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ReliabilityPact

Active Private limited companyfounded 2016active for 10 yearsWeyerstraat 16, 3900 PeltKBO/BCE: BE 0663.781.490

Overview

Lifetime

9 annual accounts with figures on one time axis
peak €77,092 (2024)
€56,337▼ 26.9%
lowest -€4,970 (2017)
€32,681▼ 37.1%
peak €320,140 (2025)
€320,140▲ 11.4%
€8,773▼ 11.5%
Board1 name since 2016
1 directorELEN Jan
Documentsfilings and deeds
22-04-2026100 days before the deadline
2025micro format
Gross margin from €77,092 to €56,337Result from €51,916 to €32,681Investments €100,422

Key points

from the 2025 annual accounts

Equity

€320,140 ▲ 11.4%

ReliabilityPact has made a profit without a break since 2018.

Turnover

≈ €170,000 estimated

The micro format states no turnover.

Investments

€100,422 6.0 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Checked score

97
Excellent
Financially stronger than 77% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%● unchanged vs 10-2026highest value

Financial strength
Strong

100=equity 97.3% of total assets
100=short-term debt 2.4% · cash 47.1%
81-10return on assets 9.9%

Score breakdown

raises risk
Profit of €32,681 (financial year 2025)
lowers risk
Size: total assets €328,914
Liquidity: current ratio 23.47, cash €154,825
Equity €320,140 (97.3% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 95% on liquidity, 64% on profitability and 69% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as ReliabilityPact has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of ReliabilityPact itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for ReliabilityPact. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 23.47 (26.25 in 2024), above the usual 1.5. Short-term debt is 2.4% and cash 47.1% of total assets. 2.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €328,914
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 23.47, cash €154,825
NBB · annual accounts
lowers risk · Equity €320,140 (97.3% of total assets)
NBB · annual accounts
raises risk · Profit of €32,681 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
100 days early
2024
70 days early
2023
29 days early
2022
41 days early
2021
33 days early
2020
23 days late
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 36 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

EJ
Director, since 03-10-2016
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0663781490
Reappointment: ELEN Jan (director) Gazette deed
Incorporation published on 06-10-2016 · Gazette deed
First establishment Weyerstraat 16, Pelt
All 19 events

Official details

Source: KBO
Status
Active since 04-10-2016Normal situation
Activity
Computer programmingNACE 62100and 1 other
Establishment unit
2.258.173.6583900 Pelt, since 04-10-2016
Financial year end
31 December
Peppol
Reachable since 19-03-2026
Company details

Annual accounts 2025

€56,337▼ 26.9%
€32,681▼ 37.1%
€320,140▲ 11.4%
€328,914▲ 10.6%
Filing
Filed on 22-04-2026, 100 days before the end of the filing period
Financials

Insights on ReliabilityPact

ReliabilityPact files the micro format. That format states no turnover. The gross margin rose from -€4,820 in 2017 to €56,337 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 22-04-2026, 100 days before the deadline
€56,337
▼ 26.9%
€38,694
▼ 44.5%
€55,426
▼ 27.5%
€49,413
▼ 15.7%
97.3%
▲ 0.7 percentage points
23.47
▼ 2.78

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €170,000. Estimated: probably between €110,000 and €290,000.

Amounts without an identifiable currency are taken as euros.

