REMISA9
ActiveREMISA9 has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €464k and a net result of €3k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 36377 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
83
/ 100
Excellent▼ -3 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability3▼-15
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.52 against 2.37 in 2023), and 17.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82.5%
Return on assets
0.6%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
126 d late
2022
122 d late
2021
122 d late
2020
122 d late
2019
93 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€464k▼ 6.4%
2023 · €495k
2018: €210k
2019: €248k
2020: €301k
2021: €419k
2022: €477k
2023: €495k
2018 → 2024
Total assets
€562k▼ 11.4%
2023 · €634k
2018: €404k
2019: €431k
2020: €483k
2021: €595k
2022: €659k
2023: €634k
2018 → 2024
Net result
€3k▼ 83.0%
2023 · €18k
2018: €24k
2019: €58k
2020: €53k
2021: €118k
2022: €58k
2023: €18k
2018 → 2024
Working capital
€65k▼ 21.4%
2023 · €83k
2018: €194k
2019: €187k
2020: €247k
2021: €16k
2022: €42k
2023: €83k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€301k-€419k▲ 39.3%€477k▲ 13.8%€495k▲ 3.8%€464k▼ 6.4%
Operating result€73k-€150k▲ 105%€74k▼ 50.4%€26k▼ 65.0%€10k▼ 61.0%
Net result€53k-€118k▲ 125%€58k▼ 50.9%€18k▼ 68.5%€3k▼ 83.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 61% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €562k
Fixed assets
€471k▼ 3.9%
Current assets
€91k▼ 36.6%
Equity and liabilities €562k
Equity
€464k▼ 6.4%
Provisions
€52k▼ 2.8%
Debt
€46k▼ 45.9%
The debt ratio falls from 13.4% to 8.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€39k▼
2023 · €54k
Cash flow
€32k▼
2023 · €46k
Solvency
82.5%▲
2023 · 78.1%
Current ratio
3.52▲
2023 · 2.37
Quick ratio
3.52▲
2023 · 2.37
Debt / equity
0.10▼
2023 · 0.17
ROE
0.7%▼
2023 · 3.7%
ROA
0.6%▼
2023 · 2.9%
Interest coverage
101.36▼
2023 · 292.96
Debt
€46k▼
2023 · €85k
Debt ≤ 1 year
€26k▼
2023 · €61k
Debt > 1 year
€20k=
2023 · €20k
Income taxes
€7k▼
2023 · €8k
Staff costs
€-4k▼
2023 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€634k€562k▼
Fixed assets21/28€490k€471k▼
Tangible fixed assets22/27€489k€470k▼
Land and buildings22€470k€453k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€16k€16k▼
Financial fixed assets28€421€421=
Current assets29/58€144k€91k▼
Amounts receivable within one year40/41€113k€63k▼
Trade receivables40€68k€27k▼
Other amounts receivable41€45k€36k▼
Cash at bank and in hand54/58€22k€18k▼
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€634k€562k▼
Equity10/15€495k€464k▼
Contributions10/11€19k€19k=
Reserves13€280k€248k▼
Distributable reserves133€280k€248k▼
Profit (loss) carried forward14€197k€197k▲
Provisions and deferred taxes16€54k€52k▼
Provisions for liabilities and charges160/5€54k€52k▼
Major repairs and maintenance162€49k€49k=
Other liabilities and charges164/5€5k€3k▼
Amounts payable17/49€85k€46k▼
Amounts payable after more than one year17€20k€20k=
Other amounts payable178/9€20k€20k=
Amounts payable within one year42/48€61k€26k▼
Trade debts44€28k€3k▼
Suppliers440/4€28k€3k▼
Taxes, remuneration and social security45€33k€10k▼
Taxes450/3€29k€10k▼
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48-€12k
Accrued charges and deferred income492/3€4k-
Income statement
Code20232024
Non-recurring operating income76A€21-
Remuneration, social security and pensions62€58k€-4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€29k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-559€-2k▼
Other operating charges640/8€5k€8k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€116k€43k▼
Operating profit (loss)9901€26k€10k▼
Financial income75/76B€22€28▲
Recurring financial income75€22€28▲
Financial charges65/66B€183€389▲
Recurring financial charges65€183€389▲
Profit (loss) for the period before taxes9903€26k€10k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€18k€3k▼
Profit (loss) for the period to be appropriated9905€18k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€215k€200k▼
Profit (loss) brought forward from the previous period14P€196k€197k▲
Transfer to equity691/2€18k€3k▼
To other reserves6921€18k€3k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Weakest financial yearnet €3k ▼83%
Net result drops to €3k, the lowest in the series.
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 126 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
31-12
Financial
Highest result since 2018net €118k ▲125%
Operating result €150k, net result €118k, both a record.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
01-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 93 days late
2019
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 122 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Volxemlaan 2351190 VorstGround area
179 m²
Building footprint
107 m²
Volume, LiDAR
1,064 m³
Parcel 21007A0067/00E000, Brussels · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ASCRYL
since 19882.039.308.994
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0067/00E000 | Brussels | 179 m² | 1 · 107 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Maru Deco
BE 0627.933.359
Lievegem · Eq €461k
Baron P
BE 0840.514.502
Sint-Niklaas · Eq €467k
SCHAMP DECORATIE
BE 0820.878.138
Kruisem · Eq €468k
SCHILDER- & RENOVATIEWERKEN PJB PEETERS
BE 0641.822.670
Mechelen · Eq €473k
PAINT CONSULTANTS
BE 0479.344.997
Roeselare · Eq €473k
Of 7,814 companies in sector 43341 we hold annual accounts for 2,639. 1,537 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-1988
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
43333Wallpapering and laying of floor and wall coverings in other materials
45433
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.