READYFINE
Open bankruptcyA bankruptcy procedure is open for READYFINE according to publications in the Belgian State Gazette; curator: Marga PIETERS. The 2019 annual accounts show equity of €31k and a net result of €-5k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2019 was due by 31-07-2020 and was filed on 28-08-2020, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2019, micro schema
Equity
€31k▼ 15.1%
2018 · €36k
2018: €36k
2018 → 2019
Total assets
€31k▼ 17.3%
2018 · €37k
2018: €37k
2018 → 2019
Net result
€-5k
2018 · €6k
2018: €6k
2018 → 2019
Working capital
€36k
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019Trend
Equity€36k-€31k▼ 15.1%
Operating result€6k-€-5k
Net result€6k-€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2019: a loss of €5k after €6k in 2018.
Key figures and ratios
Solvency
100.0%▲
2018 · 97.4%
ROE
-17.8%▼
2018 · 15.5%
ROA
-17.8%▼
2018 · 15.1%
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2019 against 2018
Balance sheet
Code20182019
Assets
Total assets20/58€37k€31k▼
Current assets29/58€37k€31k▼
Amounts receivable within one year40/41€538€1k▲
Cash at bank and in hand54/58€36k€29k▼
Equity and liabilities
Total equity and liabilities10/49€37k€31k▼
Equity10/15€36k€31k▼
Contributions10/11€62k€62k=
Reserves13€2k€2k=
Profit (loss) carried forward14€-28k€-34k▼
Amounts payable17/49€948-
Amounts payable within one year42/48€948-
Trade debts44€270-
Income statement
Code20182019
Gross operating margin9900€6k€-5k▼
Operating profit (loss)9901€6k€-5k▼
Recurring financial charges65€39-
Profit (loss) for the period before taxes9903€6k€-5k▼
Profit (loss) for the period9904€6k€-5k▼
Profit (loss) for the period to be appropriated9905€6k€-5k▼
Timeline · acts, filings and financial milestones
2022
31-10
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · READYFINE NV GOLDEN HOPESTRAAT 13, 1620 DROGENBOS · event 25-10-2022
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
26-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 26 days late
2014
03-07
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
2013
23-08
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 23 days late
2012
06-07
NBB filing
Annual accounts filed
fiscal year 2011 · full schema
2011
05-07
NBB filing
Annual accounts filed
fiscal year 2010 · full schema
SignalNBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
5,275 m²
Building footprint
2,439 m²
Volume, LiDAR
36,618 m³
2 parcels, Brussels, Flanders · tallest building 35.7 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
ReadyFine
since 20082.172.563.438
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0058/00L000 | Flanders | 4,023 m² | 1 · 1,681 m² | 9.0 m · 3 fl. |
| 21673D0130/00X006 | Brussels | 1,252 m² | 1 · 758 m² | 35.7 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Marga PIETERS KROONLAAN 365, 1050 BRUSSEL 5- |
25-10-2022 → present |
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-07-2008
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.