reMARKable_view
ActivereMARKable_view has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €-36k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-61
Solvency54▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 2.34 in 2024; short-term debt: 44.9% and cash: 6.1% of total assets), but 71.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.6%
Return on assets
-8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
32 d early
2024
36 d early
2023
37 d early
2022
32 d early
2021
4 d early
2020
16 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▼ 21.9%
2024 · €166k
2019: €102k
2020: €111k
2021: €131k
2022: €151k
2023: €150k
2024: €166k
2019 → 2025
Total assets
€454k▼ 10.5%
2024 · €507k
2019: €431k
2020: €444k
2021: €471k
2022: €492k
2023: €491k
2024: €507k
2019 → 2025
Net result
€-36k
2024 · €16k
2019: €-18k
2020: €9k
2021: €19k
2022: €21k
2023: €-2k
2024: €16k
2019 → 2025
Working capital
€248k▼ 14.2%
2024 · €289k
2019: €73k
2020: €88k
2021: €116k
2022: €264k
2023: €267k
2024: €289k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€151k▲ 15.8%€150k▼ 1.0%€166k▲ 10.9%€130k▼ 21.9%
Operating result€22k-€31k▲ 39.2%€3k▼ 88.9%€26k▲ 668%€-37k
Net result€19k-€21k▲ 7.2%€-2k€16k€-36k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €37k after €26k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €454k
Fixed assets
€2k▲ 4.8%
Current assets
€452k▼ 10.6%
Equity and liabilities €454k
Equity
€130k▼ 21.9%
Debt
€324k▼ 5.0%
The debt ratio rises from 67.2% to 71.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-36k▼
2024 · €28k
Cash flow
€-35k▼
2024 · €18k
Solvency
28.6%▼
2024 · 32.8%
Current ratio
2.22▼
2024 · 2.34
Quick ratio
0.17▼
2024 · 0.72
Debt / equity
2.50▲
2024 · 2.05
ROE
-28.0%▼
2024 · 9.8%
ROA
-8.0%▼
2024 · 3.2%
Interest coverage
-261.38▼
2024 · 5.63
Debt
€324k▼
2024 · €341k
Debt ≤ 1 year
€204k▼
2024 · €216k
Debt > 1 year
€120k=
2024 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€507k€454k▼
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€2k€2k▲
Plant, machinery and equipment23€734-
Furniture and vehicles24€868€2k▲
Current assets29/58€505k€452k▼
Stocks and contracts in progress3€350k€418k▲
Stocks30/36€350k€418k▲
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40-€444
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€150k€28k▼
Deferred charges and accrued income490/1€987€968▼
Equity and liabilities
Total equity and liabilities10/49€507k€454k▼
Equity10/15€166k€130k▼
Contributions10/11€120k€120k=
Reserves13€46k€10k▼
Distributable reserves133€46k€10k▼
Amounts payable17/49€341k€324k▼
Amounts payable after more than one year17€120k€120k=
Financial debts170/4€120k€120k=
Amounts payable within one year42/48€216k€204k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€108
Remuneration and social security454/9-€2k
Other amounts payable47/48€214k€199k▼
Accrued charges and deferred income492/3€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€156€242▲
Gross operating margin9900€28k€-36k▼
Operating profit (loss)9901€26k€-37k▼
Financial income75/76B€477€1k▲
Recurring financial income75€477€1k▲
Financial charges65/66B€5k€138▼
Recurring financial charges65€5k€138▼
Profit (loss) for the period before taxes9903€22k€-36k▼
Income taxes67/77€5k-
Profit (loss) for the period9904€16k€-36k▼
Profit (loss) for the period to be appropriated9905€16k€-36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€-36k▼
Profit (loss) brought forward from the previous period14P€30k-
Transfer from equity791/2-€36k
Transfer to equity691/2€46k-
To other reserves6921€46k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-36k ▼323%
Net result drops to €-36k, the lowest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Equity above €150kEq €166k ▲10.9%
Equity rises from €150k to €166k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €21k ▲7.2%
Operating result €31k, net result €21k, both a record.
31-12
Financial
Equity above €150kEq €151k ▲15.8%
3 profitable years in a row build equity to €151k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Justus Lipsiusstraat 383000 LeuvenGround area
1,218 m²
Building footprint
393 m²
Volume, LiDAR
3,575 m³
Parcel 24502B0302/00S003, Flanders · tallest building 20.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
reMARKable_view
since 20182.278.651.150
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0302/00S003 | Flanders | 1,218 m² | 1 · 393 m² | 20.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NISSENS ROB
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EMIE-PLUS
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 5,339 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2018
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.