ReBoFlex
ActiveReBoFlex has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €16k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 20% of 7318 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
61
/ 100
Healthy▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+83
Solvency22▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.08 in 2024), and 86.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.4%
Return on assets
2.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 7318 sector peers (2025).
NBB · sector comparisonPosition among 7318 sector peers
Solvency
better than 20%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €85k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
42 d late
2023
24 d early
2022
34 d early
2021
30 d late
2020
32 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 17.4%
2024 · €73k
2019: €67k
2020: €66k
2021: €60k
2022: €71k
2023: €71k
2024: €73k
2019 → 2025
Total assets
€634k▲ 4.0%
2024 · €609k
2019: €282k
2020: €295k
2021: €300k
2022: €438k
2023: €571k
2024: €609k
2019 → 2025
Net result
€16k▲ 1,157%
2024 · €1k
2019: €20k
2020: €-691
2021: €-6k
2022: €11k
2023: €499
2024: €1k
2019 → 2025
Working capital
€57k▲ 35.0%
2024 · €42k
2019: €60k
2020: €47k
2021: €29k
2022: €79k
2023: €38k
2024: €42k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€71k▲ 18.0%€71k▲ 0.7%€73k▲ 1.7%€85k▲ 17.4%
Operating result€-6k-€13k€8k▼ 40.9%€17k▲ 123%€33k▲ 90.0%
Net result€-6k-€11k€499▼ 95.4%€1k▲ 149%€16k▲ 1,157%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 90% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €634k
Fixed assets
€28k▼ 6.9%
Current assets
€606k▲ 4.6%
Equity and liabilities €634k
Equity
€85k▲ 17.4%
Debt
€549k▲ 2.2%
The debt ratio falls from 88.1% to 86.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€36k▲
2024 · €21k
Cash flow
€19k▲
2024 · €5k
Solvency
13.4%▲
2024 · 11.9%
Current ratio
1.10▲
2024 · 1.08
Quick ratio
0.05▲
2024 · 0.02
Debt / equity
6.44▼
2024 · 7.39
ROE
18.4%▲
2024 · 1.7%
ROA
2.5%▲
2024 · 0.2%
Interest coverage
2.70▲
2024 · 1.26
Debt
€549k▲
2024 · €537k
Debt ≤ 1 year
€549k▲
2024 · €537k
Income taxes
€4k▲
2024 · €658
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€609k€634k▲
Fixed assets21/28€30k€28k▼
Tangible fixed assets22/27€28k€26k▼
Land and buildings22€26k€25k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€2k€2k=
Current assets29/58€579k€606k▲
Stocks and contracts in progress3€567k€579k▲
Stocks30/36€567k€579k▲
Amounts receivable within one year40/41€9k€14k▲
Trade receivables40€9k€13k▲
Other amounts receivable41€317€1k▲
Cash at bank and in hand54/58-€10k
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€609k€634k▲
Equity10/15€73k€85k▲
Contributions10/11€12k€12k=
Reserves13€22k€22k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€38k€51k▲
Amounts payable17/49€537k€549k▲
Amounts payable within one year42/48€537k€549k▲
Current portion of amounts payable after more than one year42€0€225k▲
Financial debts43€228k€0▼
Credit institutions430/8€228k€0▼
Trade debts44€38k€36k▼
Suppliers440/4€38k€36k▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€268k€282k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€23k€39k▲
Operating profit (loss)9901€17k€33k▲
Financial income75/76B€940€346▼
Recurring financial income75€940€346▼
Financial charges65/66B€16k€13k▼
Recurring financial charges65€16k€13k▼
Profit (loss) for the period before taxes9903€2k€20k▲
Income taxes67/77€658€4k▲
Profit (loss) for the period9904€1k€16k▲
Profit (loss) for the period to be appropriated9905€1k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€54k▲
Profit (loss) brought forward from the previous period14P€37k€38k▲
Profit to be distributed694/7-€3k
Directors or managers695-€3k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
2024
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paanderstraat 1528760 TieltGround area
5,415 m²
Building footprint
370 m²
Volume, LiDAR
2,036 m³
2 parcels, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
A & T BUILDING
since 20032.123.207.957
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37322D1172/00P000 | Flanders | 3,151 m² | 1 · 118 m² | 8.8 m · 2 fl. |
| 34017C0227/00M005 | Flanders | 2,264 m² | 1 · 252 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RENOFAST
BE 0827.763.653
Antwerpen · Eq €85k
TOMADEC
BE 1019.456.043
Harelbeke · Eq €85k
HM TOITURES
BE 0800.399.359
Dilbeek · Eq €85k
VOTRE TOITURE
BE 0736.596.323
Braine-l'Alleud · Eq €85k
MJ Construction & frères
BE 1004.648.695
Marche-en-Famenne · Eq €85k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 13,034 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-12-2002
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.