Remsa
ActiveSummary
Remsa has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €93k and a net result of €20k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability95▲+10
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 47.4 against 13.3 in 2023; short-term debt: 1.9% and cash: 11.6% of total assets), and 2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
35 d early
2022
32 d late
2021
23 d late
2020
136 d late
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€20k▲ 95.6%
2023 · €10k
Working capital
€86k▲ 29.7%
2023 · €66k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€4k▼ 94.8%€-10k€9k€12k▲ 35.1%€27k▲ 115%
Net result€6k▼ 89.6%€-10k€6k€10k▲ 79.0%€20k▲ 95.6%
Equity€68k▲ 9.7%€58k▼ 14.8%€64k▲ 10.0%€74k▲ 16.2%€93k▲ 26.1%
Total assets€78k▼ 11.0%€67k▼ 15.0%€82k▲ 22.9%€79k▼ 3.2%€95k▲ 20.1%
Debt€11k▼ 59.7%€9k▼ 16.8%€18k▲ 108%€5k▼ 70.7%€2k▼ 63.8%
Working capital€50k▼ 18.6%€46k▼ 8.1%€54k▲ 18.6%€66k▲ 21.6%€86k▲ 29.7%
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 115% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €95k
Fixed assets
€8k ▼ 2.3%
Current assets
€87k ▲ 22.5%
Equity and liabilities €95k
Equity
€93k ▲ 26.1%
Debt
€2k ▼ 63.8%
Debt's share of the balance-sheet total falls from 6.8% to 2.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2023 · €14k
Cash flow
€22k▲
2023 · €12k
Current ratio
47.40▲
2023 · 13.30
Debt to equity
0.02▼
2023 · 0.07
ROE
21.6%▲
2023 · 13.9%
ROA
21.2%▲
2023 · 13.0%
Interest coverage
251.18▲
2023 · 112.42
Debt ≤ 1 year
€2k▼
2023 · €5k
Income taxes
€8k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €908 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €9k | €9k | €2k | €1k | ▼ 13.3% |
| Other operating charges640/8 | - | €775 | €1k | €756 | €750 | ▼ 0.9% |
| Non-recurring operating charges66A | - | - | - | - | €75 | - |
| Gross operating margin9900 | €17k | €936 | €20k | €15k | €29k | ▲ 95.6% |
| Operating profit (loss)9901 | €4k | €-10k | €9k | €12k | €27k | ▲ 115% |
| Financial income75/76B | - | - | €0 | €719 | €2k | ▲ 155% |
| Recurring financial income75 | €1 | - | €0 | €719 | €2k | ▲ 155% |
| Financial charges65/66B | - | €77 | €179 | €125 | €112 | ▼ 10.4% |
| Recurring financial charges65 | €47 | €77 | €179 | €125 | €112 | ▼ 10.4% |
| Profit (loss) for the period before taxes9903 | €4k | €-10k | €9k | €13k | €28k | ▲ 118% |
| Income taxes67/77 | €-2k | - | €3k | €3k | €8k | ▲ 202% |
| Profit (loss) for the period9904 | €6k | €-10k | €6k | €10k | €20k | ▲ 95.6% |
| Profit (loss) for the period to be appropriated9905 | €6k | €-10k | €6k | €10k | €20k | ▲ 95.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €78k | €67k | €82k | €79k | €95k | ▲ 20.1% |
| Fixed assets21/28 | €18k | €12k | €9k | €8k | €8k | ▼ 2.3% |
| Tangible fixed assets22/27 | €18k | €12k | €9k | €8k | €7k | ▼ 2.4% |
| Plant, machinery and equipment23 | - | €3k | €9k | €8k | €7k | ▼ 11.0% |
| Furniture and vehicles24 | - | €9k | €435 | - | €645 | - |
| Financial fixed assets28 | - | - | - | €320 | €320 | = |
| Current assets29/58 | €60k | €55k | €73k | €71k | €87k | ▲ 22.5% |
| Amounts receivable within one year40/41 | €44k | €50k | €24k | €65k | €76k | ▲ 17.2% |
| Trade receivables40 | - | €25k | €8k | €27k | €27k | ▼ 1.8% |
| Other amounts receivable41 | - | €25k | €16k | €38k | €50k | ▲ 30.8% |
| Cash at bank and in hand54/58 | €16k | €5k | €49k | €6k | €11k | ▲ 78.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €78k | €67k | €82k | €79k | €95k | ▲ 20.1% |
| Equity10/15 | €68k | €58k | €64k | €74k | €93k | ▲ 26.1% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | - | - | - | - | €19k | - |
| Distributable reserves133 | - | - | - | - | €19k | - |
| Profit (loss) carried forward14 | €49k | €39k | €45k | €55k | €56k | ▲ 0.6% |
| Amounts payable17/49 | €11k | €9k | €18k | €5k | €2k | ▼ 63.8% |
| Amounts payable within one year42/48 | €11k | €9k | €18k | €5k | €2k | ▼ 65.6% |
| Trade debts44 | €1k | €689 | €8k | €1k | €1k | ▼ 26.4% |
| Suppliers440/4 | - | €689 | €8k | €1k | €1k | ▼ 26.4% |
| Taxes, remuneration and social security45 | - | €8k | €10k | €4k | €250 | ▼ 93.7% |
| Taxes450/3 | - | €8k | €10k | €2k | €250 | ▼ 87.5% |
| Remuneration and social security454/9 | - | - | - | €2k | - | - |
| Other amounts payable47/48 | - | - | - | - | €583 | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €98 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €-10k | €6k | €10k | €20k | ▲ 95.6% |
| + Depreciation and write-downs630 | €9k | €9k | €9k | €2k | €1k | ▼ 13.3% |
| Operating cash flow (approximation) | €15k | €-824 | €15k | €12k | €22k | ▲ 81.1% |
| Investment in fixed assets (approximation) | - | €-3k | €-7k | €-159 | €-1k | ▼ 640% |
| Change in cash | - | €-11k | €44k | €-43k | €5k | ▲ 111% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 47.40
Current ratio from 13.30 to 47.40; short-term debt falls from €5k to €2k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 13.30
Current ratio from 3.97 to 13.30; short-term debt falls from €18k to €5k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 136 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2019
Ground area
427 m²
Building footprint
285 m²
Volume, LiDAR
1,217 m³
Parcel 53404B0429/00E002, Wallonia · tallest building 5.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Remsa
since 20192.284.924.575
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53404B0429/00E002 | Wallonia | 427 m² | 1 · 285 m² | 5.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,756 companies in sector 68310 we hold annual accounts for 6,904. 5,171 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
46190Agents in non-specialised wholesale trade
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.