RENCONTRES
ActiveSummary
RENCONTRES has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €238k and a net result of €5k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 36% of 534 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-2
Solvency52▼-3
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.37 in 2024; short-term debt: 57.5% and cash: 57.9% of total assets), but 73.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Residential care activities (NACE 87)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.6%
Return on assets
0.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €238k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
30 d early
2023
42 d early
2022
7 d late
2021
11 d late
2020
39 d late
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▼ 70.7%
2024 · €16k
2018: €13k
2019: €-96k▼ -832% vs 2018lowest in 8 years
2020: €8k▲ +109% vs 2019
2021: €-3k▼ -134% vs 2020
2022: €6k▲ +330% vs 2021
2023: €7k▲ +1.1% vs 2022
2024: €16k▲ +151% vs 2023highest in 8 years
2025: €5k▼ -70.7% vs 2024
2018 → 2025
Working capital
€294k▲ 55.2%
2024 · €189k
2018: €259k
2019: €251k▼ -3.0% vs 2018
2020: €291k▲ +16.0% vs 2019
2021: €184k▼ -36.8% vs 2020lowest in 8 years
2022: €275k▲ +49.4% vs 2021
2023: €322k▲ +17.2% vs 2022highest in 8 years
2024: €189k▼ -41.3% vs 2023
2025: €294k▲ +55.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€201k-€205k▲ 1.9%€209k▲ 1.9%€236k▲ 13.2%€238k▲ 0.8%
2021: €201klowest in 5 years
2022: €205k▲ +1.9% vs 2021
2023: €209k▲ +1.9% vs 2022
2024: €236k▲ +13.2% vs 2023
2025: €238k▲ +0.8% vs 2024highest in 5 years
Operating result€-4k-€5k€5k▼ 13.7%€13k▲ 179%€2k▼ 88.5%
2021: €-4klowest in 5 years
2022: €5k▲ +242% vs 2021
2023: €5k▼ -13.7% vs 2022
2024: €13k▲ +179% vs 2023highest in 5 years
2025: €2k▼ -88.5% vs 2024
Net result€-3k-€6k€7k▲ 1.1%€16k▲ 151%€5k▼ 70.7%
2021: €-3klowest in 5 years
2022: €6k▲ +330% vs 2021
2023: €7k▲ +1.1% vs 2022
2024: €16k▲ +151% vs 2023highest in 5 years
2025: €5k▼ -70.7% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 89% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €895k
Fixed assets
€86k ▲ 12.5%
Current assets
€809k ▲ 15.4%
Equity and liabilities €895k
Equity
€238k ▲ 0.8%
Debt
€657k ▲ 21.3%
Debt's share of the balance-sheet total rises from 69.6% to 73.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▼
2024 · €32k
Cash flow
€27k▼
2024 · €36k
Current ratio
1.57▲
2024 · 1.37
Debt to equity
2.76▲
2024 · 2.29
ROE
2.0%▼
2024 · 7.0%
ROA
0.5%▼
2024 · 2.1%
Interest coverage
27.98▼
2024 · 32.66
Debt ≤ 1 year
€515k▲
2024 · €512k
Debt > 1 year
€9k▼
2024 · €14k
Staff costs
€1.67M▼
2024 · €1.69M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€777k€895k▲
Fixed assets21/28€76k€86k▲
Tangible fixed assets22/27€76k€86k▲
Plant, machinery and equipment23€29k€44k▲
Furniture and vehicles24€48k€42k▼
Current assets29/58€701k€809k▲
Amounts receivable within one year40/41€14k€33k▲
Other amounts receivable41€14k€33k▲
Current investments50/53€243k€247k▲
Cash at bank and in hand54/58€431k€518k▲
Deferred charges and accrued income490/1€13k€11k▼
Equity and liabilities
Total equity and liabilities10/49€777k€895k▲
Equity10/15€236k€238k▲
Contributions10/11€53k€53k=
Capital10€53k€53k=
Profit (loss) carried forward14€171k€176k▲
Investment grants15€12k€9k▼
Amounts payable17/49€541k€657k▲
Amounts payable after more than one year17€14k€9k▼
Financial debts170/4€14k€9k▼
Amounts payable within one year42/48€512k€515k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€14k€22k▲
