Financials
- Financial year
- 2025
- Total assets
- €1.1m
- Profit
- €765
- Solvency
- 0.6%
RENO LUXE
ActiveSummary
RENO LUXE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,765 and a net result of €765. Its solvency ranks better than 18% of 10,991 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Development of non-residential building projects
NACE 68122
1 site
Size
€1.1mtotal assets 2025
- Equity
- €6,765
- Profit
- €765
Turnover not published (abbreviated format)
Structure
Accounts filed 25 days late0 of 1 deed read
Why 83raises riskLiquidity: current ratio 0.02, cash €4,592Equity €6,765 (0.6% of total assets)lowers riskSize: total assets €1.1mSector: Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
83
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 29% of its sector peers (NACE 68, micro)
Financial strength
Weak
Solvency
26
equity 0.6% of total assets
Liquidity
40
short-term debt 26.9% · cash 0.4%
Profitability
38
return on assets 0.1%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 0.7%
08-2026: 0.7%● unchanged vs 07-2026highest value
09-2026: 0.3%▼ -0.4 percentage points vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.02; short-term debt: 26.9% and cash: 0.4% of total assets), and 99.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 20% on solvency, 33% on liquidity and 33% on profitability.
The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 10991 sector peers (2025).
NBB · sector comparisonPosition among 10991 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
25 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Development of non-residential building projectsNACE 68122
- Founded
- 13-06-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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