RecreaCo
ActiveRecreaCo has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €997k and a net result of €361k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 89% of 687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 2.93 against 2.55 in 2024; short-term debt: 6.1% and cash: 0% of total assets), and 21.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.6%
Return on assets
28.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
15 d early
2024
21 d late
2023
27 d late
2022
30 d late
2021
30 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€997k▼ 1.3%
2024 · €1.01M
2020: €1.41M
2021: €1.22M
2022: €1.03M
2023: €1.02M
2024: €1.01M
2020 → 2025
Total assets
€1.27M▲ 0.6%
2024 · €1.26M
2020: €1.50M
2021: €1.32M
2022: €1.22M
2023: €1.22M
2024: €1.26M
2020 → 2025
Net result
€361k▲ 17.8%
2024 · €306k
2020: €102k
2021: €110k
2022: €110k
2023: €253k
2024: €306k
2020 → 2025
Working capital
€148k▲ 28.6%
2024 · €115k
2020: €301k
2021: €137k
2022: €49k
2023: €82k
2024: €115k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.22M-€1.03M▼ 15.5%€1.02M▼ 1.1%€1.01M▼ 1.2%€997k▼ 1.3%
Operating result€142k-€144k▲ 1.8%€330k▲ 129%€398k▲ 20.5%€467k▲ 17.5%
Net result€110k-€110k▲ 0.3%€253k▲ 130%€306k▲ 21.1%€361k▲ 17.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.27M
Fixed assets
€1.04M▼ 2.6%
Current assets
€225k▲ 18.7%
Equity and liabilities €1.27M
Equity
€997k▼ 1.3%
Provisions
€54k▼ 7.7%
Debt
€217k▲ 13.0%
The debt ratio rises from 15.3% to 17.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€495k▲
2024 · €426k
Cash flow
€389k▲
2024 · €334k
Solvency
78.6%▼
2024 · 80.1%
Current ratio
2.93▲
2024 · 2.55
Quick ratio
2.93▲
2024 · 2.55
Debt / equity
0.22▲
2024 · 0.19
ROE
36.2%▲
2024 · 30.3%
ROA
28.5%▲
2024 · 24.3%
Interest coverage
1800.63▼
2024 · 2297.03
Debt
€217k▲
2024 · €192k
Debt ≤ 1 year
€77k▲
2024 · €74k
Debt > 1 year
€141k▲
2024 · €118k
Income taxes
€125k▲
2024 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.26M€1.27M▲
Fixed assets21/28€1.07M€1.04M▼
Tangible fixed assets22/27€1.07M€1.04M▼
Land and buildings22€1.07M€1.04M▼
Financial fixed assets28€250€250=
Current assets29/58€190k€225k▲
Amounts receivable within one year40/41€188k€224k▲
Other amounts receivable41€188k€224k▲
Cash at bank and in hand54/58€953€487▼
Deferred charges and accrued income490/1€785€506▼
Equity and liabilities
Total equity and liabilities10/49€1.26M€1.27M▲
Equity10/15€1.01M€997k▼
Contributions10/11€181k€181k=
Reserves13€829k€816k▼
Tax-exempt reserves132€822k€809k▼
Distributable reserves133€6k€7k▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€58k€54k▼
Deferred taxes168€58k€54k▼
Amounts payable17/49€192k€217k▲
Amounts payable after more than one year17€118k€141k▲
Other amounts payable178/9€118k€141k▲
Amounts payable within one year42/48€74k€77k▲
Trade debts44€19k€13k▼
Suppliers440/4€19k€13k▼
Taxes, remuneration and social security45€46k€55k▲
Taxes450/3€46k€55k▲
Other amounts payable47/48€9k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k=
Other operating charges640/8€7k€8k▲
Non-recurring operating charges66A€7k€0▼
Gross operating margin9900€440k€503k▲
Operating profit (loss)9901€398k€467k▲
Financial income75/76B€11k€15k▲
Recurring financial income75€11k€15k▲
Financial charges65/66B€185€275▲
Recurring financial charges65€185€275▲
Profit (loss) for the period before taxes9903€409k€482k▲
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€107k€125k▲
Profit (loss) for the period9904€306k€361k▲
Transfer from tax-exempt reserves789€13k€13k=
Profit (loss) for the period to be appropriated9905€320k€374k▲
Appropriation of the result
Profit (loss) to be appropriated9906€320k€374k▲
Transfer to equity691/2€812€396▼
To other reserves6921€812€396▼
Profit to be distributed694/7€319k€374k▲
Return on contributions (dividend)694€319k€374k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €361k ▲17.8%
Operating result €467k, net result €361k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 21 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ezeldijk 143290 DiestGround area
56 m²
Building footprint
55 m²
Volume, LiDAR
426 m³
Parcel 24020A0045/00T000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ezeldijk 14, 3290 Diest
since 20192.291.925.601
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24020A0045/00T000indicative | Flanders | 56 m² | 1 · 55 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 122 companies in sector 55202 we hold annual accounts for 81. 60 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2019
Fiscal year end31-12
Activities, NACEBEL
55202Accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.