Result
€75,811 €75,811
Back in profit in 2025, after a loss of €11,814 in 2024.
RENE LEONARD
Lifetime
20 annual accounts with figures on one time axis, 48 filings since 1978peak €919,947 (2014)
€506,757▲ 31.5%
lowest -€70,779 (2023)
€75,811▲ €87,625
peak €759,919 (2016)
€504,645▲ 17.7%
€418,051▲ 15.8%
peak 16.3 FTE (2016)
9 FTE▼ 8.2%
Board1 name since 2021
1 directorLÉONARD Laurent Louis Marcel Simon
Documentsfilings and deeds
09-07-202622 days before the deadline
2025abbreviated format
Gross margin from €385,447 to €506,757Back to profit: €75,811Staff from 9.8 FTE to 9 FTEEquity from €428,834 to €504,645Debts from €361,146 to €418,051Cash from €73,675 to €104,596
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 62% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.1%▲ +0.1 percentage points vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025
06-2025: 1.0%▼ -0.1 percentage points vs 05-2025
07-2025: 1.1%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -0.8 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1977
Profit of €75,811 (financial year 2025)
Equity €504,645 (54.7% of total assets)
Liquidity: current ratio 1.90, cash €104,596
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 62% of them on solvency, 40% on liquidity, 71% on profitability and 74% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as RENE LEONARD has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RENE LEONARD itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for RENE LEONARD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.9 (1.81 in 2024), above the usual 1.5. Short-term debt is 45% and cash 11.3% of total assets. 45.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
6 signals, none raises the risk
Six signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €504,645
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 days early
2024
20 days early
2023
22 days early
2022
31 days early
2021
21 days early
2020
23 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0417628748
Change of role: LÉONARD Laurent Louis Marcel Simon, from manager to director
General meeting of 12-10-2023 · Gazette deed
First establishment
Rue d'Alleur 55, Liège
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RENE LEONARD Liège | €0.9m | €506,757 | 54.7% | 9 |
| STOKVIS TAPES Vilvoorde | €1.1m | €691,978 | 89.2% | 6.6 |
| PAPETERIE PIERROT Charleroi | €1.2m | €559,297 | 48.1% | 11 |
| VERPAKKINGEN G.D. Mechelen | €0.8m | €468,543 | 45.2% | 6 |
| DAPA Ranst | €1.7m | €648,536 | 16.7% | 6.7 |
| Etablissements Augustin Marichal La Louvière | €1.0m | €339,039 | 7.4% | 4.9 |
| Aubier-Colard Verviers | €2.0m | €778,609 | 57.8% | 5.7 |
These companies have the same main activity as RENE LEONARD: wholesale trade (NACE 46869). They are comparable in size and age: total assets between €844,000 and €2m, founded between 1968 and 1989.
Official details
Source: KBO- Status
- Active since 01-10-1977Normal situation
- Activity
- Wholesale tradeNACE 46869and 4 others
- Joint committees
- 116Chemical industry
- 207White-collar workers in the chemical industry
- 124Construction · annual accounts 2025
- Establishment unit
- 2.014.203.9114000 Liège, since 01-10-1977
- Financial year end
- 31 December
- Peppol
- Reachable since 19-01-2026
Annual accounts 2025
- ≈ €2.6mestimated
- €922,697▲ 16.8%
- Employeeson 31-12-2025
- 9=
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on RENE LEONARD
RENE LEONARD files the abbreviated format. That format states no turnover. The gross margin fell from €763,296 in 2006 to €506,757 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RENE LEONARD
- What is the company number of RENE LEONARD?
- The company number of RENE LEONARD is 0417.628.748. The VAT number is the same number with BE in front: BE 0417.628.748.
- Where is RENE LEONARD based?
- The registered office is at Rue d'Alleur 55, 4000 Liège.Company details
- What does RENE LEONARD do?
- According to the KBO register, the main activity is wholesale trade (NACE 46869).
- What is the legal form of RENE LEONARD?
- RENE LEONARD is a private limited company (BV).
- When was RENE LEONARD founded?
- RENE LEONARD was founded on 01-10-1977.
- Is RENE LEONARD still active?
- Yes, RENE LEONARD is an active enterprise in the KBO register.
- How many employees does RENE LEONARD have?
- RENE LEONARD had an average of 9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does RENE LEONARD fall under?
- In its 2025 annual accounts, RENE LEONARD states joint committees 116 (Chemical industry), 207 (White-collar workers in the chemical industry) and 124 (Construction).
- What is the turnover of RENE LEONARD?
- The turnover in financial year 2025 is ≈ €2.6m. This figure is estimated from the gross margin of €506,757 and 139 comparable companies (NACE 46). It probably lies between €1.6m and €4.4m.
- Is RENE LEONARD profitable?
- In financial year 2025, RENE LEONARD made a profit of €75,811.
- Where can I find the annual accounts of RENE LEONARD?
- RENE LEONARD filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RENE LEONARD due?
- RENE LEONARD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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