Regira
ActiveSummary
Regira has been active since 1971 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€29,097) and a net result of €32,491. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 15% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95▲+9
Solvency6▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.75 against 0.63 in 2024; short-term debt: 118.8% and cash: 22.9% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-18.8%
Return on assets
21%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 11508 sector peers (2025).
NBB · sector comparisonPosition among 11508 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
31 d early
2023
30 d early
2022
61 d late
2021
61 d late
2020
184 d late
2019
41 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 57 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#4 oldest company in Schilde, Wholesale and retail trade sector
Equity
-€29,097▲ 52.8%
2024 · -€61,588
Total assets
€154,798▲ 18.0%
2024 · €131,174
Net result
€32,491▲ 76.7%
2024 · €18,392
Working capital
-€46,039▲ 35.2%
2024 · -€71,029
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€4,020-€5,697▼ 41.7%-€25,955▼ 356%€19,471€36,369▲ 86.8%
Net result-€4,819below the sector's middle half-€6,437below the sector's middle half▼ 33.6%-€26,879below the sector's middle half▼ 318%€18,392within the sector's middle half€32,491above the sector's middle half▲ 76.7%
Equity-€46,664below the sector's middle half▼ 11.5%-€53,101below the sector's middle half▼ 13.8%-€79,980below the sector's middle half▼ 50.6%-€61,588below the sector's middle half▲ 23.0%-€29,097below the sector's middle half▲ 52.8%
Total assets€180,384within the sector's middle half▼ 7.9%€169,173within the sector's middle half▼ 6.2%€116,699within the sector's middle half▼ 31.0%€131,174within the sector's middle half▲ 12.4%€154,798within the sector's middle half▲ 18.0%
Debt€227,048▼ 4.5%€222,274▼ 2.1%€196,679▼ 11.5%€192,762▼ 2.0%€183,895▼ 4.6%
Working capital-€101,775below the sector's middle half▼ 4.9%-€89,243below the sector's middle half▲ 12.3%-€97,154below the sector's middle half▼ 8.9%-€71,029below the sector's middle half▲ 26.9%-€46,039below the sector's middle half▲ 35.2%
Solvency-25.9%below the sector's middle half▼ 4.5pp-31.4%below the sector's middle half▼ 5.5pp-68.5%below the sector's middle half▼ 37.1pp-47.0%below the sector's middle half▲ 21.6pp-18.8%below the sector's middle half▲ 28.2pp
Current ratio0.55below the sector's middle half▼ 0.040.60below the sector's middle half▲ 0.050.51below the sector's middle half▼ 0.090.63below the sector's middle half▲ 0.130.75below the sector's middle half▲ 0.12
Return on assets (ROA)-2.7%below the sector's middle half▼ 5.0pp-3.8%below the sector's middle half▼ 1.1pp-23.0%below the sector's middle half▼ 19.2pp14.0%above the sector's middle half▲ 37.1pp21.0%above the sector's middle half▲ 7.0pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 87% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154,798
Fixed assets
€16,941 ▲ 79.4%
Current assets
€137,856 ▲ 13.2%
Key figures and ratios
EBITDA
€42,850▲
2024 · €27,203
Cash flow
€38,971▲
2024 · €26,124
Quick ratio
0.61▲
2024 · 0.50
Debt to equity
-6.32▼
2024 · -3.13
Interest coverage
87.59▲
2024 · 30.82
Debt ≤ 1 year
€183,895▼
2024 · €192,762
Income taxes
€3,392▲
2024 · €295
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,795 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
5.3%
stopped otherwise
92%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €60 | €0 | - | - |
| Remuneration, social security and pensions62 | €8 | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,557 | €18,969 | €18,969 | €7,732 | €6,480 | ▼ 16.2% |
| Other operating charges640/8 | €449 | €276 | €750 | €1,016 | €520 | ▼ 48.8% |
| Gross operating margin9900 | €17,993 | €13,548 | -€6,236 | €28,219 | €43,369 | ▲ 53.7% |
| Operating profit (loss)9901 | -€4,020 | -€5,697 | -€25,955 | €19,471 | €36,369 | ▲ 86.8% |
| Financial income75/76B | €12 | €0 | €34 | €99 | €2 | ▼ 97.9% |
| Recurring financial income75 | €12 | €0 | €34 | €99 | €2 | ▼ 97.9% |
| Financial charges65/66B | €536 | €442 | €662 | €883 | €489 | ▼ 44.6% |
| Recurring financial charges65 | €536 | €442 | €662 | €883 | €489 | ▼ 44.6% |
| Profit (loss) for the period before taxes9903 | -€4,543 | -€6,140 | -€26,583 | €18,688 | €35,882 | ▲ 92.0% |
