Checked.be · Company dossierhttps://checked.be/en/c/reframet-0433461524 · as of 26-10-2026
REFRAMET
Active
Private limited company (pre-2019) · founded 1988 · active for 38 yearsRue des Carrières(CSH) 18, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0433.461.524
Summary
The computed 12-month bankruptcy probability of REFRAMET is 4.2% (elevated). For REFRAMET, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €362,114 and a net result of -€13,043. Equity remains stable across the filed financial years (±0.4% per year). Its solvency ranks better than 57% of 24,005 sector peers (NACE 47, financial year 2023). The company has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals.
2024 accounts not filed, 452 days past the deadline6 deeds in the Belgian Official Gazette
Signalsraises riskFigures for financial year 2023 (filed 27-05-2024)2 financial years not filed after the legal deadlineTwo or more financial years not filedlowers riskFounded in 1988Size: total assets €922,971neutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency64+1
equity 39.2% of total assets
Liquidity22-2
short-term debt 60.8% · cash 3.4%
Profitability17-7
return on assets -1.4%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
4.2%Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.6% (40,242 companies, NACE 47, micro)
Last 24 months11-2024: 0.2%lowest value12-2024: 0.2%● unchanged vs 11-2024lowest value01-2025: 0.2%● unchanged vs 12-2024lowest value02-2025: 0.2%● unchanged vs 01-202503-2025: 0.2%● unchanged vs 02-202504-2025: 0.2%● unchanged vs 03-202505-2025: 0.2%● unchanged vs 04-202506-2025: 0.2%● unchanged vs 05-202507-2025: 0.3%▲ +0.1 percentage points vs 06-202508-2025: 0.5%▲ +0.2 percentage points vs 07-202509-2025: 0.6%▲ +0.1 percentage points vs 08-202510-2025: 1.0%▲ +0.4 percentage points vs 09-202511-2025: 1.1%▲ +0.1 percentage points vs 10-202512-2025: 1.5%▲ +0.4 percentage points vs 11-202501-2026: 2.9%▲ +1.4 percentage points vs 12-202502-2026: 2.9%● unchanged vs 01-202603-2026: 2.9%● unchanged vs 02-202604-2026: 2.7%▼ -0.2 percentage points vs 03-202605-2026: 2.7%● unchanged vs 04-202606-2026: 3.0%▲ +0.3 percentage points vs 05-202607-2026: 3.0%● unchanged vs 06-202608-2026: 4.2%▲ +1.2 percentage points vs 07-2026highest value09-2026: 4.2%● unchanged vs 08-2026highest value10-2026: 4.2%● unchanged vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 56 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2023 · micro…
Annual accounts filedfinancial year 2022 · micro…
Annual accounts filedfinancial year 2021 · micro…
Key points
Risk: 2024 accounts not fileddeadline was 31-07-2025452 days past the deadlineView
Risk: 3 loss-making years in a rowloss financial year 2023-€13,043View
Positive: Among the best 7% on equitysector median €38,541 · 24,047 companies€362,114View