RED TYPE
ActiveRED TYPE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €407k and a net result of €42k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 73% of 936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+12
Solvency87▼-4
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.61 in 2024), and 23.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.1%
Return on assets
7.8%
Age of the figures
17 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-09-2025, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
136 d early
2023
32 d early
2022
3 d early
2021
12 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close09-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€407k▲ 1.6%
2024 · €401k
2019: €244k
2020: €297k
2021: €356k
2022: €413k
2023: €380k
2024: €401k
2019 → 2025
Total assets
€535k▲ 1.1%
2024 · €529k
2019: €439k
2020: €532k
2021: €539k
2022: €561k
2023: €556k
2024: €529k
2019 → 2025
Net result
€42k▲ 34.5%
2024 · €31k
2019: €47k
2020: €53k
2021: €59k
2022: €57k
2023: €9k
2024: €31k
2019 → 2025
Working capital
€30k▼ 6.3%
2024 · €32k
2019: €-25k
2020: €-2k
2021: €16k
2022: €46k
2023: €28k
2024: €32k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€356k-€413k▲ 15.9%€380k▼ 8.0%€401k▲ 5.5%€407k▲ 1.6%
Operating result€92k-€90k▼ 3.1%€21k▼ 76.9%€48k▲ 130%€62k▲ 31.0%
Net result€59k-€57k▼ 4.8%€9k▼ 83.7%€31k▲ 236%€42k▲ 34.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 31% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €535k
Fixed assets
€431k▼ 3.3%
Current assets
€105k▲ 24.2%
Equity and liabilities €535k
Equity
€407k▲ 1.6%
Debt
€128k▼ 0.5%
The debt ratio falls from 24.3% to 23.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€78k▲
2024 · €63k
Cash flow
€57k▲
2024 · €46k
Solvency
76.1%▲
2024 · 75.7%
Current ratio
1.40▼
2024 · 1.61
Quick ratio
1.40▼
2024 · 1.61
Debt / equity
0.31▼
2024 · 0.32
ROE
10.2%▲
2024 · 7.7%
ROA
7.8%▲
2024 · 5.8%
Interest coverage
19.43▲
2024 · 15.06
Debt
€128k▼
2024 · €129k
Debt ≤ 1 year
€75k▲
2024 · €52k
Debt > 1 year
€53k▼
2024 · €76k
Income taxes
€17k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€529k€535k▲
Fixed assets21/28€445k€431k▼
Tangible fixed assets22/27€370k€356k▼
Land and buildings22€368k€353k▼
Plant, machinery and equipment23€618€259▼
Furniture and vehicles24€1k€2k▲
Financial fixed assets28€75k€75k=
Current assets29/58€84k€105k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€64k€66k▲
Trade receivables40€20k€20k▲
Other amounts receivable41€44k€46k▲
Cash at bank and in hand54/58€18k€38k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€529k€535k▲
Equity10/15€401k€407k▲
Contributions10/11€6k€6k=
Reserves13€395k€401k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€395k€401k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€129k€128k▼
Amounts payable after more than one year17€76k€53k▼
Financial debts170/4€76k€53k▼
Amounts payable within one year42/48€52k€75k▲
Current portion of amounts payable after more than one year42€27k€28k▲
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€3k€4k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€14k€37k▲
Accrued charges and deferred income492/3€532€774▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€65k€80k▲
Operating profit (loss)9901€48k€62k▲
Financial income75/76B€453€0▼
Recurring financial income75€453€0▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€44k€58k▲
Income taxes67/77€13k€17k▲
Profit (loss) for the period9904€31k€42k▲
Profit (loss) for the period to be appropriated9905€31k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€42k▲
Transfer from equity791/2€10k€35k▲
Transfer to equity691/2€31k€42k▲
To other reserves6921€31k€42k▲
Profit to be distributed694/7€10k€35k▲
Return on contributions (dividend)694€10k€35k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €9k ▼83.7%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €59k ▲12.8%
Operating result €92k, net result €59k, both a record.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
24-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2024
HALLIDAY Nicholas
CurrentDirector · since 17-01-2024
HUGHES Donna
CurrentDirector · since 17-01-2024
17-01-2024
HALLIDAY Nicholas: Appointed as Director
17-01-2024
HUGHES Donna: Appointed as Director
Not every act has been read: a resignation may be missing here
3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2007
Ground area
1,487 m²
Building footprint
88 m²
Volume, LiDAR
832 m³
Parcel 41040B0713/00C000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Red Type
since 20072.165.748.395
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41040B0713/00C000 | Flanders | 1,487 m² | 1 · 88 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,855 companies in sector 18130 we hold annual accounts for 827. 536 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2007
Fiscal year end31-03
Activities, NACEBEL
18130Pre-press and pre-media services
22250
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.