remuneration and social security45-€369€0€4,502€699▼ 84.5%
Taxes450/3-€369€0€4,502€699▼ 84.5%
Other amounts payable47/48---€2,375€2,063▼ 13.1%
Line20212022202320242025Change
Profit (loss) for the period9904-€6,915€8,392-€1,332€12,155€5,583▼ 54.1%
Operating cash flow (approximation)-€6,915€8,392-€1,332€12,155€5,583▼ 54.1%
Change in cash-€9,211-€2,576€16,139-€12,482▼ 177%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
01-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
26-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Back to profitnet €12,155
Net result €12,155 after one loss-making year.
2023
26-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
26-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Back to profitnet €8,392
Net result €8,392 after one loss-making year.
2021
27-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
809 m²
Building footprint
173 m²
Volume, LiDAR
807 m³
Parcel 12362E0111/02K000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RENOADVIES
Barelstraat(BOR) 202, 2880 BornemReal estate activities
since 20192.289.381.924
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12362E0111/02K000 Flanders 809 m² 1 · 173 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,252 companies in sector 71111 we hold annual accounts for 6,320. 4,390 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-05-2019
Fiscal year end31-03
Trade name NL RenoAdvies / DBS beheer
Activities, NACEBEL 2025
71111Activities of building architects
Contact
E-mail renoadvies@outlook.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:0726384993
Also 9925:BE0726384993
Registered 05-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.