Balance sheet

balance sheet total €328,914 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020201920182017
Balance sheet: assets
20/58 328,914297,370250,370222,903187,879146,11691,73521,2697,650
20 -------00
21/28 140,62856,93833,83241,61343,24824,39626,242--
21 82,294------00
22/27 58,33456,93833,83241,61343,24824,39626,242--
22 23,00023,00023,00023,00023,000--00
23 27,40231,3639,80910,8597,6705,7062,88100
24 7,9322,5751,0227,75412,57818,69023,36100
26 -------00
27 -------00
28 -------00
29/58 188,286240,432216,538181,290144,632121,72065,49321,2697,650
290 -------00
291 -------00
3 -------00
30/36 -------00
37 -------00
40/41 30,05518,99422,13321,17522,39310,30083211,035754
40 13,55018,99422,13321,17521,5589,465011,0350
41 16,505--08358358320754
50/53 -------00
54/58 154,825217,949191,925158,078120,218109,72562,22810,2346,896
490/1 3,4063,4902,4802,0372,0211,6952,43200
Balance sheet: equity and liabilities
10/49 328,914297,370250,370222,903187,879146,11691,73521,2697,650
10/15 320,140287,459235,543187,621141,20198,37853,28717,9877,430
10/11 18,60018,60018,60016,40016,40016,40016,40016,40012,400
100 ------18,60018,60018,600
101 ------2,2002,2006,200
11 -------00
1100/10 -------00
12 -------00
13 301,540268,859216,943171,221124,80181,97836,8871,587-
130/1 --0797979---
130 ------79790
1311 --0797979---
1312 -------00
1319 -------00
132 -------00
133 301,540268,859216,943171,142124,72281,89936,8081,5070
14 -------0-4,970
15 -------00
160/5 -------00
160 -------00
161 -------00
162 -------00
163 -------00
164/5 -------00
168 -------00
17/49 8,7739,91114,82635,28246,67847,73838,4483,282219
17 --03,25114,88613,44123,865--
170/4 --03,25114,88613,44123,865--
175 -------00
176 -------00
178/9 -------00
42/48 8,0239,16114,07631,03130,99232,79712,5833,282219
42 -03,25111,63511,4445,248-00
430/8 -------00
439 -------00
44 2,756738910241,566727507529
440/4 2,756738910241,566727507529
441 -------00
46 -------00
45 1,3334,5945,56615,09013,70022,5958,3061,791-
450/3 1,3334,5945,56615,09012,64918,9438,3061,7910
454/9 ---01,0513,652-00
47/48 3,9343,8294,3504,2824,2824,2284,2281,416190
492/3 7507507501,0008001,5002,00000
Income statement
70 --------0
76A -------00
9900 56,33777,09274,11774,00268,08666,60553,0457,226-4,820
60/61 --------0
62 -------00
630 16,7326,70510,5839,7678,1217,0846,56000
631/4 -------00
635/8 -------00
640/8 9106854966306171,9896148989
649 -------00
66A -------00
9901 38,69469,70263,03863,60559,34957,53245,8707,137-4,909
75/76B 210-00--04
75 210-00--04
76B -------00
65/66B 4474526006369764454939465
65 4474526006369764454939465
66B -------00
9903 38,26969,24962,43762,96858,37357,08845,3787,043-4,970
67/77 5,58717,33316,71516,54815,55011,99710,0774870
9904 32,68151,91645,72246,42042,82345,09135,3016,556-4,970
789 -------00
689 -------00
9905 32,68151,91645,72246,42042,82345,09135,3016,556-4,970
Appropriation of the result
9906 32,68151,91645,72246,42042,82345,09135,3011,587-4,970
791/2 -------00
691/2 32,68151,91645,72246,42042,82345,09135,3011,587-
691 -------00
6920 ------0790
6921 32,68151,91645,72246,42042,82345,09135,3011,5070
694 -------00
695 -------00
696 -------00
Document PDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 22-04-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 22-04-2026 2026-00084842 PDF
31-12-2024 micro format 22-05-2025 2025-00104489 PDF
31-12-2023 micro format 02-07-2024 2024-00213452 PDF
31-12-2022 micro format 20-06-2023 2023-00150021 PDF
31-12-2021 micro format 28-06-2022 2022-20100087 PDF
31-12-2020 micro format 23-08-2021 2021-52000388 PDF
31-12-2019 micro format 28-07-2020 2020-35500363 PDF
31-12-2018 micro format 20-08-2019 2019-48100359 PDF
31-12-2017 micro format 24-07-2018 2018-37700420 PDF

Subsidies and aid

Flemish government 2023 to 2025, 3 entries, €586 awarded, €586 paid

Year Entries AwardedPaid
2025 1 €239€239
2024 1 €252€347
2023 1 €95€0

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020201920182017
55,42676,40773,62173,37167,46964,61652,4317,137-4,909
49,41358,62156,30556,18750,94452,17541,8616,556-4,970
100,42229,8122,8028,13226,9725,23832,8020-
-63,12426,02433,84737,86010,49347,49751,9953,338-
180,262231,271202,462150,259113,63988,92352,91017,9877,430
97.3%96.7%94.1%84.2%75.2%67.3%58.1%84.6%97.1%
23.4726.2515.385.844.673.715.206.4834.87
0.030.030.060.190.330.490.720.180.03
10.2%18.1%19.4%24.7%30.3%45.8%66.2%36.5%-66.9%
9.9%17.5%18.3%20.8%22.8%30.9%38.5%30.8%-65.0%
over 100over 100over 100over 10069.15----

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€12,514€29,812€2,802€8,132€26,972
Intangible fixed assets€87,908----
€16,732€6,705€10,583€9,767€8,121

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on ReliabilityPact

The operating result for 2025 is 44% lower than in 2024 and the lowest since 2018.

Debt's share of the balance-sheet total falls from 3.3% to 2.7%. Equity is higher and debt is lower.

Board & ownership

Board

1 director
Director
since 03-10-2016 term without a fixed end
listed in the 2025 annual accounts, filed on 22-04-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Vertegenwoordiging Iedere bestuurder vertegenwoordigt de vennootschap in en buiten rechte. Wanneer de vennootschap optreedt als…”
deed of 28-03-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
ELEN Jan
Director
Board
Mandates as a list
  • ELEN Jan
    • Director, from 03-10-2016 to date

See the board, name and registered office on a given date →

Control

Capital

Contribution
€18,600
Source
2025 annual accounts

Articles of association

deed of 28-03-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of June at 19:00
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Algemene vergadering bepaalt wijze van vereffening overeenkomstig wettelijke bepalingen, na aanzuivering schulden,lasten,kosten of…”

Network & group

No group

ReliabilityPact has no parent and no holdings in its annual accounts. ELEN Jan is the only director. ReliabilityPact shares no director with another company.

