RECU
ActiveRECU has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €19k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+24
Solvency90▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.67 against 2.38 in 2024; short-term debt: 34.5% and cash: 45.6% of total assets), and 34.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.5%
Return on assets
23.3%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
18 d late
2024
27 d early
2023
19 d early
2022
31 d late
2021
23 d early
2020
17 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 55.4%
2024 · €34k
2018: €407
2019: €2k
2020: €30k
2021: €56k
2022: €51k
2023: €32k
2024: €34k
2018 → 2025
Total assets
€81k▲ 64.1%
2024 · €50k
2018: €32k
2019: €29k
2020: €58k
2021: €92k
2022: €70k
2023: €62k
2024: €50k
2018 → 2025
Net result
€19k▲ 855%
2024 · €2k
2018: €-6k
2019: €1k
2020: €29k
2021: €27k
2022: €-4k
2023: €-31k
2024: €2k
2018 → 2025
Working capital
€47k▲ 123%
2024 · €21k
2018: €-20k
2019: €-458
2020: €24k
2021: €47k
2022: €42k
2023: €19k
2024: €21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€51k▼ 8.5%€32k▼ 36.7%€34k▲ 6.2%€53k▲ 55.4%
Operating result€37k-€-3k€-30k▼ 798%€3k€20k▲ 556%
Net result€27k-€-4k€-31k▼ 691%€2k€19k▲ 855%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 556% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€6k▼ 51.6%
Current assets
€75k▲ 106%
Equity and liabilities €81k
Equity
€53k▲ 55.4%
Debt
€28k▲ 83.6%
The debt ratio rises from 30.9% to 34.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▲
2024 · €7k
Cash flow
€23k▲
2024 · €6k
Solvency
65.5%▼
2024 · 69.1%
Current ratio
2.67▲
2024 · 2.38
Quick ratio
2.52▲
2024 · 2.07
Debt / equity
0.53▲
2024 · 0.45
ROE
35.7%▲
2024 · 5.8%
ROA
23.3%▲
2024 · 4.0%
Interest coverage
69.33▲
2024 · 7.52
Debt
€28k▲
2024 · €15k
Debt ≤ 1 year
€28k▲
2024 · €15k
Income taxes
€937▲
2024 · €140
Staff costs
€67k▼
2024 · €71k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€81k▲
Fixed assets21/28€13k€6k▼
Tangible fixed assets22/27€13k€6k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€11k€5k▼
Current assets29/58€36k€75k▲
Stocks and contracts in progress3€5k€4k▼
Stocks30/36€5k€4k▼
Amounts receivable within one year40/41€21k€30k▲
Trade receivables40€18k€22k▲
Other amounts receivable41€3k€8k▲
Cash at bank and in hand54/58€9k€37k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€50k€81k▲
Equity10/15€34k€53k▲
Contributions10/11€19k€19k=
Reserves13€27k€35k▲
Distributable reserves133€27k€35k▲
Profit (loss) carried forward14€-11k€0▲
Amounts payable17/49€15k€28k▲
Amounts payable within one year42/48€15k€28k▲
Trade debts44€693€16k▲
Suppliers440/4€693€16k▲
Taxes, remuneration and social security45€140€2k▲
Taxes450/3€140€937▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€14k€9k▼
Income statement
Code20242025
Non-recurring operating income76A€0€0▼
Remuneration, social security and pensions62€71k€67k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€80k€96k▲
Operating profit (loss)9901€3k€20k▲
Financial income75/76B€18€21▲
Recurring financial income75€18€21▲
Financial charges65/66B€979€348▼
Recurring financial charges65€979€348▼
Profit (loss) for the period before taxes9903€2k€20k▲
Income taxes67/77€140€937▲
Profit (loss) for the period9904€2k€19k▲
Profit (loss) for the period to be appropriated9905€2k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€8k▲
Profit (loss) brought forward from the previous period14P€-13k€-11k▲
Transfer to equity691/2-€8k
To other reserves6921-€8k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €29k ▲2127%
Net result €29k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.26
Current ratio from 0.97 to 2.26.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torenstraat 1202160 WommelgemGround area
326 m²
Building footprint
108 m²
Volume, LiDAR
620 m³
Parcel 11052C0100/00T003, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RECU
since 20182.275.347.707
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0100/00T003 | Flanders | 326 m² | 1 · 108 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VR Prof
BE 1011.904.691
Antwerpen · Eq €53k
SV Renovations
BE 0795.145.523
Antwerpen · Eq €53k
SYNTECH
BE 1003.960.985
Dilbeek · Eq €53k
MoD Concept
BE 1009.685.668
Overijse · Eq €53k
EMA CONCEPT
BE 0798.152.127
Hannut · Eq €53k
Of 7,294 companies in sector 43350 we hold annual accounts for 2,361. 2,004 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2018
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
31009Manufacture of furniture
47210Retail sale of fruit and vegetables
47810Retail trade
56210Event catering
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.