Recy-Terra
ActiveRecy-Terra has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €1k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 19% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+3
Solvency39▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.24 in 2024; short-term debt: 22% and cash: 17.5% of total assets), and 85.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.1%
Return on assets
0.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 31540 sector peers (2025).
NBB · sector comparisonPosition among 31540 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
on the day
2022
on the day
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 1.0%
2024 · €22k
2021: €7k
2022: €13k
2023: €20k
2024: €22k
2021 → 2025
Total assets
€156k▼ 9.6%
2024 · €173k
2021: €30k
2022: €42k
2023: €155k
2024: €173k
2021 → 2025
Net result
€1k▼ 55.8%
2024 · €2k
2021: €4k
2022: €7k
2023: €8k
2024: €2k
2021 → 2025
Working capital
€11k▲ 2.8%
2024 · €11k
2021: €5k
2022: €11k
2023: €2k
2024: €11k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€13k▲ 94.5%€20k▲ 55.1%€22k▲ 7.6%€22k▲ 1.0%
Operating result€8k-€11k▲ 49.2%€14k▲ 20.7%€8k▼ 43.4%€6k▼ 19.0%
Net result€4k-€7k▲ 69.1%€8k▲ 12.0%€2k▼ 70.4%€1k▼ 55.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€111k▼ 6.0%
Current assets
€45k▼ 17.5%
Equity and liabilities €156k
Equity
€22k▲ 1.0%
Debt
€134k▼ 11.2%
The debt ratio falls from 87.4% to 85.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▼
2024 · €22k
Cash flow
€17k▼
2024 · €17k
Solvency
14.1%▲
2024 · 12.6%
Current ratio
1.32▲
2024 · 1.24
Quick ratio
1.32▲
2024 · 1.24
Debt / equity
6.08▼
2024 · 6.91
ROE
4.7%▼
2024 · 10.9%
ROA
0.7%▼
2024 · 1.4%
Interest coverage
5.96▲
2024 · 5.47
Debt
€134k▼
2024 · €151k
Debt ≤ 1 year
€34k▼
2024 · €44k
Debt > 1 year
€100k▼
2024 · €107k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€156k▼
Fixed assets21/28€118k€111k▼
Tangible fixed assets22/27€118k€111k▼
Land and buildings22€108k€104k▼
Plant, machinery and equipment23€8k€5k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€55k€45k▼
Amounts receivable within one year40/41€18k€17k▼
Trade receivables40€18k€17k▼
Cash at bank and in hand54/58€36k€27k▼
Deferred charges and accrued income490/1€750€600▼
Equity and liabilities
Total equity and liabilities10/49€173k€156k▼
Equity10/15€22k€22k▲
Contributions10/11€3k€3k=
Reserves13€19k€19k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€0€215▲
Amounts payable17/49€151k€134k▼
Amounts payable after more than one year17€107k€100k▼
Financial debts170/4€107k€100k▼
Amounts payable within one year42/48€44k€34k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€5k€91▼
Suppliers440/4€5k€91▼
Taxes, remuneration and social security45€18k€19k▲
Taxes450/3€18k€19k▲
Other amounts payable47/48€14k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€924€594▼
Gross operating margin9900€23k€23k▼
Operating profit (loss)9901€8k€6k▼
Financial income75/76B€714€0▼
Recurring financial income75€714€0▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€4k€3k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€2k€1k▼
Profit (loss) for the period to be appropriated9905€2k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€1k▼
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €1k ▼55.8%
Net result drops to €1k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €8k ▲12%
Operating result €14k, net result €8k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eggestraat 19800 DeinzeGround area
1,249 m²
Building footprint
164 m²
Volume, LiDAR
733 m³
Parcel 44054B0927/00H000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Recy-Terra
since 20202.304.187.686
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054B0927/00H000 | Flanders | 1,249 m² | 1 · 164 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 961 EUR awarded · 961 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 961 EUR | 961 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 31,634 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
71121Engineering and related technical consultancy, excluding land surveyors
74201Photography, excluding press photography
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.