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Religieuses de Saint-André

Active
Non-profit associationfounded 1922active for 104 yearsChaussée de Tournai(R-C) 55, 7520 Tournai, BelgiumKBO/BCE: BE 0401.271.281
Summary

Religieuses de Saint-André has been active since 1922 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €461,785 and a net result of -€23,790. Equity is shrinking by about 4.7% per year across the filed financial years. Its solvency ranks better than 87% of 747 sector peers (NACE 94, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Religieuses de Saint-AndréActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Activities of religious organisations
NACE 94910
Oldest company in Tournai, Other services sector1 site
Size
≈ €470,000turnover 2025, estimated
Staff
3 FTE
Equity
€461,785
Deficit
-€23,790
Turnover estimated from the gross margin
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 88 days early2 of 8 deeds summarised
Why 92lowers riskLegal form: non-profit associationSector: Activities of membership organisations (NACE 94)Equity €461,785 (94.5% of total assets)Founded in 1922Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 39% of its sector peers (NACE 94, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 94.5% of total assets
Liquidity 61+4
short-term debt 4.6% · cash 8.9%
Profitability 13+13
return on assets -4.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,220 companies, NACE 94, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026highest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.93, compared with 2.63 in 2024, above the usual 1.5; short-term debt: 4.6% and cash: 8.9% of total assets), and 5.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 94, micro): better than 79% on solvency, 30% on liquidity, 21% on profitability and 26% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Sector: Activities of membership organisations (NACE 94)
KBO
lowers risk · Equity €461,785 (94.5% of total assets)
NBB · annual accounts
lowers risk · Founded in 1922
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€23,790
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
88 days early
2024
100 days early
2023
79 days early
2022
77 days early
2021
81 days early
2020
81 days early
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 73 days before the deadline; the sector median (NACE 94) for financial year 2024 is 29 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Appointment: Kerstin THALHEIMER (director)Reappointments: Gabriele BUSSE, Anne ESSELBACH…
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€23,790 View
  • Positive: Result rose in 2025from -€178,107 to -€23,790 ▲ 86.6% View
  • Positive: Oldest company in Tournai, Other services sectorin the Checked rankings No. 1 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Active since 1922founded 01-04-1922 104 years View

By topic

Financials

Financial year
2025
Total assets
€488,811
Loss
-€23,790
Solvency
94.5%
Total assets▼ 3.5%
Net result
20182025
Go to Financials

Timeline

Events
24
Since
2007
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 13-05-2024Annual accounts filed
  3. 11-12-2023Resignation: Anne-Marie GASQUET (administratrice et administratrice déléguée)
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Activities of religious organisationsNACE 94910
Founded
01-04-1922
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
36
Purpose
“Mise en commun des ressources pour assurer la solidarité entre les membres de la…” (deed in French)
Go to Articles of association

Key facts about Religieuses de Saint-André

What is the company number of Religieuses de Saint-André?
0401.271.281. In Belgium the VAT number is the company number with BE in front: BE 0401.271.281.
Where is Religieuses de Saint-André based?
The registered office is at Chaussée de Tournai(R-C) 55, 7520 Tournai.Company details
What does Religieuses de Saint-André do?
According to the KBO register, the main activity is activities of religious organisations (NACE 94910).
What is the legal form of Religieuses de Saint-André?
Non-profit association (VZW).
When was Religieuses de Saint-André founded?
On 01-04-1922.
Is Religieuses de Saint-André still active?
Yes, Religieuses de Saint-André is an active enterprise in the KBO register.
How many employees does Religieuses de Saint-André have?
On average 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Religieuses de Saint-André?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Religieuses de Saint-André profitable?
In financial year 2025, Religieuses de Saint-André made a loss of €23,790.
Where can I find the annual accounts of Religieuses de Saint-André?
Religieuses de Saint-André filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Religieuses de Saint-André due?
By 31-07-2027, for financial year 2026.Timeline

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