Suppliers440/4€14k€22k▲
Taxes, remuneration and social security45€250k€255k▲
Taxes450/3€43k€37k▼
Remuneration and social security454/9€206k€218k▲
Accrued charges and deferred income492/3€16k€133k▲
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€1.69M€1.67M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€22k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€1-
Gross operating margin9900€1.72M€1.69M▼
Operating profit (loss)9901€13k€2k▼
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€985€837▼
Recurring financial charges65€985€837▼
Profit (loss) for the period before taxes9903€16k€5k▼
Profit (loss) for the period9904€16k€5k▼
Profit (loss) for the period to be appropriated9905€16k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€171k€176k▲
Profit (loss) brought forward from the previous period14P€155k€171k▲
Social balance
Average headcount (FTE)908724.922.1▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1k | - | - |
| Goods, raw materials, services and sundry goods60/61 | €294k | - | - | - | - | - |
| Remuneration, social security and pensions62 | €1.44M | €1.41M | €1.59M | €1.69M | €1.67M | ▼ 1.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19k | €12k | €13k | €19k | €22k | ▲ 14.8% |
| Other operating charges640/8 | €1k | €1k | €2k | €3k | €2k | ▼ 41.4% |
| Non-recurring operating charges66A | €1 | €447 | €1k | €1 | - | - |
| Gross operating margin9900 | €1.46M | €1.43M | €1.61M | €1.72M | €1.69M | ▼ 1.6% |
| Operating profit (loss)9901 | €-4k | €5k | €5k | €13k | €2k | ▼ 88.5% |
| Financial income75/76B | €1k | €1k | €2k | €4k | €4k | ▼ 4.6% |
| Recurring financial income75 | €1k | €1k | €2k | €4k | €4k | ▼ 4.6% |
| Financial charges65/66B | €118 | €118 | €545 | €985 | €837 | ▼ 15.0% |
| Recurring financial charges65 | €118 | €118 | €545 | €985 | €837 | ▼ 15.0% |
| Profit (loss) for the period before taxes9903 | €-3k | €6k | €7k | €16k | €5k | ▼ 70.7% |
| Profit (loss) for the period9904 | €-3k | €6k | €7k | €16k | €5k | ▼ 70.7% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €6k | €7k | €16k | €5k | ▼ 70.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €554k | €607k | €698k | €777k | €895k | ▲ 15.1% |
| Fixed assets21/28 | €33k | €22k | €34k | €76k | €86k | ▲ 12.5% |
| Tangible fixed assets22/27 | €33k | €22k | €34k | €76k | €86k | ▲ 12.5% |
| Plant, machinery and equipment23 | €17k | €12k | €32k | €29k | €44k | ▲ 52.6% |
| Furniture and vehicles24 | €15k | €10k | €2k | €48k | €42k | ▼ 11.7% |
| Financial fixed assets28 | - | €300 | - | - | - | - |
| Current assets29/58 | €521k | €585k | €664k | €701k | €809k | ▲ 15.4% |
| Amounts receivable within one year40/41 | €17k | €39k | €38k | €14k | €33k | ▲ 130% |
| Other amounts receivable41 | €17k | €39k | €38k | €14k | €33k | ▲ 130% |
| Current investments50/53 | €235k | €236k | €239k | €243k | €247k | ▲ 1.6% |
| Cash at bank and in hand54/58 | €260k | €299k | €378k | €431k | €518k | ▲ 20.1% |
| Deferred charges and accrued income490/1 | €9k | €11k | €9k | €13k | €11k | ▼ 9.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €554k | €607k | €698k | €777k | €895k | ▲ 15.1% |
| Equity10/15 | €201k | €205k | €209k | €236k | €238k | ▲ 0.8% |
| Contributions10/11 | - | €53k | €53k | €53k | €53k | = |
| Capital10 | - | €53k | €53k | €53k | €53k | = |
| Profit (loss) carried forward14 | €142k | €148k | €155k | €171k | €176k | ▲ 2.8% |
| Investment grants15 | €6k | €4k | €1k | €12k | €9k | ▼ 25.0% |
