RENO PAINTS
ActiveRENO PAINTS has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €215k and a net result of €36k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 26% of 108 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-17
Solvency23▼-6
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity short (current ratio 0.93 against 1.03 in 2024), and 80.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 20
Relative position
BE, all sectors
reference
Sector 20
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.5%
Return on assets
3.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
14 d early
2023
28 d late
2022
21 d late
2021
23 d late
2020
16 d early
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€36k▼ 33.0%
2024 · €53k
2022: €55k
2023: €98k
2024: €53k
2022 → 2025
Working capital
€-50k
2024 · €19k
2022: €24k
2023: €15k
2024: €19k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€167k-€205k▲ 22.8%€216k▲ 5.6%€215k▼ 0.5%
Operating result€81k-€125k▲ 53.2%€103k▼ 17.5%€88k▼ 14.6%
Net result€55k-€98k▲ 78.1%€53k▼ 45.5%€36k▼ 33.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets
€464k▲ 4.0%
Current assets
€640k▲ 11.0%
Equity and liabilities €1.10M
Equity
€215k▼ 0.5%
Debt
€889k▲ 10.2%
The debt ratio rises from 78.9% to 80.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€178k▲
2024 · €176k
Cash flow
€125k▼
2024 · €126k
Solvency
19.5%▼
2024 · 21.1%
Current ratio
0.93▼
2024 · 1.03
Quick ratio
0.32▼
2024 · 0.43
Debt / equity
4.13▲
2024 · 3.73
ROE
16.6%▼
2024 · 24.6%
ROA
3.2%▼
2024 · 5.2%
Interest coverage
4.80▲
2024 · 4.77
Debt
€889k▲
2024 · €807k
Debt ≤ 1 year
€689k▲
2024 · €557k
Debt > 1 year
€200k▼
2024 · €249k
Income taxes
€18k▼
2024 · €21k
Staff costs
€204k▲
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€1.02M€1.10M▲
Fixed assets
21/28€447k€464k▲
Intangible fixed assets
21€25k€73k▲
Tangible fixed assets
22/27€396k€386k▼
Financial fixed assets
28€25k€6k▼
Current assets
29/58€576k€640k▲
Stocks & contracts in progress
3€338k€417k▲
Amounts receivable within one year
40/41€183k€136k▼
Cash & bank
54/58€48k€78k▲
Total equity & liabilities
10/49€1.02M€1.10M▲
Equity
10/15€216k€215k▼
Contributions / capital
10/11€89k€89k=
Reserves
13€9k€9k=
Accumulated profits (losses)
14€113k€114k▲
Amounts payable
17/49€807k€889k▲
Amounts payable after one year
17€249k€200k▼
Amounts payable within one year
42/48€557k€689k▲
Trade debts payable within one year
44€121k€192k▲
Income statement
Code20242025
Gross operating margin
9900€333k€398k▲
Operating result
9901€103k€88k▼
Financial income
75€8k€3k▼
Financial charges
65€37k€37k▲
Result before taxes
9903€74k€54k▼
Income taxes
67/77€21k€18k▼
Net result for the period
9904€53k€36k▼
Result to be appropriated
9905€53k€36k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
31-12
Financial
Weakest financial yearnet €36k ▼33%
Net result drops to €36k, the lowest in the series.
02-10
State Gazette act
Capital & shares
Quentin DELWART
04-08
State Gazette act
Miscellaneous
proposal
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-12
Financial
Highest result since 2022net €98k ▲78.1%
Operating result €125k, net result €98k, both a record.
31-12
Financial
Equity above €200kEq €205k ▲22.8%
2 profitable years in a row build equity to €205k.
15-12
State Gazette act
Capital & shares
Quentin DELWART
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 21 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 23 days late
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
3 of 8 acts read
About the unread acts
Of the 8 Belgian State Gazette acts we know for this company, 3 have been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
D.K. PROJECTS
BE 0863.414.519
Beerse · Eq €215k
TRAPPENMAKERIJ VAN RAEMDONCK RUDI
BE 0477.759.543
Bornem · Eq €213k
Schrijnwerken Decoster Dimi
BE 0429.740.781
Brugge · Eq €217k
ROLLEX
BE 0437.278.176
Sint-Katelijne-Waver · Eq €218k
Menuiserie MAQUET
BE 0421.181.324
Libramont-Chevigny · Eq €223k
Of 691 companies in sector 20300 we hold annual accounts for 429. 338 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-1982
Fiscal year end31-12
Activities, NACEBEL
20300Manufacture of chemicals and chemical products
46442Wholesale trade
51442
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 3 actsNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 09-08-2026. Scores and ratios are computed by Checked and are not a credit decision.