Summary
RENDEC CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €9.20M and a net result of €282k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 8048 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
2 d early
2023
14 d early
2022
7 d early
2021
9 d early
2020
9 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9.20M▼ 4.5%
2024 · €9.63M
Net result
€282k▼ 59.3%
2024 · €693k
Total assets
€9.84M▲ 1.0%
2024 · €9.74M
Solvency
93.5%▼ 5.4pp
2024 · 98.9%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12k€20k▲ 70.9%€-170k€364k€-180k
Net result€459k▼ 45.2%€284k▼ 38.2%€379k▲ 33.7%€693k▲ 82.7%€282k▼ 59.3%
Equity€8.28M▲ 5.9%€8.56M▲ 3.4%€8.94M▲ 4.4%€9.63M▲ 7.8%€9.20M▼ 4.5%
Total assets€8.47M▲ 5.6%€8.67M▲ 2.4%€9.02M▲ 4.0%€9.74M▲ 8.0%€9.84M▲ 1.0%
Debt€194k▼ 5.6%€109k▼ 43.6%€80k▼ 27.1%€106k▲ 33.0%€637k▲ 502%
Working capital€2.59M▲ 7.7%€2.96M▲ 14.4%€3.25M▲ 10.0%€3.68M▲ 13.0%€3.03M▼ 17.5%
Solvency97.7%▲ 0.3pp98.7%▲ 1.0pp99.1%▲ 0.4pp98.9%▼ 0.2pp93.5%▼ 5.4pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €180k after €364k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.84M
Fixed assets
€6.19M ▲ 3.8%
Current assets
€3.66M ▼ 3.3%
Equity and liabilities €9.84M
Equity
€9.20M ▼ 4.5%
Debt
€637k ▲ 502%
Debt's share of the balance-sheet total rises from 1.1% to 6.5%. Equity is lower and debt is higher.
Key figures and ratios
ROE
3.1%▼
2024 · 7.2%
ROA
2.9%▼
2024 · 7.1%
Debt ≤ 1 year
€624k▲
2024 · €106k
Income taxes
€28k▼
2024 · €191k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €21k | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €9k | €2k | €2k | €3k | ▲ 49.0% |
| Other operating charges640/8 | €3k | €2k | €5k | €3k | €17k | ▲ 472% |
| Non-recurring operating charges66A | - | - | €79k | €0 | - | - |
| Gross operating margin9900 | €24k | €31k | €-83k | €369k | €-161k | ▼ 144% |
| Operating profit (loss)9901 | €12k | €20k | €-170k | €364k | €-180k | ▼ 150% |
| Financial income75/76B | €512k | €314k | €614k | €544k | €524k | ▼ 3.8% |
| Recurring financial income75 | €512k | €314k | €614k | €544k | €524k | ▼ 3.8% |
| Financial charges65/66B | €18k | €22k | €27k | €24k | €34k | ▲ 39.5% |
| Recurring financial charges65 | €18k | €22k | €27k | €24k | €34k | ▲ 39.5% |
| Profit (loss) for the period before taxes9903 | €505k | €312k | €417k | €884k | €310k | ▼ 64.9% |
| Income taxes67/77 | €46k | €28k | €38k | €191k | €28k | ▼ 85.3% |
| Profit (loss) for the period9904 | €459k | €284k | €379k | €693k | €282k | ▼ 59.3% |
| Profit (loss) for the period to be appropriated9905 | €459k | €284k | €379k | €693k | €282k | ▼ 59.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.47M | €8.67M | €9.02M | €9.74M | €9.84M | ▲ 1.0% |
| Fixed assets21/28 | €5.69M | €5.60M | €5.69M | €5.96M | €6.19M | ▲ 3.8% |
| Tangible fixed assets22/27 | €15k | €6k | €4k | €9k | €8k | ▼ 10.5% |
| Furniture and vehicles24 | €15k | €6k | €4k | €9k | €8k | ▼ 10.5% |
| Financial fixed assets28 | €5.68M | €5.60M | €5.68M | €5.95M | €6.18M | ▲ 3.8% |
| Current assets29/58 | €2.78M | €3.07M | €3.33M | €3.78M | €3.66M | ▼ 3.3% |
| Amounts receivable after more than one year29 | €272k | €629k | €715k | €769k | €779k | ▲ 1.2% |
| Other amounts receivable291 | €272k | €629k | €715k | €769k | €779k | ▲ 1.2% |
| Amounts receivable within one year40/41 | €18k | €24k | €20k | €874k | €614k | ▼ 29.7% |
| Trade receivables40 | €16k | €16k | €11k | €487k | €249k | ▼ 48.8% |
