Skip to content

REFORMHUIS VIVALDI

Active
Private limited companyfounded 2013active for 13 yearsKerkstraat 59, 3920 Lommel, BelgiumKBO/BCE: BE 0524.999.731
Summary

REFORMHUIS VIVALDI has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,288 and a net result of €14,475. Equity has been shrinking by about 4.3% per year since 2018. Its solvency ranks better than 34% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-03-2013 Normal situation
Registered office
10 active companies are registered at this address Source: KBO register, as of 4 November 2026.
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.218.043.669 3920 Lommel, since 26-03-2013
Financial year end
31 December
Peppol
Reachable since 05-11-2024

Board and ownership

Board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€25,671
▲ 93.6%
Turnover
≈ €300,000
estimated
Profit
€14,475
Equity
€15,288
▲ 19×
Total assets
€103,817
▲ 4.0%
Staff
0.2 FTE
▼ 80.0%
Score breakdownraises riskSector: Retail trade (NACE 47)Equity €15,288 (14.7% of total assets)lowers riskFounded in 2013Figures for financial year 2025 (filed on 22-07-2026)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 40+14
equity 14.7% of total assets
Liquidity 50+4
short-term debt 28.4% · cash 9.5%
Profitability 86+81
return on assets 13.9%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 1.6%▲ +0.3 percentage points vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 2.3%▲ +0.7 percentage points vs 07-2025 09-2025: 2.4%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 2.4%● unchanged vs 09-2025highest value 11-2025: 2.4%● unchanged vs 10-2025highest value 12-2025: 2.4%● unchanged vs 11-2025highest value 01-2026: 2.4%● unchanged vs 12-2025 02-2026: 1.3%▼ -1.1 percentage points vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.2%▼ -0.1 percentage points vs 05-2026 07-2026: 1.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▼ -0.9 percentage points vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.41 (2.92 in 2024), above the usual 1.5. Short-term debt is 28.4% and cash 9.5% of total assets. However, 85.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 31% of them on solvency, 54% on liquidity, 81% on profitability and 99% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €15,288 (14.7% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 22-07-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €15,288
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
22 days late
2023
2 days early
2022
31 days late
2021
30 days late
2020
66 days late
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Registered office moved within LommelNew seat: 3920 Lommel, Kerkstraat 59, winkel 4 · Previous seat: 3920 Lommel, Mudakkers 128 · Resignation: FLEMINGS Fran (manager)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as REFORMHUIS VIVALDI: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €91,300 and €117,000, founded between 2011 and 2013.

CompanyTotal assetsGross margin
REFORMHUIS VIVALDI Lommel€103,817€25,671
PERFECT Tongeren€110,798€25,002
H.K. VENUS Wavre€108,299€23,343
KAZI BABU Etterbeek€91,269€24,256
BEHSUD Ukkel€91,273€25,983
HAYK 12 Evere€101,636€22,426
MISTER EURO Châtelet€116,529€30,782
Full comparison

Key facts about REFORMHUIS VIVALDI

What is the company number of REFORMHUIS VIVALDI?
The company number of REFORMHUIS VIVALDI is 0524.999.731. The VAT number is the same number with BE in front: BE 0524.999.731.
Where is REFORMHUIS VIVALDI based?
The registered office is at Kerkstraat 59, 3920 Lommel.Company details
What does REFORMHUIS VIVALDI do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of REFORMHUIS VIVALDI?
The legal form of REFORMHUIS VIVALDI is Private limited company (BV).
When was REFORMHUIS VIVALDI founded?
REFORMHUIS VIVALDI was founded on 26-03-2013.
Is REFORMHUIS VIVALDI still active?
Yes, REFORMHUIS VIVALDI is an active enterprise in the KBO register.
How many employees does REFORMHUIS VIVALDI have?
REFORMHUIS VIVALDI had an average of 0.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does REFORMHUIS VIVALDI fall under?
In its 2025 annual accounts, REFORMHUIS VIVALDI states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of REFORMHUIS VIVALDI?
The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €25,671 and 170 comparable companies (NACE 47110). It probably lies between €200,000 and €450,000.
Is REFORMHUIS VIVALDI profitable?
In financial year 2025, REFORMHUIS VIVALDI made a profit of €14,475.
Where can I find the annual accounts of REFORMHUIS VIVALDI?
REFORMHUIS VIVALDI filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of REFORMHUIS VIVALDI due?
REFORMHUIS VIVALDI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.