REBO-CONSTRUCT
ActiveREBO-CONSTRUCT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €658k and a net result of €333k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 50% of 2167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+8
Solvency62▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.58 in 2024; short-term debt: 58.5% and cash: 63.2% of total assets), but 62.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.1%
Return on assets
18.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
22 d early
2023
23 d early
2022
25 d early
2021
20 d early
2020
11 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€658k▲ 17.7%
2024 · €559k
2018: €262k
2019: €268k
2020: €270k
2021: €317k
2022: €390k
2023: €424k
2024: €559k
2018 → 2025
Total assets
€1.77M▲ 9.0%
2024 · €1.62M
2018: €1.10M
2019: €1.02M
2020: €1.38M
2021: €1.23M
2022: €1.38M
2023: €1.27M
2024: €1.62M
2018 → 2025
Net result
€333k▲ 71.1%
2024 · €195k
2018: €57k
2019: €6k
2020: €2k
2021: €224k
2022: €75k
2023: €35k
2024: €195k
2018 → 2025
Working capital
€638k▲ 13.7%
2024 · €561k
2018: €198k
2019: €222k
2020: €250k
2021: €256k
2022: €373k
2023: €422k
2024: €561k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€317k-€390k▲ 23.2%€424k▲ 8.6%€559k▲ 31.9%€658k▲ 17.7%
Operating result€315k-€94k▼ 70.1%€41k▼ 56.1%€283k▲ 584%€474k▲ 67.7%
Net result€224k-€75k▼ 66.6%€35k▼ 53.0%€195k▲ 452%€333k▲ 71.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 68% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.77M
Fixed assets
€97k▼ 7.4%
Current assets
€1.67M▲ 10.2%
Equity and liabilities €1.77M
Equity
€658k▲ 17.7%
Debt
€1.11M▲ 4.5%
The debt ratio falls from 65.6% to 62.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€526k▲
2024 · €337k
Cash flow
€385k▲
2024 · €249k
Solvency
37.1%▲
2024 · 34.4%
Current ratio
1.62▲
2024 · 1.58
Quick ratio
1.45▲
2024 · 1.13
Debt / equity
1.69▼
2024 · 1.91
ROE
50.6%▲
2024 · 34.8%
ROA
18.8%▲
2024 · 12.0%
Interest coverage
32.47▲
2024 · 16.50
Debt
€1.11M▲
2024 · €1.07M
Debt ≤ 1 year
€1.04M▲
2024 · €959k
Debt > 1 year
€76k▼
2024 · €106k
Income taxes
€146k▲
2024 · €85k
Staff costs
€414k▲
2024 · €351k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.62M€1.77M▲
Fixed assets21/28€105k€97k▼
Tangible fixed assets22/27€104k€97k▼
Land and buildings22€57k€32k▼
Plant, machinery and equipment23€31k€21k▼
Furniture and vehicles24€16k€36k▲
Other tangible fixed assets26€319€7k▲
Financial fixed assets28€885€635▼
Current assets29/58€1.52M€1.67M▲
Amounts receivable after more than one year29€332k€231k▼
Other amounts receivable291€332k€231k▼
Stocks and contracts in progress3€434k€173k▼
Stocks30/36€294k€162k▼
Contracts in progress37€140k€11k▼
Amounts receivable within one year40/41€524k€135k▼
Trade receivables40€480k€85k▼
Other amounts receivable41€44k€50k▲
Cash at bank and in hand54/58€214k€1.12M▲
Deferred charges and accrued income490/1€15k€16k▲
Equity and liabilities
Total equity and liabilities10/49€1.62M€1.77M▲
Equity10/15€559k€658k▲
Contributions10/11€6k€6k=
Reserves13€539k€640k▲
Distributable reserves133€539k€640k▲
Profit (loss) carried forward14€14k€12k▼
Amounts payable17/49€1.07M€1.11M▲
Amounts payable after more than one year17€106k€76k▼
Financial debts170/4€106k€76k▼
Amounts payable within one year42/48€959k€1.04M▲
Current portion of amounts payable after more than one year42€38k€31k▼
Financial debts43€133k-
Credit institutions430/8€133k-
Trade debts44€212k€238k▲
Suppliers440/4€212k€238k▲
Advances received on contracts in progress46€301k€321k▲
Taxes, remuneration and social security45€112k€100k▼
Taxes450/3€94k€86k▼
Remuneration and social security454/9€18k€14k▼
Other amounts payable47/48€163k€347k▲
Accrued charges and deferred income492/3-€995
Income statement
Code20242025
Non-recurring operating income76A€6k€33k▲
Remuneration, social security and pensions62€351k€414k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€52k▼
Other operating charges640/8€7k€8k▲
Gross operating margin9900€695k€948k▲
Operating profit (loss)9901€283k€474k▲
Financial income75/76B€18k€21k▲
Recurring financial income75€18k€21k▲
Financial charges65/66B€20k€16k▼
Recurring financial charges65€20k€16k▼
Profit (loss) for the period before taxes9903€280k€479k▲
Income taxes67/77€85k€146k▲
Profit (loss) for the period9904€195k€333k▲
Profit (loss) for the period to be appropriated9905€195k€333k▲
Appropriation of the result
Profit (loss) to be appropriated9906€210k€347k▲
Profit (loss) brought forward from the previous period14P€15k€14k▼
Transfer from equity791/2€58k€232k▲
Transfer to equity691/2€195k€333k▲
To other reserves6921€195k€333k▲
Profit to be distributed694/7€60k€234k▲
Return on contributions (dividend)694€60k€234k▲
Social balance
Average headcount (FTE)90875.75.7=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €333k ▲71.1%
Operating result €474k, net result €333k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €559k ▲31.9%
7 profitable years in a row build equity to €559k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €2k ▼62.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalmthoutsesteenweg 2532910 EssenGround area
1,595 m²
Building footprint
271 m²
Volume, LiDAR
2,088 m³
Parcel 11642C0595/00G002, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rebo-Construct
since 20062.150.953.620
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642C0595/00G002 | Flanders | 1,595 m² | 1 · 271 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,000 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Recognised contractor
1 categoryREBO-CONSTRUCT BV46119
Dual-learning approval
4 live approvalsMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 8,117 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2005
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.