| Other amounts receivable41 | €2k | €8k | €9k | €387k | €365k | ▼ 5.7% |
| Current investments50/53 | €1.29M | €1.84M | €2.18M | €1.77M | €1.85M | ▲ 4.5% |
| Cash at bank and in hand54/58 | €1.19M | €566k | €415k | €364k | €396k | ▲ 8.7% |
| Deferred charges and accrued income490/1 | €3k | €3k | €4k | €2k | €15k | ▲ 662% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.47M | €8.67M | €9.02M | €9.74M | €9.84M | ▲ 1.0% |
| Equity10/15 | €8.28M | €8.56M | €8.94M | €9.63M | €9.20M | ▼ 4.5% |
| Contributions10/11 | €5.70M | €5.70M | €5.70M | €5.70M | €5.70M | = |
| Reserves13 | €2.58M | €2.86M | €3.24M | €3.93M | €3.50M | ▼ 10.9% |
| Non-distributable reserves130/1 | €570k | €570k | €0 | - | - | - |
| Reserves not available under the articles1311 | €570k | €570k | €0 | - | - | - |
| Distributable reserves133 | €2.01M | €2.29M | €3.24M | €3.93M | €3.50M | ▼ 10.9% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €194k | €109k | €80k | €106k | €637k | ▲ 502% |
| Amounts payable within one year42/48 | €191k | €108k | €79k | €106k | €624k | ▲ 490% |
| Trade debts44 | €1k | €6k | €12k | €18k | €15k | ▼ 17.3% |
| Suppliers440/4 | €1k | €6k | €12k | €18k | €15k | ▼ 17.3% |
| Taxes, remuneration and social security45 | €129k | €75k | €58k | €87k | €33k | ▼ 62.3% |
| Taxes450/3 | €129k | €75k | €58k | €87k | €33k | ▼ 62.3% |
| Other amounts payable47/48 | €60k | €27k | €8k | €0 | €576k | - |
| Accrued charges and deferred income492/3 | €3k | €2k | €1k | €138 | €14k | ▲ 9,869% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €459k | €284k | €379k | €693k | €282k | ▼ 59.3% |
| + Depreciation and write-downs630 | €9k | €9k | €2k | €2k | €3k | ▲ 49.0% |
| Operating cash flow (approximation) | €468k | €293k | €382k | €695k | €285k | ▼ 59.0% |
| Investment in fixed assets (approximation) | - | €80k | €-86k | €-272k | €-231k | ▲ 15.2% |
| Change in cash | - | €-627k | €-151k | €-50k | €32k | ▲ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
General meeting · Director reappointment
Permanent representative · Director appointment
31-08
State Gazette act
General meeting · Director reappointment
Permanent representative · Director appointment
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €838k ▲230%
Net result €838k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 12.92
Current ratio from 4.54 to 12.92.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 6current ratio 4.54
Current ratio from 0.73 to 4.54; short-term debt falls from €176k to €158k.
Show earlier events
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2007
Ground area
1,606 m²
Building footprint
522 m²
Parcel 31332E0959/00A000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rendec Consult bvba
since 20072.163.419.110
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332E0959/00A000 | Flanders | 1,606 m² | 1 · 522 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
2 board mandatesBoard mandates of this companythis company sits on their board2
1 location
1 location
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 297 EUR awarded · 297 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 63 EUR | 63 EUR |
| 2024 | 1 | 117 EUR | 117 EUR |
| 2022 | 1 | 117 EUR | 117 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
549300DK2PG5VUL1UU13
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 6,279 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-06-2007
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.