REGNIER BASTIEN
ActiveREGNIER BASTIEN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €-40k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-51
Solvency41▼-23
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.86 against 1.09 in 2024; short-term debt: 53.2% and cash: 11.3% of total assets), and 83.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.1%
Return on assets
-10.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
29 d late
2023
28 d late
2022
30 d late
2021
47 d late
2020
24 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▼ 38.6%
2024 · €105k
2018: €52k
2019: €52k
2020: €59k
2021: €60k
2022: €47k
2023: €48k
2024: €105k
2018 → 2025
Total assets
€401k▲ 49.0%
2024 · €269k
2018: €181k
2019: €153k
2020: €157k
2021: €155k
2022: €114k
2023: €189k
2024: €269k
2018 → 2025
Net result
€-40k
2024 · €57k
2018: €7k
2019: €510
2020: €7k
2021: €1k
2022: €-13k
2023: €2k
2024: €57k
2018 → 2025
Working capital
€-29k
2024 · €15k
2018: €-54k
2019: €-47k
2020: €-38k
2021: €-11k
2022: €-27k
2023: €-57k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€47k▼ 22.0%€48k▲ 2.6%€105k▲ 118%€65k▼ 38.6%
Operating result€2k-€-13k€2k€81k▲ 4,238%€-36k
Net result€1k-€-13k€2k€57k▲ 3,489%€-40k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €36k after €81k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €401k
Fixed assets
€217k▲ 139%
Current assets
€184k▲ 3.3%
Equity and liabilities €401k
Equity
€65k▼ 38.6%
Provisions
€0▼ 100%
Debt
€336k▲ 106%
The debt ratio rises from 60.8% to 83.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€20k▼
2024 · €128k
Cash flow
€16k▼
2024 · €104k
Solvency
16.1%▼
2024 · 39.2%
Current ratio
0.86▼
2024 · 1.09
Quick ratio
0.73▼
2024 · 1.08
Debt / equity
5.20▲
2024 · 1.55
ROE
-62.3%▼
2024 · 54.6%
ROA
-10.1%▼
2024 · 21.4%
Interest coverage
4.52▼
2024 · 322.93
Debt
€336k▲
2024 · €163k
Debt ≤ 1 year
€213k▲
2024 · €163k
Debt > 1 year
€122k
Income taxes
€0▼
2024 · €24k
Staff costs
€11k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€269k€401k▲
Fixed assets21/28€91k€217k▲
Tangible fixed assets22/27€91k€217k▲
Plant, machinery and equipment23€62k€207k▲
Furniture and vehicles24€29k€9k▼
Current assets29/58€178k€184k▲
Stocks and contracts in progress3€2k€28k▲
Stocks30/36€2k€28k▲
Amounts receivable within one year40/41€126k€109k▼
Trade receivables40€113k€97k▼
Other amounts receivable41€13k€11k▼
Cash at bank and in hand54/58€47k€45k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€269k€401k▲
Equity10/15€105k€65k▼
Contributions10/11€19k€19k=
Reserves13€86k€57k▼
Distributable reserves133€86k€57k▼
Profit (loss) carried forward14-€-11k
Investment grants15€390-
Provisions and deferred taxes16€130-
Deferred taxes168€130-
Amounts payable17/49€163k€336k▲
Amounts payable after more than one year17-€122k
Financial debts170/4-€122k
Amounts payable within one year42/48€163k€213k▲
Current portion of amounts payable after more than one year42-€36k
Trade debts44€14k€53k▲
Suppliers440/4€14k€53k▲
Taxes, remuneration and social security45€25k€1k▼
Taxes450/3€24k€13▼
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€124k€122k▼
Accrued charges and deferred income492/3-€460
Income statement
Code20242025
Remuneration, social security and pensions62€13k€11k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€56k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€143k€32k▼
Operating profit (loss)9901€81k€-36k▼
Financial income75/76B€390€390=
Recurring financial income75€390€390=
Financial charges65/66B€396€4k▲
Recurring financial charges65€396€4k▲
Profit (loss) for the period before taxes9903€81k€-40k▼
Transfer from deferred taxes780€130€130=
Income taxes67/77€24k€0▼
Profit (loss) for the period9904€57k€-40k▼
Profit (loss) for the period to be appropriated9905€57k€-40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€-40k▼
Transfer from equity791/2-€29k
Transfer to equity691/2€57k-
To other reserves6921€57k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €-40k ▼170%
Net result drops to €-40k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €57k ▲3489%
Operating result €81k, net result €57k, both a record.
31-12
Financial
Equity above €100kEq €105k ▲118%
2 profitable years in a row build equity to €105k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 47 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
24-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 146 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
13-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 105 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Hubes(CO) 126180 CourcellesGround area
774 m²
Building footprint
211 m²
Volume, LiDAR
2,241 m³
Parcel 52015C1432/00E000, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Hubes(CO) 12, 6180 Courcelles
since 20112.206.620.930
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52015C1432/00E000 | Wallonia | 774 m² | 1 · 211 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 751 companies in sector 43422 we hold annual accounts for 424. 350 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2011
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.