RENISAN
ActiveRENISAN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €25k. Equity is growing by ~50.2% per year across the filed fiscal years. Its solvency ranks better than 54% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 2.72 in 2024), and 48.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.2%
Return on assets
14.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
on the day
2023
27 d early
2022
3 d early
2021
9 d early
2020
15 d early
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 29.6%
2024 · €67k
2018: €-16k
2019: €-244
2020: €13k
2021: €20k
2022: €37k
2023: €53k
2024: €67k
2018 → 2025
Total assets
€170k▲ 68.0%
2024 · €101k
2018: €1k
2019: €75k
2020: €55k
2021: €58k
2022: €74k
2023: €80k
2024: €101k
2018 → 2025
Net result
€25k▲ 76.2%
2024 · €14k
2018: €-12k
2019: €15k
2020: €14k
2021: €7k
2022: €17k
2023: €16k
2024: €14k
2018 → 2025
Working capital
€68k▲ 15.6%
2024 · €59k
2018: €-16k
2019: €-29k
2020: €2k
2021: €7k
2022: €24k
2023: €49k
2024: €59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€37k▲ 81.4%€53k▲ 44.4%€67k▲ 26.6%€87k▲ 29.6%
Operating result€10k-€24k▲ 144%€23k▼ 1.3%€16k▼ 29.5%€32k▲ 97.7%
Net result€7k-€17k▲ 139%€16k▼ 1.0%€14k▼ 13.5%€25k▲ 76.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 98% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€62k▲ 614%
Current assets
€109k▲ 17.1%
Equity and liabilities €170k
Equity
€87k▲ 29.6%
Debt
€83k▲ 144%
The debt ratio rises from 33.7% to 48.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€37k▲
2024 · €18k
Cash flow
€29k▲
2024 · €16k
Solvency
51.2%▼
2024 · 66.3%
Current ratio
2.66▼
2024 · 2.72
Quick ratio
2.57▼
2024 · 2.60
Debt / equity
0.95▲
2024 · 0.51
ROE
28.6%▲
2024 · 21.0%
ROA
14.6%▲
2024 · 13.9%
Interest coverage
46.74▲
2024 · 45.11
Debt
€83k▲
2024 · €34k
Debt ≤ 1 year
€41k▲
2024 · €34k
Debt > 1 year
€42k
Income taxes
€12k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€170k▲
Fixed assets21/28€9k€62k▲
Tangible fixed assets22/27€9k€62k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€6k€4k▼
Leasing and similar rights25-€54k
Other tangible fixed assets26-€3k
Current assets29/58€93k€109k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€86k€87k▲
Trade receivables40€14k€4k▼
Other amounts receivable41€71k€82k▲
Cash at bank and in hand54/58€2k€18k▲
Deferred charges and accrued income490/1€936€334▼
Equity and liabilities
Total equity and liabilities10/49€101k€170k▲
Equity10/15€67k€87k▲
Contributions10/11€19k€19k=
Reserves13€49k€69k▲
Distributable reserves133€49k€69k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€34k€83k▲
Amounts payable after more than one year17-€42k
Financial debts170/4-€42k
Amounts payable within one year42/48€34k€41k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44€21k€21k▲
Suppliers440/4€21k€21k▲
Taxes, remuneration and social security45€14k€4k▼
Taxes450/3€14k€4k▼
Other amounts payable47/48-€5k
Income statement
Code20242025
Non-recurring operating income76A-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€348€2k▲
Gross operating margin9900€19k€39k▲
Operating profit (loss)9901€16k€32k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€407€787▲
Recurring financial charges65€407€787▲
Profit (loss) for the period before taxes9903€20k€37k▲
Income taxes67/77€5k€12k▲
Profit (loss) for the period9904€14k€25k▲
Profit (loss) for the period to be appropriated9905€14k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€25k▲
Transfer to equity691/2€14k€20k▲
To other reserves6921€14k€20k▲
Profit to be distributed694/7-€5k
Directors or managers695-€5k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €25k ▲76.2%
Operating result €32k, net result €25k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.07
Current ratio from 0.46 to 1.07; short-term debt falls from €53k to €27k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
DE BIE Andy Ingrid Adolf
CurrentNon-statutory director · since 14-12-2023
14-12-2023
Resigned as Manager
14-12-2023
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emblemsesteenweg(Kessel) 412560 NijlenGround area
172 m²
Building footprint
128 m²
Volume, LiDAR
693 m³
Parcel 12018A0299/00T000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RENISAN
since 20092.180.750.931
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12018A0299/00T000 | Flanders | 172 m² | 1 · 128 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALAIN DESMET VERWARMING & SANITAIR
BE 0808.494.010
Halle · Eq €87k
E.S.D.V.
BE 0886.643.643
Ternat · Eq €87k
RAPETTI
BE 0804.405.261
Tongeren-Borgloon · Eq €87k
JENS DE HERTOG
BE 0507.756.495
Vilvoorde · Eq €87k
JACQUEMOT
BE 0885.749.362
Dalhem · Eq €87k
Of 9,478 companies in sector 43222 we hold annual accounts for 5,626. 4,844 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2009
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.