RENO SEN

Active

Private limited companyfounded 20242 yrs activeDennenlaan 56, 2560 Nijlen, BelgiumKBO/BCE: BE 1008.940.550

Summary

RENO SEN has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,192 and a net result of €32,192. Its solvency ranks better than 54% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

RENO SENActiveChecked score 89/100

Risk analysis Report Compare

Activity

Bricklaying and masonry work

NACE 43910NACE 43994

1 site

Size

€68,925total assets 2025

Equity: €35,192
Profit: €32,192

Turnover not published (abridged schema)

Financial health

89 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts 81 d early0 of 1 deed read

Why 89- Founded in 2024- Size: total assets €68,925+ Liquidity: current ratio 1.99, cash €59,034+ Equity €35,192 (51.1% of total assets)Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Better than 74% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 76

equity 51.1% of total assets

Liquidity 76

short-term debt 48.9% · cash 85.6%

Profitability 100

return on assets 46.7%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)

Last 24 months 05-2025: 1.9% 06-2025: 1.9%● 0.0% vs 05-2025 07-2025: 1.9%▲ +2.7% vs 06-2025 08-2025: 2.3%▲ +19.0% vs 07-2025 09-2025: 2.4%▲ +5.2% vs 08-2025 10-2025: 2.7%▲ +12.0% vs 09-2025 11-2025: 2.7%● 0.0% vs 10-2025 12-2025: 3.0%▲ +10.3% vs 11-2025 01-2026: 3.0%▲ +1.8% vs 12-2025 02-2026: 2.9%▼ -4.2% vs 01-2026 03-2026: 3.0%▲ +1.3% vs 02-2026 04-2026: 3.3%▲ +11.7% vs 03-2026 05-2026: 3.3%▲ +1.1% vs 04-2026highest value 06-2026: 0.3%▼ -90.9% vs 05-2026lowest value 07-2026: 0.3%● 0.0% vs 06-2026lowest value 08-2026: 0.3%● 0.0% vs 07-2026lowest value 09-2026: 0.3%● 0.0% vs 08-2026lowest value 10-2026: 0.3%● 0.0% vs 09-2026lowest value

Liquidity: current ratio 1.99, cash €59,034 lowers the probability
Founded in 2024 raises the probability for this profile
Equity €35,192 (51.1% of total assets) lowers the probability
Size: total assets €68,925 raises the probability for this profile

Credit up to €3,000 at 30 days acceptable

Liquidity ample (current ratio 1.99; short-term debt: 48.9% and cash: 85.6% of total assets), and 48.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 55%, liquidity 74%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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