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RENE

Active
Private limited companyfounded 200620 yrs activeSpoorweglaan 28, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0880.297.665
Summary

RENE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,280 and a net result of €2,064. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 52% of 4659 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability71▼-8
Solvency55▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.15 in 2024; short-term debt: 69.5% and cash: 1.5% of total assets), and 69.5% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
30.5%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
53 d late
2024
29 d late
2023
27 d late
2022
42 d late
2021
18 d early
2020
86 d late
2019
10 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RENE was incorporated on 28 March 2006.1 Total assets fell from EUR 165,207 in 2018 to EUR 125,542 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€38,280▲ 5.7%
2024 · €36,216
Total assets
€125,542▼ 8.3%
2024 · €136,939
Net result
€2,064▼ 81.8%
2024 · €11,319
Working capital
-€79,798▼ 0.2%
2024 · -€79,677
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€5,520-€10,392▼ 88.3%€16,091€13,471▼ 16.3%€3,327▼ 75.3%
Net result-€6,606-€11,603▼ 75.6%€13,864€11,319▼ 18.4%€2,064▼ 81.8%
Equity€22,636▼ 22.6%€11,033▼ 51.3%€24,897▲ 126%€36,216▲ 45.5%€38,280▲ 5.7%
Total assets€146,999▼ 5.1%€142,197▼ 3.3%€137,145▼ 3.6%€136,939▼ 0.2%€125,542▼ 8.3%
Debt€124,362▼ 1.0%€131,163▲ 5.5%€112,248▼ 14.4%€100,723▼ 10.3%€87,262▼ 13.4%
Working capital-€68,479▼ 27.6%-€88,375▼ 29.1%-€82,753▲ 6.4%-€79,677▲ 3.7%-€79,798▼ 0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000Operating result 2021: -€5,520-€5,520Net result 2021: -€6,606-€6,606Operating result 2022: -€10,392-€10,392Net result 2022: -€11,603-€11,603Operating result 2023: €16,091€16,091Net result 2023: €13,864€13,864Operating result 2024: €13,471€13,471Net result 2024: €11,319€11,319Operating result 2025: €3,327€3,327Net result 2025: €2,064€2,06420212022202320242025€0€5,000€10,000€15,000Operating result 2023: €16,091€16,100Net result 2023: €13,864€13,900Operating result 2024: €13,471€13,500Net result 2024: €11,319€11,300Operating result 2025: €3,327€3,330Net result 2025: €2,064€2,060202320242025
The operating result has fallen two years in a row; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125,542
Fixed assets €118,078 ▼ 3.9%
Current assets €7,464 ▼ 46.9%
Equity and liabilities €125,542
Equity €38,280 ▲ 5.7%
Debt €87,262 ▼ 13.4%
Debt's share of the balance-sheet total falls from 73.6% to 69.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€8,143▼
2024 · €19,228
Cash flow
€6,880▼
2024 · €17,076
Current ratio
0.09▼
2024 · 0.15
Debt to equity
2.28▼
2024 · 2.78
ROE
5.4%▼
2024 · 31.3%
ROA
1.6%▼
2024 · 8.3%
Interest coverage
6.40▼
2024 · 8.93
Debt ≤ 1 year
€87,262▼
2024 · €93,723
Debt > 1 year
€0▼
2024 · €7,000
Staff costs
€44▲
2024 · €38
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€136,939€125,542▼
Fixed assets21/28€122,894€118,078▼
Tangible fixed assets22/27€122,894€118,078▼
Land and buildings22€122,894€118,078▼
Plant, machinery and equipment23€0-
Current assets29/58€14,046€7,464▼
Amounts receivable within one year40/41€13,873€5,618▼
Trade receivables40€8,492€5,618▼
Other amounts receivable41€5,381€0▼
Cash at bank and in hand54/58€173€1,846▲
Equity and liabilities
Total equity and liabilities10/49€136,939€125,542▼
Equity10/15€36,216€38,280▲
Contributions10/11€18,600€18,600=
Reserves13€9,308€9,308=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€7,448€7,448=
Profit (loss) carried forward14€8,308€10,372▲
Amounts payable17/49€100,723€87,262▼
Amounts payable after more than one year17€7,000€0▼
Financial debts170/4€7,000€0▼
Amounts payable within one year42/48€93,723€87,262▼
Current portion of amounts payable after more than one year42€14,000€7,000▼
Financial debts43€4,025€3,919▼
Credit institutions430/8€4,025€3,919▼
Trade debts44€2,348€0▼
Suppliers440/4€2,348€0▼
Taxes, remuneration and social security45€56€943▲
Taxes450/3€56€943▲
Other amounts payable47/48€73,294€75,400▲
Income statement Code20242025
Remuneration, social security and pensions62€38€44▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,757€4,816▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1,210€1,863▲
Gross operating margin9900€20,476€10,050▼
Operating profit (loss)9901€13,471€3,327▼
Financial income75/76B€0€9▲
Recurring financial income75€0€9▲
Financial charges65/66B€2,152€1,272▼
Recurring financial charges65€2,152€1,272▼
Profit (loss) for the period before taxes9903€11,319€2,064▼
Profit (loss) for the period9904€11,319€2,064▼
Profit (loss) for the period to be appropriated9905€11,319€2,064▼
Appropriation of the result
