RENAN
Bankruptcy closedRENAN was declared bankrupt on 17-10-2024 (Ondernemingsrechtbank Leuven); the bankruptcy was closed by liquidation by judgment of 16-07-2026, published in the Belgian State Gazette on 23-07-2026.
No longer registered with the KBO since 16-07-2026; last annual accounts for fiscal year 2022.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 24-10-2023, 85 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
85 d late
2021
450 d late
2020
303 d late
2019
101 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€-36k▲ 11.1%
2021 · €-40k
2018: €-29k
2019: €-52k
2020: €-55k
2021: €-40k
2018 → 2022
Total assets
€121k▼ 0.8%
2021 · €122k
2018: €124k
2019: €96k
2020: €91k
2021: €122k
2018 → 2022
Net result
€4k▼ 69.7%
2021 · €15k
2018: €313
2019: €-23k
2020: €-2k
2021: €15k
2018 → 2022
Working capital
€101k▲ 11.8%
2021 · €90k
2018: €82k
2019: €65k
2020: €69k
2021: €90k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€-29k-€-52k▼ 80.0%€-55k▼ 4.6%€-40k▲ 26.8%€-36k▲ 11.1%
Operating result€3k-€-25k€-2k▲ 92.6%€9k€-2k
Net result€313-€-23k€-2k▲ 89.7%€15k€4k▼ 69.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2022: a loss of €2k after €9k in 2021.
Key figures and ratios
EBITDA
€4k▼
2021 · €15k
Cash flow
€11k▼
2021 · €21k
Solvency
-29.4%▲
2021 · -32.8%
Current ratio
5.91▲
2021 · 4.47
Quick ratio
5.91▲
2021 · 4.47
Debt / equity
-0.58▲
2021 · -0.65
ROA
3.7%▼
2021 · 12.0%
Interest coverage
88.30▼
2021 · 246.27
Debt
€21k▼
2021 · €26k
Debt ≤ 1 year
€21k▼
2021 · €26k
Income taxes
€149=
2021 · €149
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€122k€121k▼
Fixed assets21/28€6k-
Tangible fixed assets22/27€6k-
Furniture and vehicles24€6k-
Current assets29/58€116k€121k▲
Amounts receivable after more than one year29€91k€102k▲
Other amounts receivable291€91k€102k▲
Amounts receivable within one year40/41€19k€19k=
Trade receivables40€19k€19k=
Cash at bank and in hand54/58€6k€585▼
Equity and liabilities
Total equity and liabilities10/49€122k€121k▼
Equity10/15€-40k€-36k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€7k€7k=
Tax-exempt reserves132€7k€7k=
Profit (loss) carried forward14€-65k€-61k▲
Provisions and deferred taxes16€136k€136k=
Provisions for liabilities and charges160/5€136k€136k=
Pensions and similar obligations160€132k€132k=
Major repairs and maintenance162€4k€4k=
Amounts payable17/49€26k€21k▼
Amounts payable within one year42/48€26k€21k▼
Trade debts44€24k€19k▼
Suppliers440/4€24k€19k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Income statement
Code20212022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€50€2k▲
Gross operating margin9900€15k€6k▼
Operating profit (loss)9901€9k€-2k▼
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€62€48▼
Recurring financial charges65€62€48▼
Profit (loss) for the period before taxes9903€15k€5k▼
Income taxes67/77€149€149=
Profit (loss) for the period9904€15k€4k▼
Profit (loss) for the period to be appropriated9905€15k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€-61k▲
Profit (loss) brought forward from the previous period14P€-80k€-65k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-07
Bankruptcy
Bankruptcy closure (by liquidation)
Ondernemingsrechtbank Leuven · RENAN BV NACH- TEGALENDREEF 12, 3140 KEERBERGEN · event 16-07-2026
2024
24-10
Bankruptcy
Opening
Ondernemingsrechtbank Leuven · RENAN BV NACHTEGALEN- DREEF 12, 3140 KEERBERGEN · event 17-10-2024
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 85 days late
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 450 days late
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 303 days late
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
31-12
Financial
Weakest financial yearnet €-23k ▼7547%
Net result drops to €-23k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 65 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 31 days late
2014
15-09
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 46 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nachtegalendreef 123140 KeerbergenGround area
3,570 m²
Building footprint
176 m²
Volume, LiDAR
878 m³
Parcel 24472G0077/00S000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472G0077/00S000 | Flanders | 3,570 m² | 1 · 176 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GERRY VERSCHUREN EIKENSTRAAT 1A,
3210 LUBBEEK |
17-10-2024 → present |
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 1,137 companies in sector 46130 we hold annual accounts for 646.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-1991
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.