RENO RAM

Active

Private limited companyfounded 2022active for 4 yearsLeeuwerikenstraat 142, 8400 Oostende, BelgiumKBO/BCE: BE 0784.310.326

Summary

The computed 12-month bankruptcy probability of RENO RAM is 3.8% (moderate). The 2026 annual accounts show negative equity (-€18,678) and a net result of -€31,321. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 245 sector peers (NACE 41, financial year 2026). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

RENO RAMActiveChecked score 46/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€293,838total assets 2026

Equity: -€18,678
Loss: -€31,321

Turnover not published (micro format)

Financial health

46 Fair Checked score 2026

Bankruptcy probabilitywithin 12 months: 3.8%

Structure

2026 accounts 32 days early1 deed in the Belgian Official Gazette

Why 46raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2022Liquidity: current ratio 0.65, cash €1,755lowers riskSize: total assets €293,838Show the evidence

Checked score

Score 2026

46 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 7% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Weak

Solvency 19-16

equity -6.4% of total assets

Liquidity 4+2

short-term debt 84.7% · cash 0.6%

Profitability 5-24

return on assets -10.7%

Bankruptcy probability, 12 months

3.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,437 companies, NACE 41, micro)

Last 24 months 11-2024: 2.7%lowest value 12-2024: 6.0%▲ +3.3 percentage points vs 11-2024 01-2025: 6.0%● unchanged vs 12-2024 02-2025: 6.0%● unchanged vs 01-2025 03-2025: 6.0%● unchanged vs 02-2025 04-2025: 6.0%● unchanged vs 03-2025 05-2025: 6.0%● unchanged vs 04-2025 06-2025: 6.0%● unchanged vs 05-2025 07-2025: 6.0%● unchanged vs 06-2025 08-2025: 6.1%▲ +0.1 percentage points vs 07-2025 09-2025: 6.0%▼ -0.1 percentage points vs 08-2025 10-2025: 6.1%▲ +0.1 percentage points vs 09-2025 11-2025: 6.8%▲ +0.7 percentage points vs 10-2025highest value 12-2025: 5.5%▼ -1.3 percentage points vs 11-2025 01-2026: 5.5%● unchanged vs 12-2025 02-2026: 5.5%● unchanged vs 01-2026 03-2026: 5.5%● unchanged vs 02-2026 04-2026: 5.4%▼ -0.1 percentage points vs 03-2026 05-2026: 5.4%● unchanged vs 04-2026 06-2026: 5.4%● unchanged vs 05-2026 07-2026: 5.4%● unchanged vs 06-2026 08-2026: 5.5%▲ +0.1 percentage points vs 07-2026 09-2026: 5.7%▲ +0.2 percentage points vs 08-2026 10-2026: 3.8%▼ -1.9 percentage points vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.65, compared with 0.81 in 2025, below 1; short-term debt: 84.7% and cash: 0.6% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 10% on solvency, 6% on liquidity, 11% on profitability and 2% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.65, cash €1,755

NBB · annual accounts

Size: total assets €293,838

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Negative equity

The 2026 annual accounts show negative equity and a net loss.

NBB · annual accounts 2026

Equity per financial year

23242526

2023 to 2026 · latest year -€18,678

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2026

32 days early

2025

on the day

2024

1 day early

2023

17 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 4 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-03-2027 year end31-10-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

29-09-2026 Annual accounts filedfinancial year 2026 · micro…
31-03-2026 Weakest financial yearnet -€31,321
31-10-2025 Annual accounts filedfinancial year 2025 · micro…

Key points

Risk: Negative equityfinancial year 2026: debts exceed assets -€18,678 View
Caution: Among the weakest 5% on solvencysector median 56.3% · 245 companies -6.4% View
Caution: 2 loss-making years in a rowloss financial year 2026 -€31,321 View

By topic

Financials

Financial year: 2026
Total assets: €293,838
Loss: -€31,321
Solvency: -6.4%

Total assets▲ 128%

Net result

20232026

Go to Financials

Timeline

Events: 5
Since: 2023
Next accounts: by 31-10-2027

30-10-2024Annual accounts filed
17-11-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 31-03-2022
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Key facts about RENO RAM

What is the company number of RENO RAM?: 0784.310.326. In Belgium the VAT number is the company number with BE in front: BE 0784.310.326.
Where is RENO RAM based?: The registered office is at Leeuwerikenstraat 142, 8400 Oostende.Company details
What does RENO RAM do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of RENO RAM?: Private limited company (BV).
When was RENO RAM founded?: On 31-03-2022.
Is RENO RAM still active?: Yes, RENO RAM is an active enterprise in the KBO register.
What is the turnover of RENO RAM?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is RENO RAM profitable?: In financial year 2026, RENO RAM made a loss of €31,321.
Where can I find the annual accounts of RENO RAM?: RENO RAM filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of RENO RAM due?: By 31-10-2027, for financial year 2027.Timeline

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Overview