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REALITIC

Active
Private limited companyfounded 20233 yrs activeRue d' Enfer 22, 1360 Perwez, BelgiumKBO/BCE: BE 0799.064.620
Summary

REALITIC has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,945 and a net result of €2,584. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 17220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability80▼-10
Solvency96▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 3.12 against 2.7 in 2024; short-term debt: 29.2% and cash: 81.8% of total assets), and 29.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.8%
Return on assets
8.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
112 d early
2024
20 d early
2023
14 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (3 of the last 3 filed years within 92 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

REALITIC was incorporated on 1 March 2023 as a Private limited company.1 Total assets rose from EUR 21,660 in 2023 to EUR 29,598 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€20,945▲ 14.1%
2024 · €18,361
Total assets
€29,598▲ 9.3%
2024 · €27,087
Net result
€2,584▼ 43.9%
2024 · €4,608
Working capital
€18,380▲ 23.6%
2024 · €14,867
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€12,744-€7,072▼ 44.5%€4,986▼ 29.5%
Net result€8,753within the sector's middle half-€4,608within the sector's middle half▼ 47.4%€2,584below the sector's middle half▼ 43.9%
Equity€13,753below the sector's middle half-€18,361below the sector's middle half▲ 33.5%€20,945within the sector's middle half▲ 14.1%
Total assets€21,660below the sector's middle half-€27,087below the sector's middle half▲ 25.1%€29,598below the sector's middle half▲ 9.3%
Debt€7,906-€8,727▲ 10.4%€8,653▼ 0.8%
Working capital€12,254within the sector's middle half-€14,867within the sector's middle half▲ 21.3%€18,380within the sector's middle half▲ 23.6%
Solvency63.5%within the sector's middle half-67.8%within the sector's middle half▲ 4.3pp70.8%within the sector's middle half▲ 3.0pp
Current ratio2.55within the sector's middle half-2.70within the sector's middle half▲ 0.153.12within the sector's middle half▲ 0.42
Return on assets (ROA)40.4%above the sector's middle half-17.0%within the sector's middle half▼ 23.4pp8.7%within the sector's middle half▼ 8.3pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000Operating result 2023: €12,744€12,744Net result 2023: €8,753€8,753Operating result 2024: €7,072€7,072Net result 2024: €4,608€4,608Operating result 2025: €4,986€4,986Net result 2025: €2,584€2,584202320242025€0€5,000€10,000€15,000Operating result 2023: €12,744€12,700Net result 2023: €8,753€8,750Operating result 2024: €7,072€7,070Net result 2024: €4,608€4,610Operating result 2025: €4,986€4,990Net result 2025: €2,584€2,580202320242025
The operating result has fallen two years in a row; 2025 is 29% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29,598
Fixed assets €2,565 ▼ 26.6%
Current assets €27,033 ▲ 14.6%
Equity and liabilities €29,598
Equity €20,945 ▲ 14.1%
Debt €8,653 ▼ 0.8%
Debt's share of the balance-sheet total falls from 32.2% to 29.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€5,915▼
2024 · €7,423
Cash flow
€3,512▼
2024 · €4,959
Debt to equity
0.41▼
2024 · 0.48
ROE
12.3%▼
2024 · 25.1%
Interest coverage
8.61▼
2024 · 10.02
Debt ≤ 1 year
€8,653▼
2024 · €8,727
Income taxes
€1,716▼
2024 · €1,723
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€27,087€29,598▲
Fixed assets21/28€3,493€2,565▼
Tangible fixed assets22/27€3,493€2,565▼
Furniture and vehicles24€3,493€2,565▼
Current assets29/58€23,594€27,033▲
Amounts receivable within one year40/41€5,445€1,815▼
Trade receivables40€5,445€1,815▼
Cash at bank and in hand54/58€16,561€24,207▲
Deferred charges and accrued income490/1€1,588€1,011▼
Equity and liabilities
