Financials
- Financial year
- 2025
- Total assets
- €361,344
- Profit
- €15,828
- Solvency
- 61.6%
Total assets▼ 9.5%
Net result
20182025
Reno-Concept.be
ActiveSummary
Reno-Concept.be has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222,519 and a net result of €15,828. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 67% of 34,747 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Floor and wall tiling
NACE 43331
1 site
Size
≈ €300,000turnover 2025, estimated
- Staff
- ≈ 0.1 FTE, estimated
- Equity
- €222,519
- Profit
- €15,828
Turnover estimated from the gross margin
Structure
2025 accounts 3 days early1 of 5 deeds summarised
Why 94raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.90, cash €211,946Equity €222,519 (61.6% of total assets)Size: total assets €361,344Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 56% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency
87+4
equity 61.6% of total assets
Liquidity
82+2
short-term debt 38.4% · cash 58.7%
Profitability
74-6
return on assets 4.4%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● unchanged vs 11-2024
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025highest value
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.9, compared with 1.7 in 2024, above the usual 1.5; short-term debt: 38.4% and cash: 58.7% of total assets), and 38.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 67% on solvency, 80% on liquidity, 47% on profitability and 29% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
38 days early
2023
13 days early
2022
10 days early
2021
2 days early
2020
31 days early
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet €15,828 ▼56.1%
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 19
- Since
- 2014
- Next accounts
- by 31-07-2027
- 18-07-2024Annual accounts filed
- 11-01-2024Appointment: Dubois Quentin (director)
- 21-07-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Floor and wall tilingNACE 43331
- Founded
- 17-10-2012
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 30
- Who signs
- Each director alone
- Annual meeting
- First Friday of June at 20:00
- Purpose
- “Tous travaux d'installation d'éclairage, de force motrice, de téléphonie; Tous travaux…” (deed in French)
Key facts about Reno-Concept.be
- What is the company number of Reno-Concept.be?
- 0849.679.913. In Belgium the VAT number is the company number with BE in front: BE 0849.679.913.
- Where is Reno-Concept.be based?
- The registered office is at Rue des Juifs(B) 94, 7331 Saint-Ghislain.Company details
- What does Reno-Concept.be do?
- According to the KBO register, the main activity is floor and wall tiling (NACE 43331).
- What is the legal form of Reno-Concept.be?
- Private limited company (BV).
- When was Reno-Concept.be founded?
- On 17-10-2012.
- Is Reno-Concept.be still active?
- Yes, Reno-Concept.be is an active enterprise in the KBO register.
- How many employees does Reno-Concept.be have?
- On average 1 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
- What is the turnover of Reno-Concept.be?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is Reno-Concept.be profitable?
- In financial year 2025, Reno-Concept.be made a profit of €15,828.
- Where can I find the annual accounts of Reno-Concept.be?
- Reno-Concept.be filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Reno-Concept.be due?
- By 31-07-2027, for financial year 2026.Timeline
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