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REDERIJ SCHILTZ

Active
Private limited companyfounded 2005active for 21 yearsMiddeldiep 24, 8301 Knokke-Heist, BelgiumKBO/BCE: BE 0871.585.778
Summary

The computed 12-month bankruptcy probability of REDERIJ SCHILTZ is 2.1% (moderate). The 2025 annual accounts show equity of €489,881 and a net result of -€27,428. Equity is growing by about 5.6% per year across the filed financial years. Its solvency ranks better than 26% of 55 sector peers (NACE 03, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

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REDERIJ SCHILTZActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Fishing and aquaculture
NACE 03110
10th largest employer in Knokke-Heist, Agriculture, forestry and fishing sector1 site
Size
€1.8mtotal assets 2025
Staff
8.4 FTE
Equity
€489,881
Loss
-€27,428
Turnover not published (abbreviated format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Structure
2025 accounts filed 46 days late1 of 2 deeds summarised
Why 53raises riskLast filed accounts filed 46 days late; 2 of the last 3 lateLiquidity: current ratio 0.31, cash €19,406, halvedSize: 8.4 FTE, total assets €1.8mlowers riskFounded in 2005Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 38% of its sector peers (NACE 03, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 52=
equity 27.5% of total assets
Liquidity 35-7
short-term debt 36.4% · cash 1.1%
Profitability 67+63
return on assets -1.5%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (98 companies, NACE 03, micro)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025lowest value 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 1.0%▲ +0.1 percentage points vs 05-2025 07-2025: 1.2%▲ +0.2 percentage points vs 06-2025 08-2025: 1.9%▲ +0.7 percentage points vs 07-2025 09-2025: 2.2%▲ +0.3 percentage points vs 08-2025 10-2025: 2.9%▲ +0.7 percentage points vs 09-2025 11-2025: 2.7%▼ -0.2 percentage points vs 10-2025 12-2025: 2.7%● unchanged vs 11-2025 01-2026: 2.6%▼ -0.1 percentage points vs 12-2025 02-2026: 2.6%● unchanged vs 01-2026 03-2026: 2.6%● unchanged vs 02-2026 04-2026: 2.6%● unchanged vs 03-2026 05-2026: 2.7%▲ +0.1 percentage points vs 04-2026 06-2026: 2.7%● unchanged vs 05-2026 07-2026: 2.7%● unchanged vs 06-2026 08-2026: 3.6%▲ +0.9 percentage points vs 07-2026 09-2026: 3.8%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 2.1%▼ -1.7 percentage points vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.31, compared with 0.26 in 2024, below 1; short-term debt: 36.4% and cash: 1.1% of total assets), and 72.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 03, micro): better than 35% on solvency, 20% on liquidity, 54% on profitability and 42% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 46 days late; 2 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 0.31, cash €19,406, halved
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: 8.4 FTE, total assets €1.8m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€27,428
raises risk · 2025 accounts filed 46 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
46 days late
2024
61 days late
2023
22 days late
2022
4 days early
2021
61 days late
2020
1 day early
2019
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days after the deadline; the sector median (NACE 03) for financial year 2024 is 9 days after the deadline, and 55% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Weakest financial yearnet -€230,269

Key points

  • Positive: Result rose in 2025from -€230,269 to -€27,428 ▲ 88.1% View
  • Positive: 10th largest employer in Knokke-Heist, Agriculture, forestry and fishing sectorin the Checked rankings No. 10 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€27,428 View

By topic

Financials

Financial year
2025
Total assets
€1.8m
Loss
-€27,428
Solvency
27.5%
Total assets▼ 7.3%
Net result
20182025
Go to Financials

Timeline

Events
26
Since
2006
Next accounts
by 31-07-2027
  1. 22-08-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 06-11-2023Resignations: SCHILTZ Rudi Jozef Henri (manager) and…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Fishing and aquacultureNACE 03110
Founded
01-02-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
12
Annual meeting
First Wednesday of March at 14:00
Purpose
“Rederij, met het oog op de zeevisserij met winstoogmerk en alle daden van handel en…” (deed in Dutch)
Go to Articles of association

Key facts about REDERIJ SCHILTZ

What is the company number of REDERIJ SCHILTZ?
0871.585.778. In Belgium the VAT number is the company number with BE in front: BE 0871.585.778.
Where is REDERIJ SCHILTZ based?
The registered office is at Middeldiep 24, 8301 Knokke-Heist.Company details
What does REDERIJ SCHILTZ do?
According to the KBO register, the main activity is fishing and aquaculture (NACE 03110).
What is the legal form of REDERIJ SCHILTZ?
Private limited company (BV).
When was REDERIJ SCHILTZ founded?
On 01-02-2005.
Is REDERIJ SCHILTZ still active?
Yes, REDERIJ SCHILTZ is an active enterprise in the KBO register.
How many employees does REDERIJ SCHILTZ have?
On average 8.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of REDERIJ SCHILTZ?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is REDERIJ SCHILTZ profitable?
In financial year 2025, REDERIJ SCHILTZ made a loss of €27,428.
Where can I find the annual accounts of REDERIJ SCHILTZ?
REDERIJ SCHILTZ filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of REDERIJ SCHILTZ due?
By 31-07-2027, for financial year 2026.Timeline

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