Regelet!
ActiveRegelet! has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €5k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 34% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+22
Solvency61▼-30
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 3.07 in 2024; short-term debt: 64.3% and cash: 63.5% of total assets), and 64.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.7%
Return on assets
9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
9 d early
2022
5 d early
2021
2 d early
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 54.8%
2024 · €47k
2020: €22k
2021: €25k
2022: €40k
2023: €53k
2024: €47k
2020 → 2025
Total assets
€59k▼ 16.0%
2024 · €71k
2020: €46k
2021: €131k
2022: €83k
2023: €89k
2024: €71k
2020 → 2025
Net result
€5k
2024 · €-6k
2020: €2k
2021: €3k
2022: €16k
2023: €12k
2024: €-6k
2020 → 2025
Working capital
€17k▼ 42.8%
2024 · €30k
2020: €13k
2021: €19k
2022: €30k
2023: €43k
2024: €30k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€40k▲ 63.3%€53k▲ 30.6%€47k▼ 11.2%€21k▼ 54.8%
Operating result€5k-€25k▲ 376%€17k▼ 33.0%€-6k€6k
Net result€3k-€16k▲ 388%€12k▼ 21.1%€-6k€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€4k▼ 85.1%
Current assets
€55k▲ 23.5%
Equity and liabilities €59k
Equity
€21k▼ 54.8%
Debt
€38k▲ 60.3%
The debt ratio rises from 33.7% to 64.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €8k
Cash flow
€7k▼
2024 · €8k
Solvency
35.7%▼
2024 · 66.3%
Current ratio
1.45▼
2024 · 3.07
Quick ratio
1.45▼
2024 · 3.07
Debt / equity
1.80▲
2024 · 0.51
ROE
25.2%▲
2024 · -12.5%
ROA
9.0%▲
2024 · -8.3%
Interest coverage
13.29▼
2024 · 16.35
Debt
€38k▲
2024 · €24k
Debt ≤ 1 year
€38k▲
2024 · €15k
Income taxes
€245▲
2024 · €-513
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€59k▼
Fixed assets21/28€26k€4k▼
Tangible fixed assets22/27€26k€4k▼
Plant, machinery and equipment23€333-
Furniture and vehicles24€25k€4k▼
Current assets29/58€45k€55k▲
Amounts receivable within one year40/41€20k€18k▼
Trade receivables40€11k€15k▲
Other amounts receivable41€8k€3k▼
Cash at bank and in hand54/58€25k€38k▲
Equity and liabilities
Total equity and liabilities10/49€71k€59k▼
Equity10/15€47k€21k▼
Contributions10/11€20k€20k=
Reserves13€27k€1k▼
Distributable reserves133€27k€1k▼
Profit (loss) carried forward14€125-
Amounts payable17/49€24k€38k▲
Amounts payable after more than one year17€9k-
Financial debts170/4€9k-
Amounts payable within one year42/48€15k€38k▲
Current portion of amounts payable after more than one year42€10k-
Trade debts44€229-
Suppliers440/4€229-
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Other amounts payable47/48-€31k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€1k▼
Other operating charges640/8€753€530▼
Non-recurring operating charges66A-€15k
Gross operating margin9900€9k€23k▲
Operating profit (loss)9901€-6k€6k▲
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€486€550▲
Recurring financial charges65€486€550▲
Profit (loss) for the period before taxes9903€-6k€6k▲
Income taxes67/77€-513€245▲
Profit (loss) for the period9904€-6k€5k▲
Profit (loss) for the period to be appropriated9905€-6k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€5k▲
Profit (loss) brought forward from the previous period14P€0€125▲
Transfer from equity791/2€6k€26k▲
Profit to be distributed694/7-€31k
Return on contributions (dividend)694-€31k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k ▼148%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €16k ▲388%
Operating result €25k, net result €16k, both a record.
31-12
Financial
Liquidity times 6current ratio 8.32
Current ratio from 1.32 to 8.32; short-term debt falls from €58k to €4k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boerendreef 12970 SchildeGround area
4,292 m²
Building footprint
256 m²
Volume, LiDAR
1,533 m³
Parcel 11922C0459/00P000, Flanders · tallest building 16.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Regelet!
since 20202.297.826.961
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0459/00P000 | Flanders | 4,292 m² | 1 · 256 m² | 16.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Euro Consulting
BE 0784.287.560
Hamme (Vl.) · Eq €21k
ThinkAlong
BE 0742.568.949
Antwerpen · Eq €21k
Maej Consult
BE 0793.941.337
Antwerpen · Eq €21k
Voluut Architecten
BE 0770.545.729
Lo-Reninge · Eq €21k
Natjomae
BE 1016.389.655
Rumst · Eq €21k
Of 3,153 companies in sector 63920 we hold annual accounts for 1,522. 1,065 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2020
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.