RENO GIPS
Open bankruptcyA bankruptcy procedure is open for RENO GIPS according to publications in the Belgian State Gazette; curator: Catherine HERINCKX. The 2024 annual accounts show negative equity (€-860) and a net result of €-85k.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €-860
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-09-2025, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
39 d late
2023
31 d late
2022
46 d late
2021
2 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-860
2023 · €84k
2021: €14k
2022: €47k
2023: €84k
2021 → 2024
Total assets
€165k▼ 43.8%
2023 · €294k
2021: €50k
2022: €128k
2023: €294k
2021 → 2024
Net result
€-85k
2023 · €37k
2021: €14k
2022: €33k
2023: €37k
2021 → 2024
Working capital
€-5k
2023 · €82k
2021: €14k
2022: €46k
2023: €82k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€14k-€47k▲ 229%€84k▲ 78.3%€-860
Operating result€19k-€40k▲ 111%€50k▲ 23.0%€-85k
Net result€14k-€33k▲ 129%€37k▲ 12.5%€-85k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €85k after €50k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €165k
Fixed assets
€4k▲ 107%
Current assets
€162k▼ 44.7%
Key figures and ratios
EBITDA
€-84k▼
2023 · €50k
Cash flow
€-84k▼
2023 · €37k
Solvency
-0.5%▼
2023 · 28.6%
Current ratio
0.97▼
2023 · 1.39
Quick ratio
0.97▼
2023 · 1.39
ROA
-51.4%▼
2023 · 12.6%
Interest coverage
-432.22▼
2023 · 1024.20
Debt
€166k▼
2023 · €210k
Debt ≤ 1 year
€166k▼
2023 · €210k
Staff costs
€144k▲
2023 · €47k
Equity ratios withheld: equity of €-860 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€294k€165k▼
Formation expenses20€0-
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€2k€4k▲
Furniture and vehicles24€2k€4k▲
Current assets29/58€292k€162k▼
Amounts receivable within one year40/41€282k€157k▼
Trade receivables40€262k€139k▼
Other amounts receivable41€20k€18k▼
Cash at bank and in hand54/58€10k€4k▼
Deferred charges and accrued income490/1-€544
Equity and liabilities
Total equity and liabilities10/49€294k€165k▼
Equity10/15€84k€-860▼
Profit (loss) carried forward14€84k€-860▼
Amounts payable17/49€210k€166k▼
Amounts payable within one year42/48€210k€166k▼
Trade debts44€149k€89k▼
Suppliers440/4€149k€89k▼
Taxes, remuneration and social security45€61k€77k▲
Taxes450/3€24k€17k▼
Remuneration and social security454/9€37k€60k▲
Income statement
Code20232024
Remuneration, social security and pensions62€47k€144k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€490€896▲
Other operating charges640/8€36-
Gross operating margin9900€97k€60k▼
Operating profit (loss)9901€50k€-85k▼
Financial charges65/66B€49€194▲
Recurring financial charges65€49€194▲
Profit (loss) for the period before taxes9903€50k€-85k▼
Income taxes67/77€13k-
Profit (loss) for the period9904€37k€-85k▼
Profit (loss) for the period to be appropriated9905€37k€-85k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€-860▼
Profit (loss) brought forward from the previous period14P€47k€84k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-09
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL RENO GIPS RUE THEODORE VERHAEGEN 14, 1060 SAINT-GILLES · event 15-09-2025
08-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
31-12
Financial
Weakest financial yearnet €-85k ▼330%
Net result drops to €-85k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2021net €37k ▲12.5%
Operating result €50k, net result €37k, both a record.
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel)
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Théodore Verhaegenstraat 141060 Sint-Gillis (bij-Brussel)Ground area
328 m²
Building footprint
187 m²
Volume, LiDAR
3,665 m³
Parcel 21562A0173/00L013, Brussels · tallest building 21.9 m, ±7 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0173/00L013 | Brussels | 328 m² | 1 · 187 m² | 21.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Catherine HERINCKX AVENUE DU CONGO 1,
1050 IXELLES |
15-09-2025 → present |
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,251 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2021
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.