Financials
- Fiscal year
- 2025
- Total assets
- €35,262
- Profit
- €30,481
- Solvency
- 89.4%
Reno-Alex
ActiveSummary
Reno-Alex has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,508 and a net result of €30,481. Its solvency ranks better than 93% of 33831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Bricklaying and masonry work
NACE 43910NACE 43994
1 site
Size
€35,262total assets 2025
- Equity
- €31,508
- Profit
- €30,481
Turnover not published (abridged schema)
Structure
Accounts 23 d early0 of 1 deed read
Why 91- Size: total assets €35,262- Founded in 2024+ Liquidity: current ratio 9.39, cash €29,846+ Equity €31,508 (89.4% of total assets)Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 93% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
100
equity 89.4% of total assets
Liquidity
100
short-term debt 10.6% · cash 84.6%
Profitability
100
return on assets 86.4%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 1.9%
10-2025: 1.9%▲ +2.7% vs 09-2025
11-2025: 2.0%▲ +2.0% vs 10-2025
12-2025: 2.4%▲ +22.7% vs 11-2025
01-2026: 2.4%▲ +0.5% vs 12-2025
02-2026: 2.7%▲ +11.5% vs 01-2026
03-2026: 3.0%▲ +10.3% vs 02-2026
04-2026: 3.0%● 0.0% vs 03-2026
05-2026: 2.9%▼ -1.3% vs 04-2026
06-2026: 2.9%▼ -1.1% vs 05-2026
07-2026: 3.2%▲ +8.6% vs 06-2026highest value
08-2026: 0.3%▼ -90.2% vs 07-2026lowest value
09-2026: 0.3%▲ +2.6% vs 08-2026
10-2026: 0.3%● 0.0% vs 09-2026
- Liquidity: current ratio 9.39, cash €29,846 lowers the probability
- Size: total assets €35,262 raises the probability for this profile
- Founded in 2024 raises the probability for this profile
- Equity €31,508 (89.4% of total assets) lowers the probability
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 9.39; short-term debt: 10.6% and cash: 84.6% of total assets), and 10.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 96%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
23 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 08-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Bricklaying and masonry workNACE 43910
- Founded
- 15-08-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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