| Amounts payable17/49 | €353k | €403k | €490k | €541k | €657k | ▲ 21.3% |
| Amounts payable after more than one year17 | - | - | €18k | €14k | €9k | ▼ 35.1% |
| Financial debts170/4 | - | - | €18k | €14k | €9k | ▼ 35.1% |
| Amounts payable within one year42/48 | €337k | €310k | €342k | €512k | €515k | ▲ 0.6% |
| Current portion of amounts payable after more than one year42 | - | - | €4k | €5k | €5k | ▲ 3.9% |
| Trade debts44 | €10k | €19k | €17k | €14k | €22k | ▲ 55.0% |
| Suppliers440/4 | €10k | €19k | €17k | €14k | €22k | ▲ 55.0% |
| Taxes, remuneration and social security45 | €231k | €195k | €209k | €250k | €255k | ▲ 2.1% |
| Taxes450/3 | €34k | €37k | €35k | €43k | €37k | ▼ 15.6% |
| Remuneration and social security454/9 | €197k | €157k | €174k | €206k | €218k | ▲ 5.8% |
| Accrued charges and deferred income492/3 | €16k | €93k | €130k | €16k | €133k | ▲ 728% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €6k | €7k | €16k | €5k | ▼ 70.7% |
| + Depreciation and write-downs630 | €19k | €12k | €13k | €19k | €22k | ▲ 14.8% |
| Operating cash flow (approximation) | €16k | €19k | €19k | €36k | €27k | ▼ 24.8% |
| Investment in fixed assets (approximation) | - | €-2k | €-25k | €-61k | €-31k | ▲ 48.5% |
| Change in cash | - | €38k | €79k | €53k | €86k | ▲ 62.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €16k ▲151%
Operating result €13k, net result €16k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 7 days late
2022
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 11 days late
2021
08-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 39 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-96k
Net result drops to €-96k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 42 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 14 acts read
About the unread acts
We know of 14 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 2 establishment units since 2003
Ground area
3,274 m²
Building footprint
540 m²
Volume, LiDAR
2,698 m³
2 parcels, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
L'Escabelle
since 20032.154.919.732
Parenthèses
since 20032.232.436.291
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54435D0154/00C000 | Wallonia | 2,132 m² | 1 · 439 m² | 8.3 m · 2 fl. |
| 54435D0153/00C002 | Wallonia | 1,142 m² | 1 · 101 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2021 to 2025 · 61 entries · 7,215,121 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 47 | 1,889,318 EUR |
| 2024 | 5 | 1,863,451 EUR |
| 2023 | 3 | 1,780,884 EUR |
| 2022 | 2 | 1,652,342 EUR |
| 2021 | 4 | 29,126 EUR |
Budget allocations
Subventions aux services résidentiels et aux services qui mettent en œuvre un projet éducatif particulier
Subventions aux services d'accompagnement
Subventions non marchand
Aide forfaitaire face aux frais médicaux portés par les familles d'accueil et les services agréés
Recognitions · licences · registrations
Food safety, FASFC
1 siteMouscron/Moeskroen2.154.919.732
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Of 228 companies in sector 87991 we hold annual accounts for 209. 141 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formNon-profit association
Founded19-12-1985
Fiscal year end31-12
Activities, NACEBEL 2025
87991Residential care activities
Contact
E-mail
serv.direction.saae.escabelle@gmail.comMouscron
Phone
056349911Mouscron
Scores and ratios are computed by Checked and are not a credit decision.