| Income taxes67/77 | €276 | €298 | €297 | €295 | €3,392 | ▲ 1,049% |
| Profit (loss) for the period9904 | -€4,819 | -€6,437 | -€26,879 | €18,392 | €32,491 | ▲ 76.7% |
| Profit (loss) for the period to be appropriated9905 | -€4,819 | -€6,437 | -€26,879 | €18,392 | €32,491 | ▲ 76.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €180,384 | €169,173 | €116,699 | €131,174 | €154,798 | ▲ 18.0% |
| Fixed assets21/28 | €55,112 | €36,142 | €17,173 | €9,441 | €16,941 | ▲ 79.4% |
| Tangible fixed assets22/27 | €54,468 | €35,499 | €16,529 | €8,797 | €16,297 | ▲ 85.3% |
| Plant, machinery and equipment23 | €4,936 | €4,936 | €4,936 | €3,291 | €15,092 | ▲ 359% |
| Furniture and vehicles24 | €49,532 | €30,563 | €11,593 | €5,507 | €1,205 | ▼ 78.1% |
| Financial fixed assets28 | €644 | €644 | €644 | €644 | €644 | = |
| Current assets29/58 | €125,272 | €133,031 | €99,526 | €121,733 | €137,856 | ▲ 13.2% |
| Stocks and contracts in progress3 | €34,786 | €34,786 | €29,786 | €24,786 | €24,786 | = |
| Stocks30/36 | €34,786 | €34,786 | €29,786 | €24,786 | €24,786 | = |
| Amounts receivable within one year40/41 | €89,834 | €90,563 | €67,726 | €79,255 | €75,756 | ▼ 4.4% |
| Trade receivables40 | €89,834 | €90,563 | €67,726 | €79,255 | €75,225 | ▼ 5.1% |
| Other amounts receivable41 | €0 | - | - | - | €531 | - |
| Cash at bank and in hand54/58 | €0 | €6,267 | €0 | €15,998 | €35,403 | ▲ 121% |
| Deferred charges and accrued income490/1 | €653 | €1,415 | €2,015 | €1,694 | €1,912 | ▲ 12.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €180,384 | €169,173 | €116,699 | €131,174 | €154,798 | ▲ 18.0% |
| Equity10/15 | -€46,664 | -€53,101 | -€79,980 | -€61,588 | -€29,097 | ▲ 52.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €3,391 | €3,391 | €3,391 | €3,391 | €3,391 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €1,531 | €1,531 | €1,531 | €1,531 | €1,531 | = |
| Profit (loss) carried forward14 | -€68,654 | -€75,092 | -€101,971 | -€83,579 | -€51,088 | ▲ 38.9% |
| Amounts payable17/49 | €227,048 | €222,274 | €196,679 | €192,762 | €183,895 | ▼ 4.6% |
| Amounts payable within one year42/48 | €227,048 | €222,274 | €196,679 | €192,762 | €183,895 | ▼ 4.6% |
| Financial debts43 | €611 | €0 | €219 | €0 | - | - |
| Credit institutions430/8 | €611 | €0 | €219 | €0 | - | - |
| Trade debts44 | €475 | €3,115 | €2,068 | €2,122 | €9,040 | ▲ 326% |
| Suppliers440/4 | €475 | €3,115 | €2,068 | €2,122 | €9,040 | ▲ 326% |
| Taxes, remuneration and social security45 | €15,493 | €17,621 | €9,300 | €12,021 | €17,826 | ▲ 48.3% |
| Taxes450/3 | €15,493 | €17,621 | €9,300 | €12,021 | €17,826 | ▲ 48.3% |
| Other amounts payable47/48 | €210,469 | €201,538 | €185,093 | €178,619 | €157,029 | ▼ 12.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,819 | -€6,437 | -€26,879 | €18,392 | €32,491 | ▲ 76.7% |
| + Depreciation and write-downs630 | €21,557 | €18,969 | €18,969 | €7,732 | €6,480 | ▼ 16.2% |
| Operating cash flow (approximation) | €16,738 | €12,532 | -€7,910 | €26,124 | €38,971 | ▲ 49.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€13,980 | - |
| Change in cash | - | €6,267 | -€6,267 | €15,998 | €19,404 | ▲ 21.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €18,392
Net result €18,392 after 3 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€26,879
Net result drops to -€26,879, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 184 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
31-12
Financial
Back to profitnet €65,788
Net result €65,788 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1971
Ground area
3,329 m²
Building footprint
261 m²
Volume, LiDAR
1,983 m³
Parcel 11039D0130/00M000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
REGIRA
since 19712.005.857.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039D0130/00M000 | Flanders | 3,329 m² | 1 · 261 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 3,090 EUR awarded · 3,090 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,090 EUR | 3,090 EUR |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,120 companies in sector 46500 we hold annual accounts for 1,408. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded17-05-1971
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
Contact
E-mail
jan@regira.bizSchilde
E-invoicing
Reachable via Peppol
Peppol ID
0208:0408347432
Also
9925:BE0408347432
Registered
06-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.