Financials
- Fiscal year
- 2024
- Total assets
- €260,157
- Profit
- €15,129
- Solvency
- 7.7%
REFORM TECHNOLOGIES
ActiveSummary
The computed 12-month bankruptcy probability of REFORM TECHNOLOGIES is 2.4% (moderate). The 2024 annual accounts show equity of €20,129 and a net result of €15,129. Its solvency ranks better than 11% of 20779 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Computer programming
NACE 62100NACE 62010IT consultancy NACE 62020
1 site
How big
€260,157total assets 2024
- Equity
- €20,129
- Profit
- €15,129
Turnover not published (abridged schema)
Who decides
Accounts filed 28 d late0 of 4 deeds read
Why 50- Figures for FY 2024 (filed 29-08-2025)- 1 change of registered office in 24 months- Founded in 2024+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
Score 2024
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 18% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
33
equity 7.7% of total assets
Liquidity
11
short-term debt 92.3% · cash 8.8%
Profitability
76
return on assets 5.8%
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 0.7%
03-2025: 0.7%● 0.0% vs 02-2025
04-2025: 0.7%▲ +1.9% vs 03-2025
05-2025: 0.8%▲ +1.5% vs 04-2025
06-2025: 0.8%▲ +1.6% vs 05-2025
07-2025: 0.9%▲ +11.2% vs 06-2025
08-2025: 0.9%● 0.0% vs 07-2025
09-2025: 0.7%▼ -15.5% vs 08-2025lowest value
10-2025: 0.8%▲ +3.9% vs 09-2025
11-2025: 0.8%● 0.0% vs 10-2025
12-2025: 0.8%▲ +0.5% vs 11-2025
01-2026: 0.8%▲ +3.3% vs 12-2025
02-2026: 2.7%▲ +247% vs 01-2026
03-2026: 2.7%● 0.0% vs 02-2026
04-2026: 2.8%▲ +3.4% vs 03-2026
05-2026: 2.9%▲ +2.6% vs 04-2026highest value
06-2026: 2.8%▼ -1.9% vs 05-2026
07-2026: 2.8%● 0.0% vs 06-2026
08-2026: 1.3%▼ -55.6% vs 07-2026
09-2026: 1.6%▲ +26.5% vs 08-2026
10-2026: 2.4%▲ +53.7% vs 09-2026
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Figures for FY 2024 (filed 29-08-2025) raises the probability
- 1 change of registered office in 24 months raises the probability
- Founded in 2024 raises the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.62; short-term debt: 92.3% and cash: 8.8% of total assets), and 92.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 14%, liquidity 5%, profitability 35%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 20779 sector peers (2024).
NBB · sector comparisonPosition among 20779 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 28 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 28-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer programmingNACE 62100
- Founded
- 28-01-2024
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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