Realium
ActiveRealium has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €114k. Equity is growing by ~53.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency45▲+26
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 7.44 against 1.08 in 2024), but 82.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.6%
Return on assets
10.9%
Age of the figures
14 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-02-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
24 d late
2024
2 d early
2023
2 d early
2022
43 d early
2021
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€186k▲ 160%
2024 · €71k
2021: €32k
2022: €53k
2023: €20k
2024: €71k
2021 → 2025
Total assets
€1.05M▲ 22.2%
2024 · €861k
2021: €973k
2022: €500k
2023: €729k
2024: €861k
2021 → 2025
Net result
€114k▲ 123%
2024 · €51k
2021: €12k
2022: €21k
2023: €-33k
2024: €51k
2021 → 2025
Working capital
€902k▲ 1,299%
2024 · €64k
2021: €30k
2022: €53k
2023: €14k
2024: €64k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€53k▲ 66.1%€20k▼ 62.2%€71k▲ 254%€186k▲ 160%
Operating result€19k-€30k▲ 59.5%€-35k€52k€164k▲ 213%
Net result€12k-€21k▲ 75.6%€-33k€51k€114k▲ 123%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 213% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€11k▲ 2.3%
Current assets
€1.04M▲ 22.4%
Equity and liabilities €1.05M
Equity
€186k▲ 160%
Debt
€867k▲ 9.7%
The debt ratio falls from 91.7% to 82.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€165k▲
2024 · €53k
Cash flow
€115k▲
2024 · €52k
Solvency
17.6%▲
2024 · 8.3%
Current ratio
7.44▲
2024 · 1.08
Quick ratio
0.61▲
2024 · 0.47
Debt / equity
4.67▼
2024 · 11.08
ROE
61.6%▼
2024 · 71.7%
ROA
10.9%▲
2024 · 5.9%
Interest coverage
8.81▼
2024 · 99.07
Debt
€867k▲
2024 · €790k
Debt ≤ 1 year
€140k▼
2024 · €786k
Debt > 1 year
€601k
Income taxes
€35k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€861k€1.05M▲
Fixed assets21/28€11k€11k▲
Tangible fixed assets22/27€6k€6k▲
Plant, machinery and equipment23-€5k
Furniture and vehicles24-€965
Other tangible fixed assets26€6k-
Financial fixed assets28€5k€5k=
Current assets29/58€851k€1.04M▲
Stocks and contracts in progress3€480k€957k▲
Stocks30/36€480k€957k▲
Contracts in progress37€0-
Amounts receivable within one year40/41€49k€77k▲
Trade receivables40€49k€71k▲
Other amounts receivable41€0€6k▲
Cash at bank and in hand54/58€322k€8k▼
Equity and liabilities
Total equity and liabilities10/49€861k€1.05M▲
Equity10/15€71k€186k▲
Contributions10/11€20k€20k=
Reserves13€51k€160k▲
Distributable reserves133€51k€160k▲
Profit (loss) carried forward14-€6k
Amounts payable17/49€790k€867k▲
Amounts payable after more than one year17-€601k
Financial debts170/4-€601k
Amounts payable within one year42/48€786k€140k▼
Trade debts44€58k€63k▲
Suppliers440/4€58k€63k▲
Taxes, remuneration and social security45€18k€65k▲
Taxes450/3€18k€65k▲
Other amounts payable47/48€710k€12k▼
Accrued charges and deferred income492/3€4k€126k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€716€800▲
Other operating charges640/8€2k€75▼
Gross operating margin9900€56k€165k▲
Operating profit (loss)9901€52k€164k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€537€19k▲
Recurring financial charges65€537€19k▲
Profit (loss) for the period before taxes9903€56k€150k▲
Income taxes67/77€4k€35k▲
Profit (loss) for the period9904€51k€114k▲
Profit (loss) for the period to be appropriated9905€51k€114k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€114k▲
Transfer from equity791/2€0-
Transfer to equity691/2€51k€109k▲
To other reserves6921€51k€109k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
30-06
Financial
Highest result since 2021net €114k ▲123%
Operating result €164k, net result €114k, both a record.
30-06
Financial
Liquidity times 7current ratio 7.44
Current ratio from 1.08 to 7.44; short-term debt falls from €786k to €140k.
30-06
Financial
Equity above €150kEq €186k ▲160%
2 profitable years in a row build equity to €186k.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-33k ▼256%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geldenaaksevest 23000 LeuvenGround area
120 m²
Building footprint
120 m²
Volume, LiDAR
1,525 m³
Parcel 24502C0296/00Y010, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Realium
since 20202.310.013.230
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502C0296/00Y010 | Flanders | 120 m² | 1 · 120 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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3A1
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ECO-REN
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Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 5,305 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2020
Fiscal year end30-06
Trade name NL
DE NIEUWE WOONVISIE
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.