Profit (loss) to be appropriated9906€8,308€10,372▲
Profit (loss) brought forward from the previous period14P-€3,011€8,308▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€196€149€90€38€44▲ 16.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,757€5,757€5,757€5,757€4,816▼ 16.4%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€1,400€0--
Other operating charges640/8€1,237€878€1,245€1,210€1,863▲ 54.0%
Gross operating margin9900€1,671-€3,608€24,584€20,476€10,050▼ 50.9%
Operating profit (loss)9901-€5,520-€10,392€16,091€13,471€3,327▼ 75.3%
Financial income75/76B€0€0€0€0€9-
Recurring financial income75€0€0€0€0€9-
Financial charges65/66B€1,087€1,211€2,227€2,152€1,272▼ 40.9%
Recurring financial charges65€1,087€1,211€2,227€2,152€1,272▼ 40.9%
Profit (loss) for the period before taxes9903-€6,606-€11,603€13,864€11,319€2,064▼ 81.8%
Profit (loss) for the period9904-€6,606-€11,603€13,864€11,319€2,064▼ 81.8%
Profit (loss) for the period to be appropriated9905-€6,606-€11,603€13,864€11,319€2,064▼ 81.8%
Line20212022202320242025Change
Assets
Total assets20/58€146,999€142,197€137,145€136,939€125,542▼ 8.3%
Fixed assets21/28€140,166€134,408€128,651€122,894€118,078▼ 3.9%
Tangible fixed assets22/27€140,166€134,408€128,651€122,894€118,078▼ 3.9%
Land and buildings22€137,341€132,525€127,709€122,894€118,078▼ 3.9%
Plant, machinery and equipment23€2,825€1,883€941€0--
Current assets29/58€6,833€7,788€8,494€14,046€7,464▼ 46.9%
Amounts receivable within one year40/41€6,833€6,716€8,406€13,873€5,618▼ 59.5%
Trade receivables40€6,833€6,716€7,785€8,492€5,618▼ 33.8%
Other amounts receivable41--€621€5,381€0▼ 100%
Cash at bank and in hand54/58-€1,073€88€173€1,846▲ 968%
Equity and liabilities
Total equity and liabilities10/49€146,999€142,197€137,145€136,939€125,542▼ 8.3%
Equity10/15€22,636€11,033€24,897€36,216€38,280▲ 5.7%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€9,308€9,308€9,308€9,308€9,308=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Distributable reserves133€7,448€7,448€7,448€7,448€7,448=
Profit (loss) carried forward14-€5,272-€16,875-€3,011€8,308€10,372▲ 24.8%
Amounts payable17/49€124,362€131,163€112,248€100,723€87,262▼ 13.4%
Amounts payable after more than one year17€49,000€35,000€21,000€7,000€0▼ 100%
Financial debts170/4€49,000€35,000€21,000€7,000€0▼ 100%
Amounts payable within one year42/48€75,312€96,163€91,248€93,723€87,262▼ 6.9%
Current portion of amounts payable after more than one year42€14,000€14,000€14,000€14,000€7,000▼ 50.0%
Financial debts43€446€0€3,952€4,025€3,919▼ 2.6%
Credit institutions430/8€446€0€3,952€4,025€3,919▼ 2.6%
Trade debts44€2,150€1,867€3,676€2,348€0▼ 100%
Suppliers440/4€2,150€1,867€3,676€2,348€0▼ 100%
Taxes, remuneration and social security45€689€995€960€56€943▲ 1,576%
Taxes450/3€689€995€960€56€943▲ 1,576%
Other amounts payable47/48€58,027€79,301€68,660€73,294€75,400▲ 2.9%
Accrued charges and deferred income492/3€50€0----
Line20212022202320242025Change
Profit (loss) for the period9904-€6,606-€11,603€13,864€11,319€2,064▼ 81.8%
+ Depreciation and write-downs630€5,757€5,757€5,757€5,757€4,816▼ 16.4%
Operating cash flow (approximation)-€848-€5,845€19,621€17,076€6,880▼ 59.7%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash---€985€85€1,673▲ 1,867%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 53 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial Back to profitnet €13,864
Net result €13,864 after 2 loss-making years.
11-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 42 days late
2022
31-12
Financial Weakest financial yearnet -€11,603
Net result drops to -€11,603, the lowest in the series; recovery starts the following year.
13-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
25-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-12
Financial Back to profitnet €2,589
Net result €2,589 after 2 loss-making years.
10-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
07-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 68 days late
2018
13-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
13-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
153 m²
Building footprint
88 m²
Volume, LiDAR
531 m³
Parcel 46443E0660/00D012, Flanders · tallest building 11.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RENE
Spoorweglaan 28, 9100 Sint-NiklaasNACE 93021
since 20062.152.990.719
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46443E0660/00D012 Flanders 153 m² 1 · 88 m² 11.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,739 companies in sector 96210 we hold annual accounts for 2,827. 2,218 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-03-2006
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
Contact
Phone 03/2542702Sint-Niklaas
Fax 03/2960088Sint-Niklaas

Scores and ratios are computed by Checked and are not a credit decision.