Financials
- Fiscal year
- 2025
- Total assets
- €156,060
- Profit
- €22,129
- Solvency
- 75.9%
Total assets▲ 50.5%
Net result
20202025
Reniers Benjamin
ActiveSummary
Reniers Benjamin has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,460 and a net result of €22,129. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 81% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Plumbing work
NACE 43221
1 site
Size
€156,060total assets 2025
- Equity
- €118,460
- Profit
- €22,129
Turnover not published (abridged schema)
Structure
Accounts 1 d early0 of 1 deed read
Why 89- Size: total assets €156,060- Founded in 2019+ Liquidity: current ratio 4.09, cash €37,057+ Equity €118,460 (75.9% of total assets)Show the evidence
Checked score
Score 2025
89
/ 100
Excellent
Probability in this band: under 0.55%
Better than 75% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 75.9% of total assets
Liquidity
71-11
short-term debt 24.0% · cash 23.7%
Profitability
86+54
return on assets 14.2%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%▲ +3.1% vs 11-2024
01-2025: 0.6%▲ +5.0% vs 12-2024
02-2025: 0.4%▼ -40.1% vs 01-2025
03-2025: 0.4%● 0.0% vs 02-2025
04-2025: 0.4%● 0.0% vs 03-2025
05-2025: 0.4%● 0.0% vs 04-2025
06-2025: 0.4%● 0.0% vs 05-2025
07-2025: 0.4%● 0.0% vs 06-2025
08-2025: 0.4%▲ +1.3% vs 07-2025
09-2025: 0.4%● 0.0% vs 08-2025
10-2025: 0.4%▲ +1.0% vs 09-2025
11-2025: 0.4%▲ +3.6% vs 10-2025
12-2025: 0.4%▼ -0.7% vs 11-2025
01-2026: 0.5%▲ +13.3% vs 12-2025
02-2026: 0.9%▲ +91.6% vs 01-2026highest value
03-2026: 0.2%▼ -74.1% vs 02-2026lowest value
04-2026: 0.2%● 0.0% vs 03-2026lowest value
05-2026: 0.2%● 0.0% vs 04-2026lowest value
06-2026: 0.2%● 0.0% vs 05-2026lowest value
07-2026: 0.2%● 0.0% vs 06-2026lowest value
08-2026: 0.2%▲ +3.6% vs 07-2026
09-2026: 0.2%▼ -1.3% vs 08-2026
10-2026: 0.3%▲ +22.2% vs 09-2026
- Liquidity: current ratio 4.09, cash €37,057 lowers the probability
- Size: total assets €156,060 raises the probability for this profile
- Equity €118,460 (75.9% of total assets) lowers the probability
- Founded in 2019 raises the probability for this profile
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 4.09 against 13.83 in 2024; short-term debt: 24% and cash: 23.7% of total assets), and 24.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 69%, profitability 72%, growth against the median 70%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
1 d early
2022
on the day
2021
on the day
2020
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €22,129
- Equity above €100,000Eq €118,460 ▲23%
Key points
By topic
Timeline
- Events
- 12
- Since
- 2021
- Next accounts
- by 31-01-2027
- 30-01-2026Annual accounts filed
- 30-06-2025Back to profit
- 30-06-2025Equity above €100,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Plumbing workNACE 43221
- Founded
- 24-07-2019
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.