Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Of this, €142,781 falls due within a year.
Lower solvency than 95% of companies in head offices and management consultancy. Sector median 52.1% · 10,633 companies.
In July 2024, 1,324 companies had the same profile as RELATE has now. Each dot stands for 4 companies, two years later.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,324 companies, not a prediction for RELATE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| RELATE Knokke-Heist | €89,607 | -€48,675 | -59.4% | - |
| Marine Steel Tervuren | €90,505 | -€5,002 | -5.1% | - |
| AGRIFLIGHT Overijse | €97,552 | -€9,656 | 23.6% | - |
| Monique & Fils Schaerbeek | €84,069 | -€25,566 | -41.5% | - |
| SCA² Retail La Louvière | €84,350 | -€9,193 | -32.7% | - |
| AGENCE KANAL DEVELOPMENT Brussels | €98,177 | -€7,203 | 94.3% | - |
| JaBa Tech Management Oud-Turnhout | €106,989 | -€980 | 71.9% | - |
These companies have the same main activity as RELATE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €84,100 and €107,000, founded between 2024 and 2025.
RELATE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€53,191) and a net result of -€56,191.
Its solvency ranks better than 5% of 10,633 sector peers (NACE 70, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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