RENAGO
ActiveSummary
The computed 12-month bankruptcy probability of RENAGO is 3.0% (moderate). The 2025 annual accounts show negative equity (-€38,312) and a net result of -€3,447. Equity is shrinking by ~8% per year across the filed fiscal years. Its net result ranks better than 26% of 11515 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency-
Growth58=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€38,312
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
28 d late
2022
31 d late
2021
25 d late
2020
61 d late
2019
62 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
-€38,312▼ 9.9%
2024 · -€34,865
Total assets
€0▼ 100%
2021 · €465
Net result
-€3,447▼ 50.0%
2024 · -€2,298
Working capital
-€30,090▼ 3.4%
2021 · -€29,090
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€275-€567-€1,435▼ 153%-€1,259▲ 12.3%-€769▲ 38.9%
Net result-€1,597within the sector's middle half▲ 54.8%-€1,000within the sector's middle half▲ 37.4%-€2,477within the sector's middle half▼ 148%-€2,298within the sector's middle half▲ 7.2%-€3,447within the sector's middle half▼ 50.0%
Equity-€29,090below the sector's middle half▼ 5.8%-€30,090below the sector's middle half▼ 3.4%-€32,567below the sector's middle half▼ 8.2%-€34,865below the sector's middle half▼ 7.1%-€38,312below the sector's middle half▼ 9.9%
Total assets€465below the sector's middle half€0below the sector's middle half▼ 100%
Debt€29,555▲ 7.5%€30,090▲ 1.8%€32,567▲ 8.2%€34,865▲ 7.1%€38,312▲ 9.9%
Working capital-€29,090below the sector's middle half▼ 5.8%-€30,090below the sector's middle half▼ 3.4%
Solvency
Current ratio
Return on assets (ROA)
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €769 in 2025 against €1,259 in 2024; the loss shrinks.
Key figures and ratios
Debt to equity
-1.00=
2024 · -1.00
Debt ≤ 1 year
€38,312▲
2024 · €34,865
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Other operating charges640/8 | €120 | €0 | €1,025 | €552 | €0 | ▼ 100% |
| Non-recurring operating charges66A | €0 | - | - | - | - | - |
| Gross operating margin9900 | €395 | -€567 | -€410 | -€706 | -€769 | ▼ 8.9% |
| Operating profit (loss)9901 | €275 | -€567 | -€1,435 | -€1,259 | -€769 | ▲ 38.9% |
| Financial charges65/66B | €1,871 | €433 | €1,042 | €1,039 | €2,678 | ▲ 158% |
| Recurring financial charges65 | €1,871 | €433 | €1,042 | €1,039 | €2,678 | ▲ 158% |
| Profit (loss) for the period before taxes9903 | -€1,597 | -€1,000 | -€2,477 | -€2,298 | -€3,447 | ▼ 50.0% |
| Profit (loss) for the period9904 | -€1,597 | -€1,000 | -€2,477 | -€2,298 | -€3,447 | ▼ 50.0% |
| Profit (loss) for the period to be appropriated9905 | -€1,597 | -€1,000 | -€2,477 | -€2,298 | -€3,447 | ▼ 50.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €465 | €0 | - | - | - | - |
| Current assets29/58 | €465 | €0 | - | - | - | - |
| Cash at bank and in hand54/58 | €465 | €0 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €465 | €0 | - | - | - | - |
| Equity10/15 | -€29,090 | -€30,090 | -€32,567 | -€34,865 | -€38,312 | ▼ 9.9% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €972 | €972 | €972 | €972 | €972 | = |
| Non-distributable reserves130/1 | €972 | €972 | €972 | €972 | €972 | = |
| Reserves not available under the articles1311 | €972 | €972 | €972 | €972 | €972 | = |
| Profit (loss) carried forward14 | -€36,261 | -€37,261 | -€39,738 | -€42,036 | -€45,484 | ▼ 8.2% |
| Amounts payable17/49 | €29,555 | €30,090 | €32,567 | €34,865 | €38,312 | ▲ 9.9% |
| Amounts payable within one year42/48 | €29,555 | €30,090 | €32,567 | €34,865 | €38,312 | ▲ 9.9% |
| Financial debts43 | €0 | €535 | €3,012 | €12,864 | €24,698 | ▲ 92.0% |
| Credit institutions430/8 | €0 | €535 | €3,012 | €12,864 | €24,698 | ▲ 92.0% |
| Other amounts payable47/48 | €29,555 | €29,555 | €29,555 | €22,001 | €13,614 | ▼ 38.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,597 | -€1,000 | -€2,477 | -€2,298 | -€3,447 | ▼ 50.0% |
| Operating cash flow (approximation) | -€1,597 | -€1,000 | -€2,477 | -€2,298 | -€3,447 | ▼ 50.0% |
| Change in cash | - | -€465 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2004
Ground area
1,703 m²
Building footprint
411 m²
Volume, LiDAR
1,838 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RENAGO
since 20042.138.577.113
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013A0588/00H000 | Flanders | 1,208 m² | 1 · 194 m² | 11.0 m · 2 fl. |
| 46013B0853/00E003 | Flanders | 495 m² | 1 · 216 m² | 4.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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Evergem
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,638 companies in sector 46170 we hold annual accounts for 670. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded19-04-2004
Fiscal year end31-12
Activities, NACEBEL 2025
46170Agents in the wholesale of food, beverages and tobacco
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.