RED BANYAN
ActiveRED BANYAN has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €69k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency94▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 2.14 in 2024; short-term debt: 28.8% and cash: 19% of total assets), and 31.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.6%
Return on assets
26.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
8 d early
2024
34 d early
2023
40 d early
2022
46 d early
2021
17 d early
2020
2 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€175k▲ 15.7%
2024 · €151k
2019: €132k
2020: €172k
2021: €218k
2022: €264k
2023: €193k
2024: €151k
2019 → 2025
Total assets
€255k▼ 7.3%
2024 · €275k
2019: €170k
2020: €209k
2021: €258k
2022: €298k
2023: €302k
2024: €275k
2019 → 2025
Net result
€69k▲ 18.6%
2024 · €58k
2019: €45k
2020: €40k
2021: €46k
2022: €46k
2023: €60k
2024: €58k
2019 → 2025
Working capital
€153k▲ 8.4%
2024 · €141k
2019: €138k
2020: €160k
2021: €206k
2022: €255k
2023: €187k
2024: €141k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€218k-€264k▲ 21.0%€193k▼ 26.9%€151k▼ 21.5%€175k▲ 15.7%
Operating result€63k-€58k▼ 7.9%€74k▲ 26.7%€73k▼ 2.0%€84k▲ 16.4%
Net result€46k-€46k▼ 0.6%€60k▲ 31.5%€58k▼ 3.9%€69k▲ 18.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255k
Fixed assets
€29k▲ 169%
Current assets
€226k▼ 14.5%
Equity and liabilities €255k
Equity
€175k▲ 15.7%
Debt
€80k▼ 35.5%
The debt ratio falls from 45.0% to 31.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€90k▲
2024 · €76k
Cash flow
€75k▲
2024 · €61k
Solvency
68.6%▲
2024 · 55.0%
Current ratio
3.08▲
2024 · 2.14
Quick ratio
3.08▲
2024 · 2.14
Debt / equity
0.46▼
2024 · 0.82
ROE
39.1%▲
2024 · 38.2%
ROA
26.9%▲
2024 · 21.0%
Interest coverage
708.69▲
2024 · 702.34
Debt
€80k▼
2024 · €124k
Debt ≤ 1 year
€73k▼
2024 · €124k
Debt > 1 year
€7k▲
2024 · €341
Income taxes
€18k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€275k€255k▼
Fixed assets21/28€11k€29k▲
Tangible fixed assets22/27€11k€29k▲
Plant, machinery and equipment23€1k€7k▲
Furniture and vehicles24€8k€8k▲
Other tangible fixed assets26€2k€14k▲
Current assets29/58€265k€226k▼
Amounts receivable after more than one year29€76k€70k▼
Other amounts receivable291€76k€70k▼
Amounts receivable within one year40/41€95k€104k▲
Trade receivables40€17k€26k▲
Other amounts receivable41€77k€78k▲
Cash at bank and in hand54/58€92k€49k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€275k€255k▼
Equity10/15€151k€175k▲
Contributions10/11€19k€19k=
Reserves13€133k€157k▲
Distributable reserves133€133k€157k▲
Amounts payable17/49€124k€80k▼
Amounts payable after more than one year17€341€7k▲
Other amounts payable178/9€341€7k▲
Amounts payable within one year42/48€124k€73k▼
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€31k€25k▼
Taxes450/3€29k€23k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€88k€43k▼
Income statement
Code20242025
Non-recurring operating income76A-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€1k€582▼
Gross operating margin9900€77k€91k▲
Operating profit (loss)9901€73k€84k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€108€128▲
Recurring financial charges65€108€128▲
Profit (loss) for the period before taxes9903€75k€87k▲
Income taxes67/77€17k€18k▲
Profit (loss) for the period9904€58k€69k▲
Profit (loss) for the period to be appropriated9905€58k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€69k▲
Transfer from equity791/2€41k€45k▲
Transfer to equity691/2€4€69k▲
To other reserves6921€4€69k▲
Profit to be distributed694/7€99k€45k▼
Return on contributions (dividend)694€99k€45k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €69k ▲18.6%
Operating result €84k, net result €69k, both a record.
2024
28-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
14-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €200kEq €218k ▲26.8%
3 profitable years in a row build equity to €218k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €40k ▼10%
Net result drops to €40k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €150kEq €172k ▲30.6%
2 profitable years in a row build equity to €172k.
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veerhuisdreef 332900 SchotenGround area
522 m²
Building footprint
143 m²
Volume, LiDAR
865 m³
Parcel 11040D0252/00Y010, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RED BANYAN
since 20162.253.261.104
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0252/00Y010 | Flanders | 522 m² | 1 · 143 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 15,165 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2016
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.