REMY
ActiveREMY has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €49k and a net result of €-4k. Equity is shrinking by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 26046 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability8▲+3
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
cash: 72.1% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
100%
Return on assets
-8.7%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
56 d late
2022
59 d late
2021
29 d late
2020
64 d late
2019
68 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€49k▼ 8.0%
2023 · €54k
2018: €144k
2019: €130k
2020: €103k
2021: €76k
2022: €59k
2023: €54k
2018 → 2024
Total assets
€49k▼ 8.0%
2023 · €54k
2018: €201k
2019: €130k
2020: €104k
2021: €76k
2022: €60k
2023: €54k
2018 → 2024
Net result
€-4k▲ 24.6%
2023 · €-6k
2018: €284
2019: €-14k
2020: €-26k
2021: €-27k
2022: €-16k
2023: €-6k
2018 → 2024
Working capital
€52k▼ 22.9%
2021 · €67k
2018: €144k
2019: €130k
2020: €94k
2021: €67k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€103k-€76k▼ 26.5%€59k▼ 21.7%€54k▼ 9.6%€49k▼ 8.0%
Operating result€-26k-€-27k▼ 2.2%€-15k▲ 44.8%€-5k▲ 66.0%€-4k▲ 30.3%
Net result€-26k-€-27k▼ 3.5%€-16k▲ 39.9%€-6k▲ 65.3%€-4k▲ 24.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2024 against €5k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €49k
Fixed assets
€5k▼ 16.7%
Current assets
€44k▼ 6.8%
Key figures and ratios
EBITDA
€-2k▲
2023 · €-4k
Cash flow
€-3k▲
2023 · €-5k
Solvency
100.0%=
2023 · 100.0%
ROE
-8.7%▲
2023 · -10.6%
ROA
-8.7%▲
2023 · -10.6%
Interest coverage
-4.67▲
2023 · -6.35
Income taxes
€239
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€54k€49k▼
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Plant, machinery and equipment23€6k€5k▼
Current assets29/58€47k€44k▼
Amounts receivable within one year40/41€9k€8k▼
Other amounts receivable41€9k€8k▼
Cash at bank and in hand54/58€39k€36k▼
Equity and liabilities
Total equity and liabilities10/49€54k€49k▼
Equity10/15€54k€49k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€33k€29k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€900€258▼
Gross operating margin9900€-3k€-2k▲
Operating profit (loss)9901€-5k€-4k▲
Financial charges65/66B€629€526▼
Recurring financial charges65€629€526▼
Profit (loss) for the period before taxes9903€-6k€-4k▲
Income taxes67/77-€239
Profit (loss) for the period9904€-6k€-4k▲
Profit (loss) for the period to be appropriated9905€-6k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€29k▼
Profit (loss) brought forward from the previous period14P€39k€33k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 340.60
Current ratio from 90.32 to 340.60; short-term debt falls from €1k to €198.
03-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 64 days late
2020
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
31-12
Financial
Liquidity times 103current ratio 364.24
Current ratio from 3.52 to 364.24; short-term debt falls from €57k to €357.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
04-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 35 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Rouheid 1744802 VerviersGround area
884 m²
Building footprint
144 m²
Volume, LiDAR
832 m³
Parcel 63036A0172/00A003, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chemin de Rouheid 174, 4802 Verviers
since 19902.050.608.308
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63036A0172/00A003 | Wallonia | 884 m² | 1 · 144 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SEVGI GOLD
BE 0749.793.568
Saint-Nicolas · Eq €49k
RUSADIA
BE 0866.851.584
Jodoigne · Eq €50k
THWAINI
BE 0801.986.201
Beveren-Kruibeke-Zwijndrecht · Eq €50k
JUWELEN & FASHION NEVEJAN
BE 0539.762.240
Poperinge · Eq €50k
UNIQUE & UNLIMITED
BE 0754.454.617
Anderlecht · Eq €49k
Of 2,017 companies in sector 47770 we hold annual accounts for 898. 639 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-11-1990
Fiscal year end31-12
Activities, NACEBEL
47770Retail sale of watches and jewellery
52484
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.