Total equity and liabilities10/49€27,087€29,598▲
Equity10/15€18,361€20,945▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€13,361€15,945▲
Amounts payable17/49€8,727€8,653▼
Amounts payable within one year42/48€8,727€8,653▼
Trade debts44€1,815€267▼
Suppliers440/4€1,815€267▼
Taxes, remuneration and social security45€2,273€5,192▲
Taxes450/3€2,273€5,192▲
Other amounts payable47/48€4,638€3,194▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€352€928▲
Other operating charges640/8€500€473▼
Gross operating margin9900€7,923€6,387▼
Operating profit (loss)9901€7,072€4,986▼
Financial charges65/66B€741€687▼
Recurring financial charges65€741€687▼
Profit (loss) for the period before taxes9903€6,330€4,300▼
Income taxes67/77€1,723€1,716▼
Profit (loss) for the period9904€4,608€2,584▼
Profit (loss) for the period to be appropriated9905€4,608€2,584▼
Appropriation of the result
Profit (loss) to be appropriated9906€13,361€15,945▲
Profit (loss) brought forward from the previous period14P€8,753€13,361▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14€352€928▲ 164%
Other operating charges640/8€1,184€500€473▼ 5.5%
Gross operating margin9900€13,942€7,923€6,387▼ 19.4%
Operating profit (loss)9901€12,744€7,072€4,986▼ 29.5%
Financial charges65/66B€12€741€687▼ 7.4%
Recurring financial charges65€12€741€687▼ 7.4%
Profit (loss) for the period before taxes9903€12,732€6,330€4,300▼ 32.1%
Income taxes67/77€3,979€1,723€1,716▼ 0.4%
Profit (loss) for the period9904€8,753€4,608€2,584▼ 43.9%
Profit (loss) for the period to be appropriated9905€8,753€4,608€2,584▼ 43.9%
Line202320242025Change
Assets
Total assets20/58€21,660€27,087€29,598▲ 9.3%
Fixed assets21/28€1,500€3,493€2,565▼ 26.6%
Tangible fixed assets22/27€1,500€3,493€2,565▼ 26.6%
Furniture and vehicles24€1,500€3,493€2,565▼ 26.6%
Current assets29/58€20,160€23,594€27,033▲ 14.6%
Amounts receivable within one year40/41€247€5,445€1,815▼ 66.7%
Trade receivables40€247€5,445€1,815▼ 66.7%
Cash at bank and in hand54/58€17,475€16,561€24,207▲ 46.2%
Deferred charges and accrued income490/1€2,439€1,588€1,011▼ 36.4%
Equity and liabilities
Total equity and liabilities10/49€21,660€27,087€29,598▲ 9.3%
Equity10/15€13,753€18,361€20,945▲ 14.1%
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14€8,753€13,361€15,945▲ 19.3%
Amounts payable17/49€7,906€8,727€8,653▼ 0.8%
Amounts payable within one year42/48€7,906€8,727€8,653▼ 0.8%
Trade debts44€1,277€1,815€267▼ 85.3%
Suppliers440/4€1,277€1,815€267▼ 85.3%
Taxes, remuneration and social security45€5,314€2,273€5,192▲ 128%
Taxes450/3€5,314€2,273€5,192▲ 128%
Other amounts payable47/48€1,316€4,638€3,194▼ 31.1%
Line202320242025Change
Profit (loss) for the period9904€8,753€4,608€2,584▼ 43.9%
+ Depreciation and write-downs630€14€352€928▲ 164%
Operating cash flow (approximation)€8,768€4,959€3,512▼ 29.2%
Investment in fixed assets (approximation)--€2,345€0▲ 100%
Change in cash--€914€7,646▲ 937%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €2,584 ▼43.9%
Net result drops to €2,584, the lowest in the series.
11-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
14-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Perwez · 1 establishment unit since 2023
exact location from the address register On OpenStreetMap
Ground area
758 m²
Building footprint
176 m²
Volume, LiDAR
954 m³
Parcel 25060A0182/00H002, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
REALITIC
Rue de l' Intérieur 152/A, 1360 PerwezComputer programming, consultancy and related activities
since 20232.342.708.069
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25060A0182/00H002 Wallonia 758 m² 1 · 176 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,913 companies in sector 62100 we hold annual accounts for 8,786. 5,849 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0799064620
Registered 26-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.