REEDUC’ACTIF
ActiveREEDUC’ACTIF has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €-7k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 34% of 2292 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency60▼-21
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.92 against 3.37 in 2024), and 59.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.6%
Return on assets
-5.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
30 d late
2024
25 d late
2023
28 d late
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€47k▼ 12.2%
2024 · €54k
2022: €38k
2023: €30k
2024: €54k
2022 → 2025
Total assets
€117k▼ 18.1%
2024 · €143k
2022: €53k
2023: €129k
2024: €143k
2022 → 2025
Net result
€-7k
2024 · €24k
2022: €32k
2023: €-8k
2024: €24k
2022 → 2025
Working capital
€-3k
2024 · €66k
2022: €36k
2023: €52k
2024: €66k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€38k-€30k▼ 20.6%€54k▲ 79.3%€47k▼ 12.2%
Operating result€41k-€-7k€36k€-3k
Net result€32k-€-8k€24k€-7k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €36k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€45k▼ 6.7%
Current assets
€29k▼ 69.3%
Equity and liabilities €117k
Equity
€47k▼ 12.2%
Debt
€70k▼ 21.7%
The debt ratio falls from 62.2% to 59.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€11k▼
2024 · €48k
Cash flow
€8k▼
2024 · €36k
Solvency
40.6%▲
2024 · 37.8%
Current ratio
0.92▼
2024 · 3.37
Quick ratio
0.92▼
2024 · 3.37
Debt / equity
1.47▼
2024 · 1.64
ROE
-13.9%▼
2024 · 44.2%
ROA
-5.6%▼
2024 · 16.7%
Interest coverage
3.08▼
2024 · 11.93
Debt
€70k▼
2024 · €89k
Debt ≤ 1 year
€32k▲
2024 · €28k
Debt > 1 year
€37k▼
2024 · €59k
Income taxes
€99▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€143k€117k▼
Formation expenses20-€43k
Fixed assets21/28€49k€45k▼
Intangible fixed assets21-€4k
Tangible fixed assets22/27€49k€41k▼
Land and buildings22€8k€7k▼
Plant, machinery and equipment23€35k€25k▼
Furniture and vehicles24€6k€8k▲
Current assets29/58€94k€29k▼
Amounts receivable within one year40/41€70k€581▼
Trade receivables40€26k€581▼
Other amounts receivable41€44k-
Cash at bank and in hand54/58€25k€28k▲
Deferred charges and accrued income490/1-€252
Equity and liabilities
Total equity and liabilities10/49€143k€117k▼
Equity10/15€54k€47k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€48k€41k▼
Amounts payable17/49€89k€70k▼
Amounts payable after more than one year17€59k€37k▼
Financial debts170/4€59k€37k▼
Amounts payable within one year42/48€28k€32k▲
Current portion of amounts payable after more than one year42€14k€19k▲
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€9k€9k▲
Taxes450/3€9k€9k▲
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k▲
Other operating charges640/8€2k€582▼
Non-recurring operating charges66A€4k-
Gross operating margin9900€54k€12k▼
Operating profit (loss)9901€36k€-3k▼
Financial income75/76B€24€152▲
Recurring financial income75€24€152▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€32k€-6k▼
Income taxes67/77€9k€99▼
Profit (loss) for the period9904€24k€-7k▼
Profit (loss) for the period to be appropriated9905€24k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€41k▼
Profit (loss) brought forward from the previous period14P€24k€48k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-8k ▼124%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteellaan 281081 KoekelbergGround area
1,683 m²
Building footprint
621 m²
Volume, LiDAR
12,793 m³
2 parcels, Brussels · tallest building 29.5 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
REEDUC’ACTIF
since 20222.326.557.767
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21011A0061/00M000 | Brussels | 1,395 m² | 1 · 439 m² | 29.5 m · 9 fl. |
| 21003A0277/00B009 | Brussels | 288 m² | 1 · 183 m² | 13.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KINE BONNEZ
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HOORCENTRUM SOFIE PEETERS
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Of 12,683 companies in sector 86951 we hold annual accounts for 2,135. 1,947 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2022
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.