REIZEN SYLVIE
ActiveSummary
REIZEN SYLVIE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €407k and a net result of €118k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-2
Solvency59▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.37 in 2024; short-term debt: 66.1% and cash: 49.9% of total assets), and 66.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.7%
Return on assets
9.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
27 d early
2023
15 d early
2022
6 d early
2021
33 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€407k▲ 26.3%
2024 · €322k
2018: €267k
2019: €300k
2020: €286k
2021: €310k
2022: €271k
2023: €323k
2024: €322k
2018 → 2025
Total assets
€1.21M▲ 21.9%
2024 · €990k
2018: €627k
2019: €699k
2020: €672k
2021: €696k
2022: €607k
2023: €818k
2024: €990k
2018 → 2025
Net result
€118k▲ 3.3%
2024 · €114k
2018: €-30k
2019: €33k
2020: €-14k
2021: €24k
2022: €-40k
2023: €52k
2024: €114k
2018 → 2025
Working capital
€336k▲ 36.9%
2024 · €246k
2018: €249k
2019: €306k
2020: €153k
2021: €174k
2022: €152k
2023: €247k
2024: €246k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€310k-€271k▼ 12.8%€323k▲ 19.4%€322k▼ 0.3%€407k▲ 26.3%
Operating result€29k-€-30k€68k€157k▲ 132%€180k▲ 14.2%
Net result€24k-€-40k€52k€114k▲ 117%€118k▲ 3.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets
€74k ▼ 18.2%
Current assets
€1.13M ▲ 25.9%
Equity and liabilities €1.21M
Equity
€407k ▲ 26.3%
Debt
€800k ▲ 19.7%
Debt's share of the balance-sheet total falls from 67.5% to 66.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€206k▲
2024 · €177k
Cash flow
€144k▲
2024 · €133k
Current ratio
1.42▲
2024 · 1.37
Debt to equity
1.97▼
2024 · 2.07
ROE
28.9%▼
2024 · 35.4%
ROA
9.7%▼
2024 · 11.5%
Interest coverage
11.65▼
2024 · 16.11
Debt ≤ 1 year
€797k▲
2024 · €655k
Income taxes
€50k▲
2024 · €34k
Staff costs
€118k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€990k€1.21M▲
Fixed assets21/28€90k€74k▼
Tangible fixed assets22/27€90k€73k▼
Land and buildings22-€71k
Plant, machinery and equipment23€90k-
Furniture and vehicles24-€3k
Financial fixed assets28€99€99=
Current assets29/58€901k€1.13M▲
Amounts receivable within one year40/41€270k€363k▲
Trade receivables40€267k-
Other amounts receivable41€3k€363k▲
Cash at bank and in hand54/58€517k€602k▲
Deferred charges and accrued income490/1€114k€168k▲
Equity and liabilities
Total equity and liabilities10/49€990k€1.21M▲
Equity10/15€322k€407k▲
Contributions10/11€33k€33k=
Reserves13€289k€374k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€21k€21k=
Distributable reserves133€265k€349k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€668k€800k▲
Amounts payable within one year42/48€655k€797k▲
Trade debts44€129k€151k▲
Suppliers440/4€129k€151k▲
Advances received on contracts in progress46€430k€617k▲
Taxes, remuneration and social security45€74k€29k▼
Taxes450/3€55k€5k▼
Remuneration and social security454/9€18k€24k▲
Other amounts payable47/48€22k€2k▼
Accrued charges and deferred income492/3€13k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€82k€118k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€26k▲
Other operating charges640/8€26k€4k▼
Gross operating margin9900€285k€327k▲
Operating profit (loss)9901€157k€180k▲
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€11k€18k▲
Recurring financial charges65€11k€18k▲
Profit (loss) for the period before taxes9903€148k€167k▲
Income taxes67/77€34k€50k▲
Profit (loss) for the period9904€114k€118k▲
Profit (loss) for the period to be appropriated9905€114k€118k▲
Appropriation of the result
Profit (loss) to be appropriated9906€114k€118k▲
Transfer from equity791/2€115k€33k▼
Transfer to equity691/2€114k€118k▲
To other reserves6921€114k€118k▲
Profit to be distributed694/7€115k€33k▼
Return on contributions (dividend)694€115k€33k▼
Social balance
Average headcount (FTE)90871.51.5=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €118k ▲3.3%
Operating result €180k, net result €118k, both a record.
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €-40k ▼264%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
Show earlier events
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lauwbergstraat 1338930 MenenGround area
1,468 m²
Building footprint
402 m²
Volume, LiDAR
2,314 m³
2 parcels, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
REIZEN SYLVIE
since 20002.101.960.801
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34024A0530/00B003 | Flanders | 989 m² | 1 · 173 m² | 9.6 m · 2 fl. |
| 34024A0530/00C003 | Flanders | 479 m² | 1 · 229 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SILVERJET BELGIUM
BE 0847.210.668
Brugge · Eq €406,535
SUN CARS
BE 0890.480.982
Tournai · Eq €407,406
TOP COMMUNICATION TRAVEL
BE 0453.227.352
Mouscron · Eq €410,812
PENTA REIZEN
BE 0421.330.980
Izegem · Eq €411,658
Cultural & Linguistic Experience Program
BE 0842.097.679
Brussel · Eq €412,367
Of 1,437 companies in sector 79110 we hold annual accounts for 880. 679 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-1999
Fiscal year end31-12
Activities, NACEBEL 2025
79110Travel agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.