RealAmor

Active

Private limited companyfounded 20241 yr activeKarel Martelstraat 8, 1000 Brussel, BelgiumKBO/BCE: BE 1015.481.815

Summary

The computed 12-month bankruptcy probability of RealAmor is 2.8% (moderate). The 2025 annual accounts show negative equity (€-4k) and a net result of €-2k. Its solvency ranks better than 19% of 4659 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysis Watch Report Compare

RealAmorActiveChecked score 20/100

Risk analysis Report Compare

Checked score

Score 2025

20 / 100

Critical

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency0=

Growth58

Track record82

Bankruptcy probability, 12 months

2.8% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.11; short-term debt: 142.4% and cash: 10.3% of total assets), and equity is negative.

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-42.4%

Return on assets

-23.4%

Age of the figures

9 mo

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2425

2024 to 2025 · latest year €-4k

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-09-2026, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

43 d late

2024

77 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-4k▼ 123%

2024 · €-2k

2024: €-2k 2025: €-4k▼ -123% vs 2024

2024 → 2025

Total assets

€10k▲ 132%

2024 · €4k

2024: €4k 2025: €10k▲ +132% vs 2024

2024 → 2025

Net result

€-2k▲ 60.2%

2024 · €-6k

2024: €-6k 2025: €-2k▲ +60.2% vs 2024

2024 → 2025

Working capital

€-13k▼ 570%

2024 · €-2k

2024: €-2k 2025: €-13k▼ -570% vs 2024

2024 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€-2k-€-4k▼ 123% 2024: €-2k 2025: €-4k▼ -123% vs 2024

Operating result€-6k-€-2k▲ 62.3% 2024: €-6k 2025: €-2k▲ +62.3% vs 2024

Net result€-6k-€-2k▲ 60.2% 2024: €-6k 2025: €-2k▲ +60.2% vs 2024

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €2k in 2025 against €6k in 2024; the loss shrinks.

Balance-sheet composition

Assets €10k

84.8%

15.2%

Fixed assets €9k

Current assets €2k

Key figures and ratios

2025 value · change against 2024

EBITDA

€-2k▲

2024 · €-5k

Cash flow

€-2k▲

2024 · €-5k

Solvency

-42.4%

Current ratio

0.11

Debt to equity

-3.36

ROA

-23.4%

Interest coverage

-13.84▲

2024 · -438.24

Debt

€14k▲

2024 · €6k

Debt ≤ 1 year

€14k▲

2024 · €6k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines

Balance sheet Code20242025

Assets

Total assets20/58€4k€10k▲

Formation expenses20€0-

Fixed assets21/28-€9k

Intangible fixed assets21-€9k

Current assets29/58€4k€2k▼

Amounts receivable within one year40/41€430€485▲

Other amounts receivable41€430€485▲

Cash at bank and in hand54/58€4k€1k▼

Equity and liabilities

Total equity and liabilities10/49€4k€10k▲

Equity10/15€-2k€-4k▼

Contributions10/11€4k€4k=

Profit (loss) carried forward14€-6k€-8k▼

Amounts payable17/49€6k€14k▲

Amounts payable within one year42/48€6k€14k▲

Trade debts44€2k€1k▼

Suppliers440/4€2k€1k▼

Other amounts payable47/48€4k€13k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€932€471▼

Other operating charges640/8€50-

Gross operating margin9900€-5k€-2k▲

Operating profit (loss)9901€-6k€-2k▲

Financial income75/76B€0€0▼

Recurring financial income75€0€0▼

Financial charges65/66B€11€127▲

Recurring financial charges65€11€127▲

Profit (loss) for the period before taxes9903€-6k€-2k▲

Profit (loss) for the period9904€-6k€-2k▲

Profit (loss) for the period to be appropriated9905€-6k€-2k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-6k€-8k▼

Profit (loss) brought forward from the previous period14P-€-6k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€932	€471	▼ 49.5%
Other operating charges640/8	€50	-	-
Gross operating margin9900	€-5k	€-2k	▲ 64.4%
Operating profit (loss)9901	€-6k	€-2k	▲ 62.3%
Financial income75/76B	€0	€0	▼ 66.7%
Recurring financial income75	€0	€0	▼ 66.7%
Financial charges65/66B	€11	€127	▲ 1,017%
Recurring financial charges65	€11	€127	▲ 1,017%
Profit (loss) for the period before taxes9903	€-6k	€-2k	▲ 60.2%
Profit (loss) for the period9904	€-6k	€-2k	▲ 60.2%
Profit (loss) for the period to be appropriated9905	€-6k	€-2k	▲ 60.2%

Line	2024	2025	Change
Assets
Total assets20/58	€4k	€10k	▲ 132%
Formation expenses20	€0	-	-
Fixed assets21/28	-	€9k	-
Intangible fixed assets21	-	€9k	-
Current assets29/58	€4k	€2k	▼ 64.9%
Amounts receivable within one year40/41	€430	€485	▲ 12.9%
Other amounts receivable41	€430	€485	▲ 12.9%
Cash at bank and in hand54/58	€4k	€1k	▼ 73.5%
Equity and liabilities
Total equity and liabilities10/49	€4k	€10k	▲ 132%
Equity10/15	€-2k	€-4k	▼ 123%
Contributions10/11	€4k	€4k	=
Profit (loss) carried forward14	€-6k	€-8k	▼ 39.8%
Amounts payable17/49	€6k	€14k	▲ 129%
Amounts payable within one year42/48	€6k	€14k	▲ 129%
Trade debts44	€2k	€1k	▼ 23.8%
Suppliers440/4	€2k	€1k	▼ 23.8%
Other amounts payable47/48	€4k	€13k	▲ 193%

Line	2024	2025	Change
Profit (loss) for the period9904	€-6k	€-2k	▲ 60.2%
+ Depreciation and write-downs630	€932	€471	▼ 49.5%
Operating cash flow (approximation)	€-5k	€-2k	▲ 62.3%
Change in cash	-	€-3k	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

12-09

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 43 days late

2025

15-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2024

seat establishment The establishment unit on the map

Ground area

78 m²

Building footprint

78 m²

Volume, LiDAR

1,195 m³

Parcel 21806F0233/00K000, Brussels · tallest building 19.6 m, ±6 floors. Linked by address, not a title deed.

64 companies at this address See who is registered here

1 establishment unit

RealAmor

Karel Martelstraat 8, 1000 BrusselComputing infrastructure, data processing, hosting and other information service activities

since 20242.365.657.081

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21806F0233/00K000	Brussels	78 m²	1 · 78 m²	19.6 m · 6 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

DIALOGUES ET PARTNERS

BE 0860.054.656

Sint-Lambrechts-Woluwe

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 106 companies in sector 96991 we hold annual accounts for 21. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded23-10-2024

Fiscal year end31-12

Activities, NACEBEL 2025

96991Personal service activities

63910Web portal activities

82990Other business support services

96999Other personal services

Contact

E-mail realamor.adm@gmail.com

Phone +32498755806

Scores and ratios are computed by Checked and are not a credit decision.