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REGALIA

Active
Public limited companyfounded 200521 yrs activeZonnekeer(Kor) 18, 8500 Kortrijk, BelgiumKBO/BCE: BE 0874.512.210
Summary

REGALIA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,456 and a net result of -€1,999. Equity is shrinking by ~8.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Activity not known1 site
Size
€779,926total assets 2025
Equity
€16,456
Loss
-€1,999
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Board
1 member
Holdings
1
Accounts 94 d early1 of 5 deeds read
Why 68- Liquidity: current ratio 0.00, cash €14, halved- Equity €16,456 (2.1% of total assets)+ Size: total assets €779,926+ Legal form Public limited companyShow the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 17% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 27=
equity 2.1% of total assets
Liquidity 0=
short-term debt 97.9% · cash 0.0%
Profitability 37=
return on assets -0.3%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 16 months 07-2025: 0.6% 08-2025: 0.5%▼ -6.6% vs 07-2025lowest value 09-2025: 0.5%● 0.0% vs 08-2025lowest value 10-2025: 0.5%● 0.0% vs 09-2025lowest value 11-2025: 0.5%● 0.0% vs 10-2025lowest value 12-2025: 0.5%● 0.0% vs 11-2025lowest value 01-2026: 0.6%▲ +9.8% vs 12-2025highest value 02-2026: 0.6%● 0.0% vs 01-2026highest value 03-2026: 0.6%● 0.0% vs 02-2026highest value 04-2026: 0.5%▼ -7.7% vs 03-2026 05-2026: 0.6%▲ +4.5% vs 04-2026 06-2026: 0.6%● 0.0% vs 05-2026 07-2026: 0.6%● 0.0% vs 06-2026 08-2026: 0.6%● 0.0% vs 07-2026 09-2026: 0.6%▲ +3.3% vs 08-2026 10-2026: 0.6%● 0.0% vs 09-2026
  • Liquidity: current ratio 0.00, cash €14, halved raises the probability
  • Size: total assets €779,926 lowers the probability for this profile
  • Legal form Public limited company lowers the probability
  • Equity €16,456 (2.1% of total assets) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 97.9% and cash: 0% of total assets), and 97.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 17%, liquidity 2%, profitability 28%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.00, cash €14, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €779,926
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Legal form Public limited company
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Equity €16,456 (2.1% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
94 d early
2024
41 d early
2023
111 d early
2022
46 d early
2021
34 d early
2020
32 d early
2019
11 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 53 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 June (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Reappointments: Sylvie Van Paemel (director) and…State Gazette act
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Risk: 7 loss-making years in a rowloss fiscal year 2025 -€1,999 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • One director decidessole director in office 1 View

By topic

Financials

Fiscal year
2025
Total assets
€779,926
Loss
-€1,999
Solvency
2.1%
Total assets=
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 28-04-2026Annual accounts filed
  2. 10-03-2026Reappointments: Sylvie Van Paemel (director) and Sylvie…
  3. 20-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
16-06-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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