REMACA
ActiveREMACA has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €-138k. Equity is shrinking by ~20.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 13% of 4064 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
2
/ 100
Critical▼ -55 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-31
Solvency4▼-42
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.6 against 0.73 in 2024), and 98% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2%
Return on assets
-40.6%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 4064 sector peers (2025).
NBB · sector comparisonPosition among 4064 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
2 d early
2023
49 d early
2022
41 d early
2021
31 d early
2020
50 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€2.60M
EBIT margin
1.2%
Net result
€-138k
2024 · €9k
2018: €-96k
2019: €-40k
2020: €19k
2021: €-39k
2022: €-101k
2023: €2k
2024: €9k
2018 → 2025
Working capital
€-128k▼ 76.8%
2024 · €-72k
2018: €72k
2019: €39k
2020: €71k
2021: €33k
2022: €-67k
2023: €-97k
2024: €-72k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€235k-€134k▼ 42.9%€136k▲ 1.6%€145k▲ 6.6%€7k▼ 95.2%
Operating result€-35k-€-98k▼ 178%€6k€12k▲ 102%€-133k
Net result€-39k-€-101k▼ 158%€2k€9k▲ 316%€-138k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €133k after €12k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €341k
Fixed assets
€151k▼ 37.6%
Current assets
€190k▼ 1.9%
Equity and liabilities €341k
Equity
€7k▼ 95.2%
Debt
€334k▲ 15.1%
The debt ratio rises from 66.6% to 98.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-79k▼
2024 · €75k
Cash flow
€-84k▼
2024 · €72k
Solvency
2.0%▼
2024 · 33.4%
Current ratio
0.60▼
2024 · 0.73
Quick ratio
0.12▼
2024 · 0.18
Debt / equity
47.87▲
2024 · 1.99
ROE
-1984.1%▼
2024 · 6.2%
ROA
-40.6%▼
2024 · 2.1%
Interest coverage
-16.30▼
2024 · 22.84
Debt
€334k▲
2024 · €290k
Debt ≤ 1 year
€318k▲
2024 · €266k
Debt > 1 year
€14k▼
2024 · €24k
Income taxes
€2
Staff costs
€147k▼
2024 · €150k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€435k€341k▼
Fixed assets21/28€242k€151k▼
Tangible fixed assets22/27€236k€151k▼
Land and buildings22€182k€138k▼
Plant, machinery and equipment23€296€173▼
Furniture and vehicles24€21k€13k▼
Leasing and similar rights25€33k-
Financial fixed assets28€6k-
Current assets29/58€194k€190k▼
Stocks and contracts in progress3€147k€151k▲
Stocks30/36€147k€151k▲
Amounts receivable within one year40/41€23k€12k▼
Trade receivables40€11k€2k▼
Other amounts receivable41€11k€10k▼
Current investments50/53€1€1▼
Cash at bank and in hand54/58€22k€26k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€435k€341k▼
Equity10/15€145k€7k▼
Contributions10/11€64k€64k=
Capital10€64k€64k=
Issued capital100€64k€64k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€74k€-64k▼
Amounts payable17/49€290k€334k▲
Amounts payable after more than one year17€24k€14k▼
Financial debts170/4€24k€14k▼
Amounts payable within one year42/48€266k€318k▲
Current portion of amounts payable after more than one year42€21k€10k▼
Trade debts44€243k€300k▲
Suppliers440/4€243k€300k▲
Taxes, remuneration and social security45€1k€8k▲
Taxes450/3€1k€32▼
Remuneration and social security454/9€172€8k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€150k€147k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€54k▼
Other operating charges640/8€9k€27k▲
Gross operating margin9900€234k€95k▼
Operating profit (loss)9901€12k€-133k▼
Financial income75/76B€663€8▼
Recurring financial income75€663€8▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€9k€-138k▼
Income taxes67/77-€2
Profit (loss) for the period9904€9k€-138k▼
Profit (loss) for the period to be appropriated9905€9k€-138k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€-64k▼
Profit (loss) brought forward from the previous period14P€65k€74k▲
Social balance
Average headcount (FTE)90873.42.1▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 6 days late
2025
31-12
Financial
Weakest financial yearnet €-138k ▼1640%
Net result drops to €-138k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-01-2026
Luis LECERTUA Y GARCIA: Resigned as Director
01-01-2026
Séverine LECERTUA Y GARCIA: Resigned as Director
Not every act has been read: a resignation may be missing here
10 of this company's 10 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bonsgnée(RR) 164120 NeupréGround area
1,933 m²
Building footprint
136 m²
Volume, LiDAR
821 m³
Parcel 62090C0138/00A002, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Route de Bonsgnée(RR) 16, 4120 Neupré
since 19962.034.321.216
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62090C0138/00A002 | Wallonia | 1,933 m² | 1 · 136 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 10,397 companies in sector 47110 we hold annual accounts for 5,778. 3,000 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-06-1986
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
52113
47820Retail sale of motor vehicle parts and accessories
47620Retail trade
47621Retail sale of newspapers and periodicals
50302
52470
93013
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.