RENO-BÂTIMENTS
Open bankruptcyA bankruptcy procedure is open for RENO-BÂTIMENTS according to publications in the Belgian State Gazette; curator: GAEL D’HOTEL.
Summary
The 2025 annual accounts show equity of €65k and a net result of €10k.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 21 September 2026
- Supervising judge
- FRANçOIS-CHRISTOPHE Mathieu
- Official Gazette
- 25-09-2026 (pdf) ↗search the document for 2026/139234
Curator
- Gael D’HotelChaussee Imperiale 150, 6060 Gilly (Charleroi)- . Date provisoire de cessation de paiement : 21/09/2026g.dhotel@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
48 d late
2024
29 d late
2023
30 d late
2022
274 d late
2021
310 d late
2020
107 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 17.3%
2024 · €55k
Total assets
€112k▲ 14.3%
2024 · €98k
Net result
€10k▼ 82.8%
2024 · €55k
Working capital
€62k▲ 14.5%
2024 · €54k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-13k€-19k▼ 41.2%€-2k▲ 87.5%€77k€16k▼ 78.7%
Net result€-16k€-19k▼ 20.5%€-3k▲ 86.3%€55k€10k▼ 82.8%
Equity€21k▼ 42.5%€2k▼ 89.2%€-291€55k€65k▲ 17.3%
Total assets€47k▼ 2.7%€35k▼ 25.6%€28k▼ 19.4%€98k▲ 244%€112k▲ 14.3%
Debt€26k▲ 126%€33k▲ 26.5%€29k▼ 12.9%€43k▲ 48.5%€47k▲ 10.5%
Working capital€-3k€-11k▼ 326%€-7k▲ 42.2%€54k€62k▲ 14.5%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€3k ▲ 145%
Current assets
€109k ▲ 12.7%
Equity and liabilities €112k
Equity
€65k ▲ 17.3%
Debt
€47k ▲ 10.5%
Debt's share of the balance-sheet total falls from 43.6% to 42.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▼
2024 · €82k
Cash flow
€10k▼
2024 · €60k
Current ratio
2.31▲
2024 · 2.27
Debt to equity
0.73▼
2024 · 0.77
ROE
14.8%▼
2024 · 100.5%
ROA
8.6%▼
2024 · 56.7%
Interest coverage
80.07▲
2024 · 58.09
Debt ≤ 1 year
€47k▲
2024 · €43k
Income taxes
€7k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €19k | €10k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €11k | €7k | €5k | €753 | ▼ 85.3% |
| Other operating charges640/8 | €348 | €1k | - | €5k | - | - |
| Gross operating margin9900 | €14k | €3k | €5k | €88k | €17k | ▼ 80.4% |
| Operating profit (loss)9901 | €-13k | €-19k | €-2k | €77k | €16k | ▼ 78.7% |
| Financial income75/76B | €140 | €0 | €0 | €26 | €377 | ▲ 1,350% |
| Recurring financial income75 | €140 | €0 | €0 | €26 | €377 | ▲ 1,350% |
| Financial charges65/66B | €165 | €421 | €267 | €1k | €215 | ▼ 84.9% |
| Recurring financial charges65 | €165 | €421 | €267 | €1k | €215 | ▼ 84.9% |
| Profit (loss) for the period before taxes9903 | €-13k | €-19k | €-3k | €76k | €17k | ▼ 78.1% |
| Income taxes67/77 | €3k | - | - | €21k | €7k | ▼ 65.7% |
| Profit (loss) for the period9904 | €-16k | €-19k | €-3k | €55k | €10k | ▼ 82.8% |
| Profit (loss) for the period to be appropriated9905 | €-16k | €-19k | €-3k | €55k | €10k | ▼ 82.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €47k | €35k | €28k | €98k | €112k | ▲ 14.3% |
| Fixed assets21/28 | €24k | €14k | €6k | €1k | €3k | ▲ 145% |
| Tangible fixed assets22/27 | €24k | €13k | €6k | €712 | €2k | ▲ 244% |
| Plant, machinery and equipment23 | €6k | €4k | €2k | €155 | €2k | ▲ 1,184% |
| Furniture and vehicles24 | €18k | €9k | €4k | €557 | €460 | ▼ 17.4% |
| Financial fixed assets28 | - | €488 | €488 | €488 | €488 | = |
| Current assets29/58 | €23k | €21k | €22k | €96k | €109k | ▲ 12.7% |
| Stocks and contracts in progress3 | €36 | €56 | €56 | - | - | - |
| Stocks30/36 | €36 | €56 | €56 | - | - | - |
| Amounts receivable within one year40/41 | €19k | €20k | €21k | €82k | €103k | ▲ 25.6% |
| Trade receivables40 | €3k | €667 | €6k | €6k | €9k | ▲ 45.6% |
| Other amounts receivable41 | €15k | €20k | €15k | €76k | €94k | ▲ 24.0% |
| Cash at bank and in hand54/58 | €4k | €619 | €1k | €14k | €5k | ▼ 63.0% |
| Deferred charges and accrued income490/1 | €456 | €301 | - | €656 | €770 | ▲ 17.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €47k | €35k | €28k | €98k | €112k | ▲ 14.3% |
| Equity10/15 | €21k | €2k | €-291 | €55k | €65k | ▲ 17.3% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €16k | €-3k | €-5k | €50k | €60k | ▲ 19.1% |
| Amounts payable17/49 | €26k | €33k | €29k | €43k | €47k | ▲ 10.5% |
| Amounts payable within one year42/48 | €26k | €33k | €29k | €43k | €47k | ▲ 10.5% |
| Trade debts44 | €5k | €6k | €8k | €15k | €14k | ▼ 10.0% |
| Suppliers440/4 | €5k | €6k | €8k | €15k | €14k | ▼ 10.0% |
| Taxes, remuneration and social security45 | €21k | €27k | €21k | €27k | €33k | ▲ 21.8% |
| Taxes450/3 | €20k | €25k | €19k | €26k | €33k | ▲ 26.7% |
| Remuneration and social security454/9 | €1k | €1k | €1k | €1k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-16k | €-19k | €-3k | €55k | €10k | ▼ 82.8% |
| + Depreciation and write-downs630 | €8k | €11k | €7k | €5k | €753 | ▼ 85.3% |
| Operating cash flow (approximation) | €-8k | €-8k | €5k | €60k | €10k | ▼ 83.0% |
| Investment in fixed assets (approximation) | - | €-488 | €0 | €0 | €-2k | - |
| Change in cash | - | €-4k | €594 | €13k | €-9k | ▼ 169% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 21-09-2026
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €55k
Net result €55k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.27
Current ratio from 0.77 to 2.27.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 274 days late
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 310 days late
2022
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series.
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 107 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2019
Ground area
9,994 m²
Building footprint
3,265 m²
Volume, LiDAR
31,190 m³
Parcel 52034B1039/00Z004, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RENO-BATIMENTS
since 20192.293.783.447
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52034B1039/00Z004 | Wallonia | 9,994 m² | 1 · 3,265 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GAEL D’HOTEL CHAUSSEE IMPERIALE 150,
6060 GILLY (CHARLEROI)- .
Date provisoire de cessation de paiement : 21/09/2026 |
21-09-2026 → present |
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Of 8,462 companies in sector 43120 we hold annual accounts for 3,230. 2,581 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
43230Insulation installation
43240Other construction installation
43350Other building finishing work
81300Landscape service activities
Scores and ratios are computed by Checked and are not a credit decision.