Timeline

Timeline

19 events since 2016

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed PDFmicro format · 100 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0663781490
2025
Annual accounts 2024 filed PDFmicro format · 70 days before the deadline
2024
Highest result from 2017 to 2025 net €51,916 ▲13.5% The operating result of €69,702 and the net result of €51,916 are both a record.
Annual accounts 2023 filed PDFmicro format · 29 days before the deadline
2023
Liquidity more than doubled current ratio 15.38 The current ratio rises from 5.84 to 15.38. Short-term debt falls from €31,031 to €14,076.
Equity above €200,000 equity €235,543 ▲25.5% After 6 profitable years in a row, equity reaches €235,543.
Annual accounts 2022 filed PDFmicro format · 41 days before the deadline
Reappointment: ELEN Jan (director)3 points ▸
  • 100 shares
  • Director reappointment, ELEN Jan
  • Registered office clause, Weyerstraat 16, 3900 Pelt
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

2022
Equity above €150,000 equity €187,621 ▲32.9% After 5 profitable years in a row, equity reaches €187,621.
Annual accounts 2021 filed PDFmicro format · 33 days before the deadline
2021
Equity above €100,000 equity €141,201 ▲43.5% After 4 profitable years in a row, equity reaches €141,201.
Annual accounts 2020 filed PDFmicro format · 23 days late
2020
Annual accounts 2019 filed PDFmicro format · 3 days before the deadline
2019
Annual accounts 2018 filed PDFmicro format · 20 days late
2018
Back to profit net €6,556 The net result is €6,556, after one loss-making year.
Annual accounts 2017 filed PDFmicro format · 7 days before the deadline
2016
Incorporation PDFpublished on 06-10-2016
First establishment Weyerstraat 16, Pelt

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 4 October 2016, ReliabilityPact was incorporated.1 Total assets went from €21,269 in 2018 to €328,914 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0663.781.490
VAT number
BE 0663.781.490
Peppol ID
0208:0663781490
Other Peppol ID
9925:BE0663781490
Legal form
Private limited company
Status
Active, normal situation
Founded
04-10-2016
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of June at 19:00
deed of 28-03-2023 (in Dutch)
Peppol
Reachable since 19-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
ReliabilityPact in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 28-03-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 28-03-2023 (in Dutch)

Activities

NACEBEL 2025
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het optreden en handelen als dienstverlener,als interim-manager en/of als tussenpersoon bij alle vormen van…”
13 activities
  1. Het optreden en handelen als dienstverlener,als interim-manager en/of als tussenpersoon bij alle vormen van adviesverlening,managementsdiensten,freelance activiteiten,maintenance management,algemeen management,project management in de industriële omgeving en hulp aan het bedrijfsleven en de overheid op het gebied,maar niet beperkend tot,van productie,engineering,onderhoud,reliability,asset management,technologieën,service,shutdown & turnaround,energie,veiligheid,milieu,marketing,e-business strategie,planning,organisatie,efficiëntie en toezicht,informatica,administratie,publiciteit en reclame,en/of het verschaffen van informatie aan bedrijfsleiding en dit in de meest ruime zin.
  2. Het vervullen van de functie van preventieadviseur,milieucoördinator en veiligheidscoördinator.
  3. Het adviseren,organiseren en bemiddelen in aan- en verkoop,in- en export,het werken op commissiebasis inbegrepen.
  4. Het verhuren van toestellen in de industriële sector in verband met het voorwerp.
  5. Het organiseren,ontwikkelen en aanbieden van opleidingen,seminaries,cursussen,colloquia,vormingssessies,workshops en trainingen en dergelijke in de meest ruime zin,wereldwijd.
  6. Het beheer van en de handel in onroerende goederen voor eigen rekening.Zo kan de vennootschap onroerende goederen bouwen,renoveren,kopen en verkopen,huren en verhuren en alle mogelijke onroerende handelingen verrichten die daarmee verband houden.
  7. De vennootschap kan eveneens leningen toestaan aan haar zaakvoerder of vennoten als ook gratis inwoon.
  8. De vennootschap mag catering activiteiten doen die te maken hebben met haar voorwerp.
  9. Verkoop,onderhoud en de reparatie van mechanische dichtingen en rotating equipment.
  10. De exploitatie van een studiebureau belast met adviseren,het begeleiden,het uitvoeren,service en bestuderen van automatiseringsprojecten,duurzame energie,warmtepompen,zonnepanelen,verwarming en koelinstallaties en of gedeelten daarvan.
  11. Klein- en groothandel in consumentengoederen.Adviesverlening en consultancy in consumentensector.
  12. Sociale activiteiten die bijdragen tot het algemene nut.
  13. Kleinschalige tuinbouwactiviteiten.
deed of 28-03-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Weyerstraat 16 registered office 3900 Pelt 62100 Computer programming 04-10-2016 2.258.173.658

Buildings and parcels at the address

Ground area
2,827 m²
Buildings
148 m²
Volume, LiDAR
848 m³
Tallest building
8.4 m
Buildings to scale, each on its own parcel
148 m², 8.4 m 148 m², 8.4 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
72502D1137/00L0002,827 m² 1 · 148 m² 8.4 m · 2

Contact

E-mail jelen@reliabilitypact.com
Phone +32 11 80 65 50