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REMEDIA

Active Risk: not assessed
Private limited companyfounded 200817 yrs activeVroegeinde 15, 2243 Zandhoven, BelgiumKBO/BCE: BE 0808.150.154

REMEDIA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.40M and a net result of €15k. Equity is growing by ~47.7% per year across the filed fiscal years. Its solvency ranks better than 33% of 5507 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
31 d early
2023
19 d late
2022
31 d early
2021
6 d early
2020
1 d early
2019
61 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.40M▲ 1.1%
2024 · €1.38M
2018: €-21k 2019: €70k 2020: €1k 2021: €400k 2022: €522k 2023: €740k 2024: €1.38M
2018 → 2025
Net result
€15k▼ 97.7%
2024 · €644k
2018: €94k 2019: €90k 2020: €-68k 2021: €398k 2022: €122k 2023: €218k 2024: €644k
2018 → 2025
Total assets
€4.27M▲ 17.7%
2024 · €3.63M
2018: €2.01M 2019: €2.01M 2020: €2.25M 2021: €4.79M 2022: €4.77M 2023: €4.99M 2024: €3.63M
2018 → 2025
Solvency
32.7%▼ 5.4pp
2024 · 38.1%
2018: -1.0% 2019: 3.5% 2020: 0.1% 2021: 8.4% 2022: 10.9% 2023: 14.8% 2024: 38.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€400k-€522k▲ 30.5%€740k▲ 41.8%€1.38M▲ 87.1%€1.40M▲ 1.1%
Operating result€571k-€196k▼ 65.7%€342k▲ 74.5%€56k▼ 83.5%€30k▼ 47.2%
Net result€398k-€122k▼ 69.4%€218k▲ 79.1%€644k▲ 195%€15k▼ 97.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400k€600kOperating result 2021: €571k€571kNet result 2021: €398k€398kOperating result 2022: €196k€196kNet result 2022: €122k€122kOperating result 2023: €342k€342kNet result 2023: €218k€218kOperating result 2024: €56k€56kNet result 2024: €644k€644kOperating result 2025: €30k€30kNet result 2025: €15k€15k20212022202320242025
The operating result has fallen two years in a row; 2025 is 47% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.27M
Fixed assets €1.44M▲ 92.3%
Current assets €2.83M▼ 1.7%
Equity and liabilities €4.27M
Equity €1.40M▲ 1.1%
Provisions €90k▼ 0.2%
Debt €2.78M▲ 29.1%
The debt ratio rises from 59.4% to 65.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Solvency
32.7%
2024 · 38.1%
ROE
1.1%
2024 · 46.5%
ROA
0.3%
2024 · 17.7%
Debt
€2.78M
2024 · €2.16M
Debt ≤ 1 year
€1.05M
2024 · €870k
Debt > 1 year
€1.70M
2024 · €1.25M
Income taxes
€8k
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€3.63M€4.27M
Fixed assets21/28€748k€1.44M
Tangible fixed assets22/27€301k€782k
Land and buildings22€300k€781k
Furniture and vehicles24€835€549
Financial fixed assets28€448k€658k
Current assets29/58€2.88M€2.83M
Amounts receivable after more than one year29€105k€70k
Other amounts receivable291€105k€70k
Stocks and contracts in progress3€2.47M€2.60M
Stocks30/36€2.47M€2.60M
Amounts receivable within one year40/41€271k€75k
Trade receivables40€17k€30k
Other amounts receivable41€253k€45k
Cash at bank and in hand54/58€33k€80k
Deferred charges and accrued income490/1€6k€7k
Equity and liabilities
Total equity and liabilities10/49€3.63M€4.27M
Equity10/15€1.38M€1.40M
Contributions10/11€19k€19k=
Reserves13€1.37M€1.38M
Tax-exempt reserves132€270k€270k
Distributable reserves133€1.10M€1.11M
Provisions and deferred taxes16€90k€90k
Deferred taxes168€90k€90k
Amounts payable17/49€2.16M€2.78M
Amounts payable after more than one year17€1.25M€1.70M
Financial debts170/4€1.25M€1.70M
Amounts payable within one year42/48€870k€1.05M
Current portion of amounts payable after more than one year42€7k-
Financial debts43€620k€680k
Credit institutions430/8€600k€600k=
Other loans439€20k€80k
Trade debts44€6k€14k
Suppliers440/4€6k€14k
Taxes, remuneration and social security45€64k€67k
Taxes450/3€64k€67k
Other amounts payable47/48€172k€292k
Accrued charges and deferred income492/3€36k€29k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€23k
Other operating charges640/8€31k€7k
Gross operating margin9900€100k€60k
Operating profit (loss)9901€56k€30k
Financial income75/76B€685k€14k
Recurring financial income75€15k€14k
Non-recurring financial income76B€670k-
Financial charges65/66B€22k€21k
Recurring financial charges65€22k€21k
Profit (loss) for the period before taxes9903€720k€22k
Transfer from deferred taxes780-€139
Income taxes67/77€76k€8k
Profit (loss) for the period9904€644k€15k
Transfer from tax-exempt reserves789-€415
Profit (loss) for the period to be appropriated9905€644k€15k
Appropriation of the result
Profit (loss) to be appropriated9906€644k€15k
Profit (loss) brought forward from the previous period14P€149-
Transfer to equity691/2€644k€15k
To other reserves6921€644k€15k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2018net €644k ▲195%
Net result €644k, the highest in the series.
31-12
Financial Liquidity doublescurrent ratio 3.31
Current ratio from 1.61 to 3.31; short-term debt falls from €1.38M to €870k.
31-12
Financial Equity above €1MEq €1.38M ▲87.1%
4 profitable years in a row build equity to €1.38M.
19-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 19 days late
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Equity above €500kEq €522k ▲30.5%
2 profitable years in a row build equity to €522k.
25-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Back to profitnet €398k
Net result €398k after one loss-making year.
31-12
Financial Equity above €200kEq €400k ▲30534%
Equity rises from €1k to €400k.
30-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet €-68k ▼176%
Net result drops to €-68k, the lowest in the series; recovery starts the following year.
30-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
11-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 72 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vroegeinde 152243 Zandhoven
Ground area
2,062 m²
Building footprint
341 m²
Volume, LiDAR
1,801 m³
Parcel 11034B0565/00D000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Remedia
Vroegeinde 15, 2243 ZandhovenFinancial service activities, except insurance and pension funding
since 20092.175.619.433
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11034B0565/00D000 Flanders 2,062 m² 1 · 341 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,727 companies in sector 64210 we hold annual accounts for 19,754. 11,915 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-12-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.